I had defaulted on my student loan and they were harrassing me. My husband had recently passed away. I had no income, no insurance and had to have surgery. The District Attorneys office called and I had to meet with them. I managed to get a loan with the help of a friend and paid the student loan off. Now 2 years later, I receive a call that says I still owe a student loan. I don't believe this is true but I never received a letter stating the loan was paid. I don't know how to prove that the loan was paid.
2006-09-24 09:46:23 · 4 answers · asked by browneyes 1 in Business & Finance ➔ Personal Finance
Are you sure it is not a different loan? Every few years I seem to have another one pop out of the woodwork. The way student loans were done in 'the old days' was quite different than today. A subsidized loan was one, an unsubsidized was another loan, and each semester was a seperate loan even though presented for the year. So if you went to university for 4-years and took out both a subsidized & unsubsidized loan each semester, you could have 16 seperate loans out there. If the loans are held by the same company, they will be combined in collection. BUT they can be held by different companies, until consolidated by the borrower. Do you have any of your original loan paperwork? Have they sent you paperwork on this loan?
2006-09-25 10:56:15 · answer #1 · answered by nativeAZ 5 · 0⤊ 0⤋
Oh boy - your "so called friend" could be filing a claim against your husband's estate for the loan which was never used to pay your student loans.
The DA does not get involved in civil cases - maybe your husband (may he rest in peace) stiffed your friend in some criminal manner and your friend is exacting revenge on you?
Who wrote the check to pay the student loan? You? Your husband? Your friend? Maybe your husband did something illegal with the money - who knows?
If things are looking bad - there is always the public defender and/or legal aid.
2006-09-24 19:48:21 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Your story doesn't make any sense. The DA would never get involved in collection of a defaulted loan.
2006-09-24 17:20:45 · answer #3 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Gey a copy of your credit report .. free on line.. forward it to the creditor.. contact any of the credit reporting companys.. dispute the claim .BUT ,make sure you have proof that the loan has been paid off
2006-09-24 16:56:14 · answer #4 · answered by pocono58 2 · 0⤊ 0⤋