Personal Finance - September 2006

I loaned someone a few hundred dollars because I thought I could trust them... Been 3 months no sign of the money.

What, if anything, can I do to get the money back? Or am I boned?

2006-09-25 04:49:34 · 7 answers · asked by grimmy b 2

2006-09-25 04:24:43 · 5 answers · asked by Anonymous

Please keep in mind, you can't give the money away, gamble it or use it by investing in shares, bonds or the stockmarket.

2006-09-25 04:15:42 · 18 answers · asked by Anonymous

2006-09-25 03:22:12 · 6 answers · asked by Anonymous

In one year I will be going back to school to become a RN and i plan to go from working full time - to part time. I doint have a saving to pull from to live off from while working part time but i do have a 401k. I will be starting to put 10% now from my paycheck plus my employer matches 50%. When i start working part time next year should i pull from my 401k to be able to go to school and only work part time?

2006-09-25 03:16:37 · 11 answers · asked by rocco071706 1

I live in Massachusettes and was wondering what the limit is for chasing at a store?

2006-09-25 02:40:28 · 8 answers · asked by ~mj~ 3

i need 6 grand by tomorrow or im getting evicted.....anyone know any good loan sharks..regardless of the APR. Or maybe someone might know a better solution

2006-09-25 02:31:06 · 17 answers · asked by kaingirls 2

2006-09-25 01:19:11 · 1 answers · asked by K.L. M 1

2006-09-24 22:19:47 · 10 answers · asked by ZANE 1

me and partner tried to get a car on finance but couldnt so my mum got us the car on finance in her name but the money comes out of my bank account but the log book is registered in my partners name now he has left me coz he has feelings for someone else but doesnt know who he wants, so i took the car off him and now he wants it back and said he was going to the garage where we got it from so he can get it back! but my mum and i want to give it back to the finance company... can we do this? and does he have every right to get the car back?

2006-09-24 20:26:07 · 7 answers · asked by shell_x_russ 1

I have been overseas for one year. They keep takiing money out of my account. I do not get any services from msn. What can I do?

2006-09-24 19:45:35 · 4 answers · asked by John G 1

2006-09-24 19:11:17 · 6 answers · asked by anil_investor 1

My boyfriend and i always fight about money and so does every other couple i know.I don't get it??? Even if your bringing in more then enough money your still fighting why?

2006-09-24 18:39:53 · 8 answers · asked by Anonymous

I am 20 yrs old I bought a duplex 4 months ago for 147,600 its appraised at 148,000 so I got it at top dollar. I got financing on 80/20 80%@7.5 adjustable rate (will go up in 2 years guaranteed) and 20%@10.75 fixed rate. I will be paying interest for the first 2 months. I am losing $200 on this monthly w/ tenants living there. It's suppose to be my primary residence. Refi penalty for the 80 loan is $3600 and no penalty for 20%. So my question is I got a loan on stated income, I figured I am losing $200/month*24=4800 in 2 years interest only from my own pocket. If I refi now $3600 penalty and maybe $3000 closing cost (estimation) so that's $6600 loss which I can live with 6600-4800=1800 difference I can live with that. But if I refi 30 yr fixed rate I have very low income i am a college student can I get possibly better rates to lower my down payment, I want to refi 0% down fixed 30yr rate is that possible? I want some advice plz I don't want to go bankrupt in 2 yrs when rates go up

2006-09-24 18:09:11 · 3 answers · asked by Dispirited 2

2006-09-24 17:38:23 · 12 answers · asked by Daisy Dix 1

I am looking to see if anyone would like to go in with me on buying some preconstruction real estate investment deals with great returns?

Charles

2006-09-24 17:05:09 · 1 answers · asked by REI Guru 1

A few months ago I was considering hiring a lawyer for a personal matter, and I started searching for one. I spoke to one with the understanding I wasn't ready to hire one yet, but he offered to chat with me anyway so he could learn more about what i needed. I assumed he would try to sell me on his services and offer some generalized advice. He did both. We spoke for about 1 hour. He gave me some his opinions and some things to consider. For various reasons, I decided not to work with him for now. He called me to follow-up last week and started giving me his opinions again. I told him I wasn't going to hire him now. He then sent me a bill for $340 for his time. I have no agreement with him. I never signed a contract. We never even discussed hourly fees. Am I required to pay this? If not, how do I handle it? I realize he gave me some of his time and some input, but that's a lot of money for some advice I didn't specifically ask for or agree to.

2006-09-24 15:57:09 · 4 answers · asked by UpFromHere 2

on my credit report I have several hospital bills that are over 7 yrs old but the collection service only reported them 5 yrs ago. so do i have to wait 2 more years or can I get them removed now?

2006-09-24 14:52:39 · 4 answers · asked by lectric lady 2

if you have $50,000 dollers,and that was 100% of your assets,you send $10,000 dollers ,What percent of your assets do you have left?

2006-09-24 14:06:12 · 9 answers · asked by judy h 1

2006-09-24 13:44:11 · 24 answers · asked by Anonymous

what is a good download or web site for a good bugetting guide just for basic info

2006-09-24 12:57:21 · 2 answers · asked by Anonymous

2006-09-24 12:45:57 · 6 answers · asked by tammydoyle@sbcglobal.net 1

I am 22.I will soon be making money on my own working from home. I don't know anything about retirement. How much money should I save and what should I put this money into, a CD,a bond? I have no idea about these things. Also, does anyone know at what rate the cost of living rises each year? Is there an equation to determine how much money will be needed for me to retire when I get ready to?

2006-09-24 12:42:58 · 8 answers · asked by indrep33 3

2006-09-24 12:42:07 · 9 answers · asked by monty 1

Hello, i am having a dispute with another fmaily about a bad check that they wrote and causing my account to go overdrafted. If you work for bank, work in a bank etc, please email me, i really need this advice, thank you.

2006-09-24 12:30:18 · 2 answers · asked by Christina 2

I owe back child support, taxes,credit card bills and I would like to get a home and a new car. This started about 4 years ago when I was laid off from a job I had for 14 years. I have had my current job for about 2 years and pull in about 3,500 a month. Is there a way to get a reasonable loan to resolve all these issues.

2006-09-24 12:23:24 · 1 answers · asked by neanderstrat 3

I already recieve my transit/account number online, and I ask the bank if my credit is approved, and they say yes. They said that they already send my the approval letter and its been 1 week. Do I need to validate my transit/account number(that I recieve online)? or I'll just have to wait for the letter that they send me? Or I can already use my transit/account number now?

2006-09-24 11:45:03 · 4 answers · asked by AlsoCuriousGuy 1

2006-09-24 11:08:07 · 6 answers · asked by Anonymous

I have read that many/most VISA/Mastercard merchant agreements prohibit merchants from requesting and/or recording additional ID from customers as a condition of sale, but I have frequently been asked to fax copies of my passport or other identification as well as a copy of the credit card itself to online vendors.

I am concerned about anonymous vendors having this sort of information in their possession - credit card information PLUS identification. Even if they have no malicious intent themselves, how can I be sure that they are safely deleting (or storing) my personal information?

2006-09-24 11:02:48 · 6 answers · asked by TriniSalt 2

I had defaulted on my student loan and they were harrassing me. My husband had recently passed away. I had no income, no insurance and had to have surgery. The District Attorneys office called and I had to meet with them. I managed to get a loan with the help of a friend and paid the student loan off. Now 2 years later, I receive a call that says I still owe a student loan. I don't believe this is true but I never received a letter stating the loan was paid. I don't know how to prove that the loan was paid.

2006-09-24 09:46:23 · 4 answers · asked by browneyes 1