Business & Finance - 18 August 2007

I was in a financially abusive relationship for 13 yrs. I had no access to any of our bank accounts, or even to my own paychecks. The few credit cards I had prior to my marriage were included in a bankruptcy we had to file in the year 2000.

Fast forward to the present and I'm going through a nasty nasty divorce, only to find out that my ex had multiple credit cards in MY NAME (and of course he never paid them) there were utility and phone bills in my name that weren't paid either. It's horrible! My credit score is sitting at like 601. We also have a van loan on a 96 silhouette that (we) still owe $11,000 on!

I'm at a loss. How do I even begin to fix this?? I only make about $26,000 a year and almost everything I make is going just to keep a roof over our heads (my son and I).

Do creditors ever work out a deal with "innocent debtors"???

2007-08-18 04:30:22 · 3 answers · asked by Anonymous in Personal Finance

my partner and myself shall pay a keymoney for a shop on 50% each.However, the value of the products I bared completely which are already in the warehouse. how can i calculate the profite earning out of the shop?

2007-08-18 04:29:17 · 4 answers · asked by its m 1 in Small Business

The realty co. that owns the apt. complex will not come out and fix it on the weekend, and it's the middle of summer.

2007-08-18 04:28:18 · 7 answers · asked by flowitspice 2 in Renting & Real Estate

I'll trade you one of my good ones...TMY ( amex )
Read article from "Seeking Alpha" dated July 30th.

2007-08-18 04:26:22 · 4 answers · asked by Anonymous in Investing

Sorry for getting you all depressed lol. At least it's money.

2007-08-18 04:25:16 · 6 answers · asked by Anonymous in Other - Business & Finance

to make a really long story short, i lost my parents' digital camera. it was in my room while i was on vacation, and how we think it got lost is that my dad threw away a norstrom bag that was in my room, because he said there was trash in it, but i think the camera might've been in it. if not, i have no idea where it would be. i feel really really bad about it because im only 13, and theres no way i can replace it. my parents dont buy valuable electronics often, and the camera was REALLY nice and they used it all the time. what can i do to make it up to them or just get this guiltly feeling out of my stomach?

2007-08-18 04:22:35 · 5 answers · asked by yepitsme789 1 in Personal Finance

offer a settlement?? I heard that if you contact a company regarding settlement, they have 30 days to respond and if they dont, then it has to be removed from your credit? Is that true?? How long after you make a settlement and pay it off does it show upon your credit report

2007-08-18 04:19:04 · 5 answers · asked by angelkay581 1 in Credit

have lost my monet in stock market...and righ now i m very upset..and nervus too.i can't think in which line i can strat from..i m bcom,ll.b..i m also computer hardware engg.and doing my owen business from last 6 years.but after this loss i m not able to do work mantaly..i tried no of times..but can't complet my work..noe my finance position is not only weak.but truth is almost finish.i have lots of responsibility..how can i complet this..and recover money..i m ready to do any work..and i m very honest and hard working man..i m 31 years old..i can do all work..and ready to teach if i don't know..please help me..and guide me sir...i m from social family.and from good family..please advise me if you have any idea regarding this..i m very thankfull to all of you..please take it serious, sir/medam/friends...good bye...i m waiting for your best suggestion

2007-08-18 04:15:32 · 3 answers · asked by Anonymous in Investing

I'm not sure I understand the full impact on what is going on with the bankruptcy news. Any financial wizs out there to give me advise? My penalty would be 180 days of simple interest to get it out now.

2007-08-18 04:14:22 · 8 answers · asked by SoCal40 2 in Investing

I have a tenant who is suppose to have 3 people in her 1 bedroom apartment. Come to find out she has 7-8 people. I pay water, sewerage, garbage. I sent her a letter explaining to her that she is in breach of contract. No call nothing. 10 days later I see her and asked her if she received my letter. She started yelling at me telling me that "everyone in the building is doing the same thing...." I tried to tell her that that is none of her business and we need to talk about her situation. Well she kept yelling on and on about this and then walked away still yelling. So I sent her a 60 day notice of eviction. Then went to my attorney and paid him to evict her.

Well her boss calls me and asks me to explain what the problem is and if I could let them stay so they would not end up living in their vehicle. I told her I already paid the attorney, she (tenant's boss) wants to pay that back to me if I would let them stay and she would make her kick the tenants not on lease out. I t

2007-08-18 04:06:32 · 19 answers · asked by tramany77 2 in Renting & Real Estate

2007-08-18 04:06:12 · 4 answers · asked by jean p 1 in Investing

What types of things do I need to look out for when buying from an owner and how much should they know? Fees involved or anything like that ussually?

