I have been hearing about a pay-for-delete agreement?
What is this?
And I have also heard that if a collection is over 5 years old, don't try to pay it off because it will hurt your score rather than help it,
I;m trying to figure this out because my husband has some collections on his credit from years ago , before we were togther, and its hurting his credit, and now that we are toghter I want to try and clean his credit up. His score is a 545, and we need at least a 580 or better to get financing for a home. Would it be better to get a credit consouler?
2007-12-31
08:01:47
·
8 answers
·
asked by
jessica29154
3
in
Credit