Credit - June 2006

Im gonna need it , sooner or later , What do I do ?

2006-06-29 12:15:09 · 8 answers · asked by Anonymous

I need to find out how many bills i owe because i need to know if i am in debt.

2006-06-29 11:49:43 · 5 answers · asked by strom_flower_rain 1

when i paid some of my collections the agencies would lower about 30% but then i requested this to be done at another collection agency and they said it was illegal!

2006-06-29 11:02:58 · 15 answers · asked by lv girl 2

I mean can they keep harrassing me like this? It has to be hurting my credit score, right? Help me please!!!

2006-06-29 10:35:04 · 8 answers · asked by Melody D 1

My husband was sent to collections by a dentist's office (in early April) for a bill he does not owe. We wrote a dispute letter and sent it to the collection agency. We didn't hear anything for 5 weeks so my husband called them and the collection agency said that they faxed a copy of our dispute letter to the dentist's office the day they received it, but had not heard anything back from him. So we waited. Now almost 2 months later, the collection agency has still not heard from the doctor. How long does the dentist have to respond to our dispute, this has been put on my husband's credit report and they refuse to take it off....Is there somekind of time frame that the dentist has to dispute our dispute?????

2006-06-29 10:31:33 · 8 answers · asked by mellabela 1

2006-06-29 10:13:04 · 9 answers · asked by lv girl 2

2006-06-29 10:10:38 · 8 answers · asked by question2 1

I want my credit score to get better and I was told I needed to get a credit card to establish more credit. Has anyone gotten a card that helps someone improve their credit score?

2006-06-29 10:00:52 · 8 answers · asked by callalobo 2

2006-06-29 09:53:04 · 6 answers · asked by Helen 2

2006-06-29 09:10:33 · 7 answers · asked by yeah its mee! 2

i work and also have another income

2006-06-29 09:04:42 · 3 answers · asked by chapelleseducatedguesser 3

I am behind and tried to make arrangements with the finance company. They said all I can do is refinance adding $11,0000.00 to my balance and increasing my payment 40.00 a month and adding 3 years to the pay off or pay the entire past due amount. They say this is becauce I was behind last year due to unemployment. I can pay half the past due amount this month and the rest next month. but they said they are refusing the partial payment.

2006-06-29 08:45:08 · 6 answers · asked by stophatinboo 3

I got a credit card when i was young, ran it up while i was in school. Young and dumb, I know. Now im trying to set up a payment plan with a collection angecy and they hung up on me. what can i do now, can i go over this guys head and try to talk to his manger. Just got out of school, and i dont have 3400.00, but i could make payments on it

2006-06-29 08:43:59 · 5 answers · asked by gaboy8273 1

2006-06-29 07:47:05 · 6 answers · asked by RhoJb 1

2006-06-29 07:16:47 · 12 answers · asked by Anonymous

supposedly there is a law that if unpaid unsecured debt is charged off it is to come off your credit report.

2006-06-29 06:49:36 · 6 answers · asked by Anonymous

I owe about $20,000 in credit card debt that is all in collections for over a year and a half... I recently was given enough money to pay it all off, but should i negotiate the amounts that i owe now, or just pay it off with the interest they've charged? I want my credit scores to go up rapidly so i can purchase a house in the next year. My score is in the LOW 500!!! Any advice would be great!

2006-06-29 06:03:38 · 16 answers · asked by sunlovin76 2

HOW CAN I GET THE PAYMENTS BACK WHERE THEY WERE BEFORE THIS NEW LAW WAS PASSED - I DID NOT AGREE TO THESE TERMS WHEN I OPENED THE ACCOUNTS ! HOW CAN THEY JUST CHANGE IT ?

2006-06-29 05:55:52 · 10 answers · asked by LAURA C 1

2006-06-29 05:52:47 · 11 answers · asked by Life givs u lemons-make lemonade 1

2006-06-29 05:30:53 · 9 answers · asked by shephard4sheeple 1

2006-06-29 05:12:16 · 2 answers · asked by sai 1

2006-06-29 05:08:32 · 6 answers · asked by memyself&I 1

I am 23 years old and I applied for a loan yesterday to buy a new car. My credit score is 749 and I was refused the loan becuase of my "lack of credit." Most items on my report are less than 3 years old, but I thought that was taken into account on your credit score. I was just wondering if this makes sense.

2006-06-29 04:13:27 · 17 answers · asked by redsxgal32 2

I just got married- I have a lot of credit card debt and a mortgage (perfect on-time more-than-minimum payment history, but high balance/limit ratio), and he has no credit history at all aside from a checking account (no debt).

Will adding him as an authorized user on my CC's improve or hurt either of our scores? Should I see if I can add him to the mortgage? I'm trying to get our scores as high as possible so we can use balance transfer offers to aggressively pay down my debt with less interest.

Thanks!
Megan

2006-06-29 03:07:37 · 8 answers · asked by Megan S 4

2006-06-29 02:46:25 · 10 answers · asked by sad girl008 1

Have lots of medical bills and other misc. debts that have all been sent to collections, but have never had a credit card or any kind of extended credit... Want to know how I can purchase a new home or somehow get a loan, so that I can start to build credit.

2006-06-28 22:50:42 · 5 answers · asked by mashugana67 1

to recive my prize the told me cotact withfirst bank plaza abuja nigeria.the bank asked me for3600$ to relase my money. I wrote o the international promotion depat that i dont have such amoney and the manger of this compony is going to borrow me 2000$.
the qustion is can i relay. should i send them this money or not .if yes or no why/
is there the bank or company exisist?are the legal?
if i send the money do u think they give me my prize?

2006-06-28 20:38:17 · 4 answers · asked by lili l 1

2006-06-28 19:28:10 · 3 answers · asked by love4gwen202 1

My MasterCard is set to expire 07/06. If I don't receive my new card by July 1st, can I still use my expired card at any merchant that accepts MC until I receive my new card?

2006-06-28 18:20:48 · 20 answers · asked by telefone3000 1

I'm suspicious that someone my have used my s.s number and info to acquire a credit card.

2006-06-28 17:16:14 · 5 answers · asked by Anonymous