Credit - December 2006

The customer used many different cards. I suspected him of fraud and informed the bank. They told me not to worry. Now they have come back to me a week later and after more transactions and said it was fraud and they want the money off me. It seems unfair that I should lose up to 30,000 pounds when I told them my suspicions and they told me not to worry. I would like to know how I can prevent the bank from taking all the money off me. The ttransactions were done mainly by phone.

2006-12-08 23:06:44 · 3 answers · asked by golly23es 2

2006-12-08 22:43:32 · 5 answers · asked by hem4238 1

I purchased an item on ebay on friday evening through paypal and i received confirmation to my email, on my paypal account it reads TRANSACTION COMPLETE & PAYMENT STATUS complete. Another e-mail from the seller reads:

- Your payment has been received for Item # 150068640448
and
- We will send you another email when we ship the item.Thank you !

And i received the last e-mail that reads:

Dear ****
We have packed your eBay UK Item # 150068640448 To:

>>Our postal pickups are Monday-Friday at 2pm.<<

Please allow 3-5 working days after despatch (excluding Sat/Sun/Bank Hols

Now,does this really mean that the money has been deposited into their account? because I have checked my bank account several times and no money has been taken out; this worries me since it's my first time doing this "ebay purchase and paypal payment" thing.

Can anyone give me detailed and informative reply PLEASE!

2006-12-08 22:29:07 · 14 answers · asked by Makaveli007 5

What discount rate should I use

2006-12-08 17:42:37 · 2 answers · asked by Leonard K 1

Will the prize be immediately sent to the card or are there still hindrances?

2006-12-08 17:26:58 · 5 answers · asked by Anonymous

In all the cases that they pulled my credit report is when I specifically declined to authorize a new pull. I would fax them my most current report with a contigency that I will authorize a new pull only if I was satisfied with their loan prequalification. this wasn't done and yet they proceeded .

2006-12-08 17:10:06 · 6 answers · asked by Edmund O 1

I'm new to this whole loan thing. My husband and I are up to our ears in debt. We don't own a home. We are on our local Credit Union's site and trying to figure out what kind of loan we will be able to get. Under Consumer Loans there are 2 types. A Share Loan which the APR ranges from 12.25%-18%, and a 90% Share Loan which has a rate of 3.25%. What is the difference, I am so confused. 12.25%-18% doesn't really seem like it would save us THAT much money. Thanks!

2006-12-08 16:35:07 · 1 answers · asked by suekiemama@sbcglobal.net 2

I have an American Express charge card and i need ALOT of gift cards for the holidays.....Can I buy them? Which ones? The ONLY one that said I could was victoria secret.....And is there any chance of them freezing my charge card if i do so? (AMEX is known to freeze accounts for stupid reasons)

2006-12-08 15:39:49 · 5 answers · asked by thicknsexy954 2

2006-12-08 15:22:03 · 9 answers · asked by Just me 4

and is it safe to use paypal at ebay?

2006-12-08 14:17:46 · 7 answers · asked by ttony011 3

we were approched by a debt company by phone how do you know if they are lagitiment

2006-12-08 14:12:47 · 15 answers · asked by Jennifer H 1

I took out a $2300 payday loan about a year ago and I have been paying $215/month service fee and I am no longer able to pay the service fee. I stopped paying the service fee approximately 2 months ago and needless to say they are calling me endlessly. I know it was stupid but I really needed the money at the time. As you can see I have paid $2150 in service fee and still owe the original loan for $2300. My question is what happenns if I cant or dont want to pay any further. Can they garnish my paycheck, etc??

2006-12-08 13:06:00 · 8 answers · asked by Anonymous

Ive been a member to paypal for 2 weeks now and i cant get signed up for a paypal credit card. if anyone knows how long i have to be a member before applying for one please help. thanks.

2006-12-08 12:45:51 · 4 answers · asked by -$-Full-Tilt-Poker-Player-$- 1

I recently was approved for an apartment but needed a guarantor. The guarantor went through the credit check and was approved, but now is worried that being a guarantor will effect their credit, that the rent for the apartment will appear on their credit report as a debt, etc. What is the rule here? Is the rule different state-to-state? If it won't appear on their financial records, how can I prove to them that it won't and make them feel safe about being a guarantor? All that's left to do is sign the lease...

