Business & Finance - 13 December 2007

My condo association recently increased our dues - I am personally affected by an additional $40 a month for 2008! I will be paying $382 for a 2 bed/1 bath condo in Fremont, CA with a 'average' community upkeep for a 20 year old property. High energy costs, mortgage rate issues, and a need for increased reserve have been sited as reasons. Is this normal? What can I do to educate myself more? Do I have any options? What are my rights?

2007-12-13 08:45:25 · 6 answers · asked by Tina 1 in Renting & Real Estate

I am wanting an email or phone number for the corporate offices of ponderosa.

2007-12-13 08:37:05 · 2 answers · asked by vicki r 1 in Corporations

I would like to pay them all off and then just carry one maybe 2. How do i get rid of 1 or 2 of them once they are paid off without hurting my credit? Should I just cut them up, cancel them???

2007-12-13 08:35:52 · 4 answers · asked by domino79101 2 in Credit

I teach college English. I was offered a part-time position doing acadmic advising at night. Honestly, I got the job because my sister works in the same place.

I'm a month and a half in, and I've yet to be trained. I feel completely overwhelmed, and I'm hating the night hours. I feel like this night job is an inconvenience to my teaching.

I feel like a jerk because it is a good job, but I think I realize that this is not something I want to do. But I'm afraid of making my sister look bad or seeming ungrateful.

I know I shouldn't have gotten into the job because of the whole family/work relationship, but I didn't listen to that little voice. Now, I'm kicking myself.

I've verbally committed through May of next year. Should I stay that long and just hate it? Or should I leave now?

I've told my sister that I'm hating it. (She's also supposed to be my trainer and immediate supervisor. She's not happy with how I feel about it, but she understands.) What should I do?

2007-12-13 08:33:51 · 9 answers · asked by Anonymous in Other - Careers & Employment

They state this in the movie 1408. Please cite some kind of source.

2007-12-13 08:27:10 · 6 answers · asked by killerk1.geo 3 in Renting & Real Estate

if foreclosure happens and property has a 1st and a equity line of credit from same bank that was done at the purchase date is it true that the 1st gets paid and the equity line goes away

2007-12-13 08:21:14 · 5 answers · asked by Anonymous in Renting & Real Estate

I recently applied for my first credit card and got approved, and have an online account. However, I am a bit confused. My current balance stands at about $50, but my statement balance is at $0. My guess is that the statement balance is the amount I am actually billed, whereas the current balance is simply how much I've used during the current billing cycle? What further confuses me is that the due date is today, but when I try to pay, I can't. I selected "pay balance in full," but it didn't work because it was at $0. Then I tried "pay minimum balance," and that didn't work either because that was also at $0. So, do I owe nothing as of now, and should I wait until a statement balance shows up? Help with this would be great. Thank you.

2007-12-13 08:12:45 · 6 answers · asked by adidasallstar 2 in Credit

white label... a shop that allows to place ur name on a version of there website and gain a % of the sales... candle shop might be good.

2007-12-13 08:10:57 · 1 answers · asked by peepssmile 1 in Small Business

2007-12-13 08:07:36 · 2 answers · asked by yo 1 in Other - Advertising & Marketing

2007-12-13 08:06:26 · 13 answers · asked by all-knowing-1 1 in Corporations

at the start, we had a financial agreement that we would pay 1/2 of everything but he ended up not paying any of the rent - I paid each month - and I would end up paying the utilities before they got shut off!!! Now I want to try and recoup my $$. Can I sue or even put him through Court nightmare? Please advise. The total tally in rent alone is 1/2 of 5000! We do not have it in writing and the lease is in his name but the landlord is my friend who knew of the arrangment.

2007-12-13 08:01:04 · 4 answers · asked by wtesdahl 1 in Renting & Real Estate

My mom got a card with my name on one of her accounts a while back, for me to use for emergencies, and such. I am the only other card holder, and the account was in her name. She just passed away. She is survived by her husband.

I have about $6000 on the card now that I plan to pay in full within the next month. (When I get the life insurance settlement)

However, I just used the card to make a large purchase, (because I figured, I'm paying the whole thing off in
I don't know exactly what I should tell them. If I should just say, that I went ahead and used it, after she passed, because I knew I was going to pay it off ----- or if I should call them back and act like I just found out she passed (it was in the past 2 weeks) and that I didn't know that at the time I used the card.

2007-12-13 07:57:14 · 7 answers · asked by bdb4269 2 in Credit

2007-12-13 07:52:48 · 2 answers · asked by Anonymous in Small Business

my ex has owed me over 12k for years now and has been on the IRS intercept list I have yet to get anything and it has been over 6years now...can anyone suggest someone i can call to get this taken care of and find out why he is getting his income tax back and i am not getting any of it???? ALSO, i have been told he plans to claim one of the kids this year eventhough the court order says ONCE CURRENT and paying weekly...he can do that...I need help in OHIO :)

2007-12-13 07:52:41 · 6 answers · asked by cnick 2 in United States

After my divorce from my daughters mother she, the mother, was appointed the guardian. Big surprise! That was when my daughter was 7. When she started college the court in Alabama had reserved the right to review the case again and did so. They changed the child support to "Post Minority College Educational Expenses". My daughter files her own income tax and her mother is on disability so she receives a Pell Grant. My tax advisor says I can't claim my payments for college expenses because I don't claim her on my tax return but that she, my daughter, could use my expenses on her return as a deduction. Is this all correct? Is there no way I can get a deduction for these educational expenses without loosing the Pell Grant.

