Credit - March 2007

I just got pre-approved for 2 new cards and one increase in credit - I have lots of credit already but a lot of debt too. Will this new credit bring up my score or will it go down? I have not spent more just did a balance transfer, any ideas...

2007-03-22 14:47:29 · 3 answers · asked by Bluesky 1

Asked for an extension and they denied. I do not know what are my options i cannot borrow from any friends or family. I am thinking of just skipping this payment till' next month. Will they want to repo? what will they do?

2007-03-22 13:59:26 · 4 answers · asked by Anonymous

..encountered any problems with Capital One auto financing??

2007-03-22 13:40:44 · 4 answers · asked by hulahoops 3

I applied for a credit card at Citibank a month ago. I applied it by sending the bank a application letter.Since that, I have no idea if my letter has been received and my application has been approved. Is there anyway that can help me out? What generally is the period of time that is needed for me to be informed? By how? If there is a way to check the status of my application?

2007-03-22 13:38:03 · 4 answers · asked by eastaspen 1

I want to know if there is any loan available that I can get.
I'm a student and I could get a cosigner if neccessary.
It's not for school but I want to pay it back after I graduate.
Is there such a loan?

2007-03-22 13:29:04 · 8 answers · asked by Anonymous

My wife was just laid off last month and had been working on a payment plan with the credit card company. She wasnt able to make the payment this month, and they said if we do not pay them they can take our house? I am guessing they are just trying to threaten us because I thought they can just put a lien on the house but nothing else. I am in Massachusetts so I dont know if the rules are different. Any help is appreciated.

2007-03-22 13:22:48 · 6 answers · asked by BRIAN K 1

What kind of a loan would you call it? A morgage and a
car loan financed in one loan. Is it possible?

2007-03-22 13:12:42 · 6 answers · asked by Anonymous

i have no credit. i'm lookin to get some good credit. i'm really iffy about credit cards well the damn things scare me. Whats the best way to get credit?? thanx

2007-03-22 13:11:55 · 13 answers · asked by flutterbunny182 2

2007-03-22 13:02:10 · 6 answers · asked by Sarah F 1

Ok this is the deal. I own my home valued around $75,000 before the remodel and I have no mortgage on it. Other debts are $25,000 in student loans, $40,000 in personal loan to family and $45,000 in credit card debt. I take home around $2400 a month. What can I do?

2007-03-22 12:35:30 · 5 answers · asked by Rich 2

I need to stop this from happening and only get automated stuff with no chance to talk with the phone #'s given online. I need to stop this from happening how do I do it?

2007-03-22 12:30:13 · 1 answers · asked by Anonymous

2007-03-22 12:29:18 · 7 answers · asked by Anonymous

2007-03-22 12:22:42 · 8 answers · asked by David L 1

2007-03-22 12:08:47 · 7 answers · asked by milo2angel 2

2007-03-22 12:08:06 · 3 answers · asked by craig t 1

If you have financial troubles, and your vehicle gets repossessed, will that bring bad karma? Even if you are working on a plan with your attorney to find a way to pay back all your debts including whatever you owe to the company that financed the vehicle?

2007-03-22 12:07:24 · 7 answers · asked by MBA Grad Student 1

I have an American Express credit card and want to check my account on line. How do I do that?

2007-03-22 12:05:33 · 2 answers · asked by Anonymous

I have 3 open accounts none are in collections but one of the three has a bad remark (30days)but i have been paying more than what is due on all three . I want to know what is the fastest way to raise my credit score. All the accounts are credit cards. How do i ask the companies to rereport my information to raise the score. HELP

2007-03-22 11:43:27 · 7 answers · asked by taytay_1009 2

My girlfriend is getting married in the fall, her fiance has very bad credit. She is worried that it will effect her credit. I told her that as long as she does not open any accounts together with him she should be safe.....?? Is this true? Thanks for any info!

2007-03-22 11:35:34 · 7 answers · asked by Jm 3

My student loans went into default 6 years ago as I was trying to take care of my dying husband. Is it possible to work my way out of default? I would like to go back to school, but can't without getting financial aid.

2007-03-22 11:32:04 · 6 answers · asked by Anonymous

When even prosper says your credit score is to low? I just bought a car for 200 on friday it broke down on monday. Need a car BAD. is there any place that will loan money to people with less then a 520 score??

2007-03-22 11:20:42 · 9 answers · asked by Cat 3

...and am living on my credit cards. I am in debt 40,000.00. I met w/ an attorney today and he told me that I have to stop using the cards, get a job, and keep paying the amount due before claiming bankruptcy. How can I pay on the cards, not use them and live without money coming in? I have never been late on a payment, EVER, but I'm drowning in debt and no job, with none in sight(I used to make 40k a year, lost my job, been looking for months!). I own my car, and I just moved in w/ my boyfriend to make ends meet, they can't take anything away from me. Should I stop paying on them? max them out (against everything I believe in, everyone does this, my friends say)? take my chances? Can I go to jail for this? What will happen if I can't pay them? I need some REAL sound advice here. Thank you SO much for the replies. I'm an honest person who never thought this would happen to ME, please don't judge me. I only hope this never happens to you. Please help me.

2007-03-22 11:13:04 · 4 answers · asked by L S 1

2007-03-22 11:00:10 · 3 answers · asked by bubu_lyoo2829 1

My brother-in-law is a real piece of work. He has two children, neither one he takes cares of or presently pays child support for. However, he makes sure that every year he claims them on his taxes so he gets extra money back for them. The mother is now taking him to court to get child support. We found out the other day that he is going to declare bankruptcy to try to get out of paying the child support. Will it work?

2007-03-22 10:35:09 · 8 answers · asked by redpeach_mi 7

2 old debts have been passed to this company for chasing. They telephoned me regarding this matter and were very rude and unhelpful. I explained to them that i would only deal with them in writing and that i would make an offer of payment to them once they sent me written proof. This never materialised and the calls kept coming. In anger at the constant harrassment my partner told them that i didn't live there anymore.

Today whilst getting into my car my elderly next door neighbour said that she had a phone call from a company asking whether i live next door as they had something to send me and just wanted to know before they sent it - thought this was very odd and the more i have thought about it the more i wondered if this is legal. I then telephoned my mum and she said that she had had a call of the same nature asking for my current address!

Any geniune advice would be great x

2007-03-22 10:03:21 · 11 answers · asked by Anonymous

no i'm not getting a credit card to go shopping, my mom taught me all about money management pus i have my own bank account. i want the card for emergencies. so i probaly will hardly ever use the card, but i want something that will help build my credit but low interest rates, and not one that will penalize me for not using it. (i heard some companies do that) also i have $2,300 in student loans if thatmakes a difference. or do you think i shouldn't get a card. why or why not SERIOUS answers only please, i don't need a lecture. and i'm 19 g

2007-03-22 09:58:43 · 8 answers · asked by JellyBean Bri 4

2007-03-22 09:46:25 · 13 answers · asked by Happy Bee 1

2007-03-22 09:42:41 · 11 answers · asked by NINA J 1

My friend doesnt have a cheque book,can she pay it at her local bulding society?If so what will she be charged?

2007-03-22 09:36:43 · 6 answers · asked by babscabs 5

i've heard of them and i need to earn some extra cash really bad right now. i'm currantly a stay at home mom, but can't afford day care. i've been suckered by "the earning money from home thing" before and just wondered if there was really anything ledgit out there?

2007-03-22 09:06:58 · 6 answers · asked by laura t 1