2006-12-08 11:52:36 · 2 answers · asked by BasedInNYC 1

2006-12-08 11:39:06 · 5 answers · asked by deeznut 1

Will it increase it a lot with timely payments? Or will it not really make much of a difference?

2006-12-08 11:21:03 · 3 answers · asked by annabanana4883 3

Here's the situation: my credit rating is poor. I have a few charged off credit cards from my early college years. HOWEVER, I do have one credit card that I have never even been late. Also, I have some student loans that have perfect payment history.

BUT my rating is still too low. What should I do? I know that paying off charged off accounts will adversely affect my credit. So...how can I improve it now? Will secured credit cards work? What else? Thanks!

2006-12-08 11:18:31 · 13 answers · asked by annabanana4883 3

ok i know theirs a way too pay my ascent credit card online .. and i cant find it looked over 2 hours for it .. the card i have is a Ascent visa .. from plains commerce bank in hovan south dakota ... can anybody help ... cant get customer service 2 answer their phone maybe closed .. payed online once before soooo please help... thanks

2006-12-08 11:13:00 · 1 answers · asked by sh00onuff 2

i dont want to use my credit card. And please, don't answer if you dont know, or don't answer if you think its silly i dont want to use my credit card.

2006-12-08 11:05:33 · 4 answers · asked by Anonymous

I am 18 & I want to build a credit rating 4 a mortgage. I am a student and am not working.
I have a full bank acc with an overdraft facility but I never go into the red, is this helping my credit score?
Can I improve my rating any other way without a credit card?

2006-12-08 10:58:48 · 8 answers · asked by Anonymous

I have some debt and i need to get out of it. I am having a baby and i want to reestablish my credit for the future how would i handle this I need serious help. I am okay at saving money but when i got my credit cards a few years ago i went overboard some are in collections =( how do i fix this mess i got myself into.

2006-12-08 10:53:26 · 4 answers · asked by MissYYYY 1

It's for a first time home buyer in Illinois. I know to expect a high interest rate if it is, in fact, possible, but just wondering if there really are banks out there that would take a chance.

2006-12-08 10:48:58 · 7 answers · asked by annabanana4883 3

2006-12-08 10:17:29 · 11 answers · asked by gift 1

this may be a dumb question but how can I raise my credit score higher? I don't have any credit cards or a job or anything like that, so, what could I do? I'm just wondering because I want my credit to be good when I go to get a car sooner or later.

2006-12-08 10:01:44 · 4 answers · asked by ? 2

2006-12-08 09:58:03 · 4 answers · asked by aprilntex 3

I've got three credit cards and I'm almost done paying them off and I truly think that I will never ever get a credit card again. I rather just deal with cash. If you have an answer or any good advice please fill free responde!

2006-12-08 09:47:42 · 7 answers · asked by DaQuiteGuy 1

I have a private loan from school that has a minimum payment of $608.00 a month. Only $25.00 of that goes to the base balance so I'll be paying it off well after I'm 100 years old! This makes no sense to me and the company won't budge. Whats the best way to pay this off? Should I get another loan from a bank and pay that company off? Don't let your kids go to art school if you're poor T_T

2006-12-08 09:23:20 · 2 answers · asked by puzzletoad 1

My ex-husband took out a bank loan in my name (with my consent) and now that we are divorced I am obligated to pay it and I dont have any money to spare I am living paycheck to paycheck working two jobs. He also left me with $6,000 in credit card debt. does anyone have any suggestions and whats the worst that could happen? and how long before my credit is good again?

2006-12-08 08:57:48 · 13 answers · asked by Crystal W 1

2006-12-08 08:48:38 · 5 answers · asked by Cougar 2

We even put down a substantial amount and NO ONE wants to gives us any credit...I was looking a 20000 dollar car, had about half down and they NO, because of past credit problems and I mean from like a year ago, my husband makes over 100,000 a year in the trades, yet they would a 18 year old DOMO (gas station) worker credit...WHAT GIVES???

2006-12-08 08:46:38 · 4 answers · asked by Anonymous