HELP ME...i got into a financial bind with my credit cards and want to get back on track but they are already at a collection agency. i am in good standing with my car note never missed a payment or late for 3yrs. Should i take out a consolidation loan or file bankruptcy? i really dont want to do that but what other solution do i have? I already had a nasty bill collector tell me that i should pay my bills on time even though he did not know my circumstances. i do know that i do owe but i just dont have all it at this time. I know they have heard every excuse in the book but my excuse is that i just am broke---car broke down, roommate left me with bills and RENT without a notice. I dont want handouts just a guiding hand for me to resolve this issue as quickly as possible.
2007-11-04
01:18:49
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4 answers
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asked by
dressycandles
2
in
Credit