Business & Finance - 18 August 2007

2007-08-18 17:25:14 · 1 answers · asked by Brett van den Brg 1 in Other - Careers & Employment

I work in Nashville, TN and my workplace is always having me stay a couple of more hours than I am scheduled to stay. This is bothersome because there are other people that could to 'prep' and it is not really my job. [once time to leave comes around] I do not mind doing this sometimes, but it gets to the point where it is an everyday thing. They do not ask if I can stay. They demand it, and say if I leave at my specified time then I will get wrote up and possibly fired.. Can they do that? I thought overtime was optional...

2007-08-18 17:20:11 · 4 answers · asked by Anonymous in Other - Careers & Employment

I am currently going for fetility treatment and was told by Dr. Office that I had coverage for pretesting.I checked a second time with billing and was told again that I had the coverage. Now I am being told that claims were denied and a mistake must have been made. Am I liable if Dr. office made a mistake?

2007-08-18 17:16:01 · 7 answers · asked by Anonymous in Insurance

2007-08-18 17:14:57 · 9 answers · asked by zim 2 in Personal Finance

i have a charged off credit card from 5 years ago. when i first tried to make payment arrangements the agency told me that i could only either make the full payment, pay half then the other half at a scheduled time, or pay it in three payments. it was still too much for me at the time and i couldn't find enough funds for any of those options. due to not making much money at the time, i didn't try again to pay it. i spoke to a new agency recently that told me i can now make monthly payments (which will still take a few years to pay off). however, it's been five years now and i have actually been able to rebuild my credit score which is around 650 now. is it worth it to do the monthly payments for a few years or should i wait another 2 years for it to fall off my report? i can do the monthly payment but i am also a full time student still struggling. any advice?

2007-08-18 17:14:16 · 5 answers · asked by Bethy C 2 in Credit

this week I made $463.50 this is my first pay check.. how much will it be after taxes?

2007-08-18 17:03:33 · 9 answers · asked by Anonymous in United States

Hi, I just checked my FICO credit score thru TransUnion and it says I got a score of 770 out of a possible 850. Now I know its a high score but how high is it really? What does this score really mean. What can I do with this score? Home loan and for how much can I be loaned from a bank having this score? I am a school bus driver and make $30,000 and my wife also makes about $30,000 a year. What kind of loan can we get with our incomes and credit score? What do banks really look at besides credit scores and income? I know the score is good but how is our income for home loans? Thank you for your time and thank you in advance for any help :-)

2007-08-18 16:55:19 · 12 answers · asked by tvillane2004 2 in Credit

I am a resident of New York City & I recently started my first full-time job. I was told my annual salary will be $35,100 and will get paid bi-weekly. I was wondering if there is a website or something where I can calculate how much my paycheck would be once taxes are taken out? I'm not sure if this matters but on my W-4 I have a total of 2 personal allowances (not a dependent & single w/ one job). Thank you.

2007-08-18 16:54:09 · 4 answers · asked by stw07 1 in United States

He was very hard working. He knew his technical field. But he was "laid-off" so that his manager could hire a crony. It's a technical field and he signed a 2 year "non-compete" agreement when he took his job. I would think that if a company lets you go, the non-compete should not be binding. Any opinions?

2007-08-18 16:50:20 · 6 answers · asked by Kitiany 5 in Law & Legal

All the print-off shipping labels I have seen are 4" by 6" and the biggest face of my box is smaller than that. It says in the instructions not to fold the label over edges or anything. I know I could use a bigger box but it would be nice not having to use so much packing material for just an MP3 player. Could I just use a bunch of stamps?

2007-08-18 16:48:12 · 2 answers · asked by Anonymous in Other - Business & Finance

How would it work? Thanks.

2007-08-18 16:47:38 · 4 answers · asked by lalalalalala 6 in Health Care

I live in Las Vegas, NV and am purchasing a home. I want to go VA, because I don't want to put anything down. However, my current lender-to-be is including mortgage insurance. I was told that VA loans don't typically need PMI. I am wondering if I am getting screwed...

2007-08-18 16:47:04 · 11 answers · asked by Lord Death 1 in Renting & Real Estate

Let's say he or she works full time (40 hours), and I know they've got to be making decent money in tips, if they are serving several people per hour. I never did work in this field, but was curious to know how much they made with all those tips?

