Credit - July 2006

2006-07-07 19:35:10 · 2 answers · asked by phillynetminder 1

I have a good payment history on my car loan for 18 mos. I want to refi, but do not want to keep getting hits on my credit report while shopping.

2006-07-07 19:24:44 · 4 answers · asked by Kayla22 1

happen to friend and didn't think it was legal especially if they for some reason were to seperate his credit would be shot if not payed off.

2006-07-07 16:58:55 · 21 answers · asked by terryg_timberman 1

i just got bally fitness membership and i in all my idiocy gave out my social security number, drivers licence no. etc. Now after reading all information on bally fraud, i am kicking myself. Is there anythign I can do now??

2006-07-07 16:23:57 · 5 answers · asked by jadooshtick 1

2006-07-07 16:03:29 · 7 answers · asked by mattd1087 1

I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me what you thought and who you used. Thanks.

2006-07-07 15:35:31 · 2 answers · asked by Lori A 6

2006-07-07 15:10:36 · 20 answers · asked by Anonymous

What are the sources of short term capital?

2006-07-07 15:07:17 · 1 answers · asked by menmen21 1

I been thinking about getting a credit card but i am unsure if i'll manage it properly. Any advice

2006-07-07 14:49:15 · 6 answers · asked by hot mommy 2

2006-07-07 14:47:27 · 8 answers · asked by alliswell4me2 2

There are many company that claim that they will help you get out of debt but I have found that they will make it worst for you. Credit report agancy sell your information to other scam artist who will send you things in your e-mail that will check your credit and make your score lower.

2006-07-07 14:10:37 · 10 answers · asked by pprock42 1

Hey guys. Im a 20 year old guy and i just got my 1st credit card a couple of months ago. What interested me to get this card was that it had 0 apr until next year. So my question is if i pay the minimum or half of my credit card statement a couple of times, will it lower my credit score? Even though it is 0 apr. Thanks a lot.

2006-07-07 13:37:43 · 8 answers · asked by monsue28 3

Could you be younger than age 18 to open an account?

2006-07-07 12:45:12 · 7 answers · asked by around_the_world 2

i have just recieved my discharge papers after being bankrupt and need an account to set up direct debit etc help\?????????

2006-07-07 11:40:01 · 18 answers · asked by jojo77 1

I don't have account with the compay my son does. I have asked them not to call my house because my son no longer lives with me. I also have asked my son to handle this matter. If I knew where my son work I would give them his phone num. at work.

2006-07-07 10:37:58 · 16 answers · asked by squeak 1

2006-07-07 10:11:47 · 8 answers · asked by Gods Child 1

I have my car as a collateral at a credit agency but my car is not working as well anymore and I need a new one (used of course) but I want to get rid of this loan I have with this people before I get my self into that and my question is, can I just stop making payments on this loan so they can come and get the car and that way I get rid of the car and the loan? if I can't please explain why...thank you!!!

2006-07-07 09:59:23 · 16 answers · asked by lf 3

Dose anyone know of a low cost company?

beau.williams@yahoo.com

2006-07-07 08:12:43 · 7 answers · asked by beau.williams 2

there must be laws against banks and companies taking people's money through high interest rates, overdraft fees, and other bank fees. Companies are designed to rip people off and the public must do something about this.

2006-07-07 07:51:53 · 11 answers · asked by avs rule 1

2006-07-07 07:40:03 · 10 answers · asked by Chris D 1

I'm thinking about getting line of credit on my home,,which is paid for. I talked to a lending instution,,I would take out approx $25,000 line,,,plan to use about $15,000 for home improvement. Interest would be at about 7%.
Ok,,what problems can come up,,I know this can't be this easy. I realize,,yes I pay it off,,ok,,but what added fees are there? I new to this line of credit thing.

2006-07-07 07:22:16 · 6 answers · asked by crobinson1952 2

He has accrued a large amount of credit card debit. He has a house that probably will not be paid off for another 23 years. He is also getting ready to put 2 kids into college. I want to know how much of this would be my responsiblity if we married and as far as college goes, will my income count for anything on his kids college stuff. If he dies where does it leave me?

2006-07-07 07:03:30 · 15 answers · asked by happydawg 6

How do I start building my credit history? I am turned away from credit card companies because I don't have a credit history. How can this be?

2006-07-07 06:32:27 · 4 answers · asked by Master B 2

Any suggestion: Currently Fico is Tu=747 Eq=724 Es=735. I'm using myfico. I know there not faco's. Zero on all credit cards, 12 year history, no delq or derog's. I want 760 on all but I can't understand why I'm not higher?

2006-07-07 06:08:17 · 8 answers · asked by Anonymous

2006-07-07 05:49:44 · 8 answers · asked by Murray S 2

2006-07-07 05:35:16 · 10 answers · asked by sanjay_makhijani1976_29 1

I just found out that because I've exceeded my line of credit 2 times in 6 months, Bank of America wants to jack my APR up to 32% intrest. I've been with them for 4-5 years now and they are unwilling to work with me even though I've never had a late payment or exceeded the credit limit before.
The balance is substantial. I'm afraid that no one will extend me a line of credit large enough to cover my balance. Should I look into taking out a second mortgage on the house I've been in for 1.5 years? What are my other options? What's the downside to a second mortgage?
Thanks!

2006-07-07 05:03:39 · 7 answers · asked by Corn_Flake 6

I have a credit card that I just cannot seem to pay off. I've been trying to pay it off for years now and then I seem to spend on it. It's gotten to the point where if I don't close it, I'll never pay it off. Recently I've gone over the limit twice and I want to close it so they don't raise the APR or charge me fees.
I know it's bad to close an account before paying it off...I know that it affects your credit score. Other than my credit rating, what's the worst that could happen? Can they jack up the APR if I close it with a balance?
Thanks!

2006-07-07 03:59:24 · 10 answers · asked by Corn_Flake 6

i am trying to find out how to repair credit and maintaining good credit. i would like to know of all the free credit help and advice available.

2006-07-07 03:53:00 · 6 answers · asked by prettygirlnwhite 1

I know older accounts look better on the credit report, and my oldest credit card account is a card with an annual fee. Now that my credit is better, I've gotten cards that have no annual fee, but I have'nt had them very long. Should I cancel the older account to avoid the fee or keep it open to help my credit score?

2006-07-07 01:05:11 · 19 answers · asked by cashmaker81 6