2007-12-13 07:51:59 · 4 answers · asked by Les R 1 in United States

my cell phone asking for someone else. I just got off the phone in a yelling match with thhis idiot on the other line, she called and asked for someone and I politely told her not once but twice my name and that this was not the correct number for the person she was asking for, I told her twice that she had the wrong number, so instead of saying okay she rudely replies look we can do this the easy way and you can give me the number or I'll keep calling, so I lost it and let her have it, what can I do to stop them from calling me when I have told this woman that they have the wrong number?

2007-12-13 07:48:07 · 25 answers · asked by LeLe ( RIP Bernie Mac) 3 in Other - Business & Finance

My husband and I want to buy a duplex and live in one side, rent the other. The one we are interested in has both units rented out right now. I am not sure when the leases expire and what the terms are yet. My question is, can I legally empty one side so that we can move in? I have heard that since the leases were signed with the old landlord, not me, that we could choose to sign a new lease or we could choose not to. But then I heard that their lease will still be good and I need a "good" reason to ask to them to leave. Anybody know any more info?? Thanks!!

2007-12-13 07:46:51 · 12 answers · asked by ArmyWife233 3 in Renting & Real Estate

My friend is a Trustee for a property that just had a Lis Pendens served. He wants to prolong the foreclosure process while he figures a way to save the people from the actual foreclosure, while he knows that they will have to actually sell the house. What is the best way to respond to a Lis Pendens?

2007-12-13 07:43:06 · 2 answers · asked by Adam T 2 in Renting & Real Estate

I have so much taken out of my check each week, but I'm so afraid of owing at the end of the year. I wouldn't mind breaking even. Any suggestions?

2007-12-13 07:37:47 · 6 answers · asked by Heather J 1 in United States

I have a medical bill from February 2000 that I considered at the time, and still consider, to be illegitimate. I didn't pay it.

In 2004 it was sold to a collection agency.

No negative mark was ever made on my credit report from the medical facility, and now that seven years have passed and they no longer claim the debt, I presume no negative mark can be made by them.

But what about the collection agency? Does the fact that they purchased the account in 2004 post-date the debt? Or does the original statute of limitations still apply?

2007-12-13 07:36:43 · 11 answers · asked by Anonymous in Credit

I did not file my 2006 taxes due to a discrepancy on my wages earned with Social Security. I am trying to close on a house and they had me file them. I sent the return overnight and the IRS has received them, but it still shows that I have not filed.

2007-12-13 07:32:21 · 1 answers · asked by ss_brakey 4 in United States

like how long should you wait before you assume you aren't hired... I'm a student and have applied to a lot of jobs. Should I write them all off after a certain amount of time?

2007-12-13 07:31:02 · 6 answers · asked by theleprechaunsarecoming 1 in Other - Careers & Employment

I had professional do my taxes for the past 4 years and they amortized points on schedule A. However, I want to do my own taxes this year and have no idea how they figured out the amortization. I read somewhere that you can amortize all the points on the year that you sell. But, since I started amortize it yearly, do I have to continue to amortize yearly, or can I wait to amortize the remaining balance when I sell?

2007-12-13 07:29:45 · 3 answers · asked by Sean 1 in Renting & Real Estate

I'm a full time college student and I have a part-time job. I already have a bank account at WaMu, but I was wondering which credit card line i should apply for? I was thinking of either Capitol One or Discover Card.. which credit cards do you guy have? And how do you like it?

2007-12-13 07:28:58 · 10 answers · asked by Butters<3 2 in Credit

I have been there since december 26 of last year at my job I make $10.50 an hour so how much should I expect?

2007-12-13 07:27:49 · 5 answers · asked by ohioguy4jc 4 in United States

I've been working at my first retail job for the past 3 weeks, and I already dread going. I like my coworkers and boss fine, but I find the actual job boring. Selling to customers is very hard and we are expected to sell at least $250 of merchandise in an hour. This is very hard, seeing as most customers come just to browse. I hate this job, and have no passion for it. I've worked as a grocery store cashier and babysat, and I have to say I enjoyed those jobs much more. I don't want to create bad feelings, but I really want to quit. I'm a seasonal employee, a highschool student, need a steady income and I need job experience. I'd like to work at something I have a passion for, like art or writing. What can I do? How can I resign with no hard feelings after just starting? Is there an excuse I can use? I know this sounds very immature, but I'd rather be doing the things I really enjoy while I'm young, not working at a frustrating job. Please help! Thanks
-Emma

2007-12-13 07:24:57 · 4 answers · asked by Anonymous in Other - Careers & Employment

When I was working for a company that paid 80% of health insurance and I paid 20%, the 20% that I paid from pre-tax. Now, that I pay 100% of my health insurance privately, I don't get a tax deduction? Or do I and where on the 1040. I'm not self-employed, I work under a W-4 form. Thank you.

2007-12-13 07:24:36 · 3 answers · asked by Sean 1 in United States

Do I just bring my presents I want to send (wrapped) without a box and provide a box,wrap and seal and ship it?

I need to send presents to my fiance and his mom and I have never used the UPS store before. Have you used them or something similar? How was the experience?

2007-12-13 07:21:53 · 2 answers · asked by PhoenixRising 2 in Other - Business & Finance

2007-12-13 07:21:49 · 13 answers · asked by mustang_350 2 in Investing

how much will the government take outta my check weekly..i live in new york city and plan to start a new job paying 10 a hr...i have no dependents

2007-12-13 07:20:30 · 1 answers · asked by mrmonday 2 in United States