2007-08-18 16:39:46 · 7 answers · asked by Anonymous in Food Service

what is "unethical" yet also beneficial for the agent?

2007-08-18 16:39:06 · 8 answers · asked by Anonymous in Renting & Real Estate

2007-08-18 16:37:36 · 5 answers · asked by John 1 in Investing

The Dow opened in 1896 at $40 and was $1000 in 1972. That is exactly inflation. The Dollar decreased to 1/25 of its 1896 value. That means, until 1972, the Dow merely kept par with inflation.
The original dow comprised of only 12 stocks. Adjusted for that, the picture looks even more desolutionary. If you invested money in the Dow in 1896, you would have in 1972 less money, then you put in.
Only under Clinton, the Dow hauled from 2700 to 10,500 by the end of his tenure (1993 to 2000).
Since Bush (2000) the Dow has not kept up with inflation again, similar like it didn't the first 78 years.
Without the 401's in Mutual Funds, the Dow would most likely be at 3000 today.
My question is, where does the myth come from, that investing in stocks or funds will increase your wealth over the long run?
Or is that a marketing lie to cash in on us stupid sheep?

2007-08-18 16:32:38 · 8 answers · asked by Anonymous in Investing

2007-08-18 16:30:36 · 19 answers · asked by kay 1 in Personal Finance

other than a job. i have made close to $3,000 in stocks the last 2 years, and i don't know how exactly i can make money in other ways than a job?

2007-08-18 16:29:21 · 5 answers · asked by Anonymous in Personal Finance

if a company is going to start a new project that will last four years and they spend $200,000 on equipment how do you figure out what the depreciation rate will be at the end of each of the four years? By a special
ruling, the machinery could be depreciated under the
MACRS system as 3-year property. The applicable depreciation
rates are 33%, 45%, 15%, and 7%
do these percentages mean anything I just don't understand

2007-08-18 16:21:27 · 2 answers · asked by blue_eyed_woman_23 3 in Other - Business & Finance

Hi..I know there are SOL on credit cards--but how do I find out when my last payment was?? This does not show up on my credit report--but recently received a letter after 9 years for a debt. I had not been contacted in several years about this debt Thx

2007-08-18 16:09:26 · 9 answers · asked by Anonymous in Credit

2007-08-18 15:57:52 · 2 answers · asked by Anonymous in Corporations

This money came from an IRA and I gave the four of them 5k each. How do I prove I gave it away when my form shows the total amount is taxable?

2007-08-18 15:54:37 · 11 answers · asked by Anonymous in United States

I'm 19 years old currently living with my parents and attending community college for two years untill i transfer to a university. I'm just curious, because i plan to move out of my folk's roof after my sophomore year in the university. So, how much are the lease/rents for an appartment now-a-days ?

2007-08-18 15:54:36 · 3 answers · asked by Anonymous in Personal Finance

2007-08-18 15:53:53 · 4 answers · asked by Anonymous in Health Care

Do you know any singapore bank who does it? If i want to bank a box of precious things?

2007-08-18 15:53:07 · 1 answers · asked by Anonymous in Other - Business & Finance

1. I have US$25,000.00 4 credit cards 7500+7500+5000+5000
2. One have had balance 6500.00 for over one year but the minimum payment was going on time.but I just paid off and balance is zero now.
3.Second card 4000.00 out 7500credit I also paid off balance zero.
4. Third card which has 5000.00 Limit I just used two times in a year and just use it two time for a just few hundred and paid off as soon as i got statement. balance zero all year.
5.The fourth card I used 25% of the limit and paying the minimum payment on time but keep the balance same.
All card are more then 3 year old and paying on time, so please coments how my credit score would have efect in above situations.

2007-08-18 15:52:09 · 4 answers · asked by Diam 1 in Credit

I know that you have to have good credit and a sufficient amount of income, but as far as for the payments, What are the regulations for paying it back ?

2007-08-18 15:51:15 · 5 answers · asked by Anonymous in Personal Finance

who makes more and whats the difference?

2007-08-18 15:50:33 · 8 answers · asked by Anonymous in Renting & Real Estate

2007-08-18 15:49:23 · 2 answers · asked by J-Boy 1 in Other - Business & Finance

I have a friend who has $50 bucks and does not know what to spend it on. ANy ideas?

2007-08-18 15:48:58 · 10 answers · asked by Anonymous in Personal Finance