2007-08-18 04:05:50 · 10 answers · asked by Lost Evolution 1 in Renting & Real Estate

hi there,
i am starting a new job and earn 14250 a year. how much tax and NI a month will i have to expect to pay? its my only job and i'm a foreigner, but from the EEC! ta!

2007-08-18 03:59:45 · 2 answers · asked by izzissima 1 in United Kingdom

2007-08-18 03:59:21 · 2 answers · asked by santacruz1966 1 in Renting & Real Estate

tripled the amount, is this legal and do you know if through a debt consolidation program if they will help to remove it

2007-08-18 03:54:11 · 4 answers · asked by sheretha g 1 in Credit

my digital camera wasnt working, and i was about to go to visit family and go with friends to the beach, so i put my parents camera in my room. but....my mom didnt want me to take it so i left it there and to make a long story short, never found it again. there was a gray shopping bag in my room that my dad thought was trash, but i think the camera might have been in there, so if it was, its gone for good. i couldnt remember if i'd put it in there or not. so yesterday i cleaned my room and found nothing. i feel really bad b/c it was a really nice camera and my parents used it all the time. what should i do?

2007-08-18 03:51:31 · 6 answers · asked by yepitsme789 1 in Personal Finance

This summer has been hard for us financially. We are having a hard time with 2 creditors who call us at least 2 or 3 times a day! They don’t want to wait until pay day. Is it possible to file a claim against them for harassment?
Even my children are becoming worried!
If so, how could I word the charges?

2007-08-18 03:47:03 · 7 answers · asked by Kevin K 3 in Credit

??What else will help build the company's credit?

2007-08-18 03:45:36 · 3 answers · asked by Anonymous in Credit

surgeon is a given

2007-08-18 03:44:49 · 4 answers · asked by Anonymous in Other - Careers & Employment

Are there any legal concerns for a company that ignores its own policy manual about posting all openings in the company and interviewing the applicants and promoting the best qualified for the opening ? Our manager hand picked his buddy for the job and it was a done deal. Several of the other interested people are over 40 yrs old and had much more experience . Seems illegal to me but is it ? What can be done ?

2007-08-18 03:40:52 · 4 answers · asked by Dbub 1 in Law & Legal

http://www.bbbsilicon.org/commonreport.html?bid=210387&hr=aHR0cDovL3NlYXJjaC5iYmIub3JnL1Jlc3VsdHMuYXNweD9uPVBheXBhbCZhZGQ9JmM9JnN0PSZ6PQ==

This is amazing. Paypal is such a rip off.

2007-08-18 03:38:13 · 3 answers · asked by mrscmmckim 7 in Other - Business & Finance

can it be due to lack of audit evidence?

2007-08-18 03:28:02 · 3 answers · asked by I_vy 1 in Corporations

The hospital informed me that I will have to pay out-of-pocket even if I did have insurance and then I will have to wait and see if they will send me a check in the mail for the cost. My insurance has covered everything since I found out I was pregnant...it's just weird to me how I had to come out of pocket for it instead of the hospital billing my insurance company!!!!

2007-08-18 03:26:52 · 2 answers · asked by Tyff 2 in Insurance

Our lease requires a 60 day notice to move out without any fees. My wife found a job and is required to be there in 2 weeks. We obviously couldnt have given 60 days notice. Is there anyway we can get out of all the fees and charges for breaking the lease?

2007-08-18 03:26:46 · 3 answers · asked by Anonymous in Renting & Real Estate

We have a friend that told us just the other day that her and her husband are drowning in credit card debt. He earns a good living and they are both super cool people. But she said they pay $2500 - $3000 a month in credit card payments and have over $100,000 in balances. I honestly couldn't believe it.

My first suggestion was to consider bankruptcy, but she was 100% against it. I also heard about debt consolidation clinics. But they advise you NOT to pay your debts for months at a time, then negotiate a lower settlement so that the credit card companies can avoid writing you off as a loss. But this ROYALLY screws up your credit as you can imagine!

This situation got me and my wife thinking, as we have our fair share of credit card debt as well. So besides refinancing your house for the 5th time in 5 years, borrowing money from Aunt Edna, or making minimum payments for 60 years, what is the best way to get out of credit card debt???

2007-08-18 03:21:15 · 12 answers · asked by ? 1 in Personal Finance

It does't work,, tried the FREE trial,, but Aloette works on crow lines,,, lines around the lips,,, and removes splotches,,,,,I thought Yahoo checked these things before sending scams,, It said FREE trial,, w/ $3 shipping,,, several ppl have said it charged their card for some $300,,, do i need to tear up my card,,, or will u PLEASE cancel all and any orders,,,

Robin Jacobson,,,,,,,credit card name is Bruce Rogers

2007-08-18 03:18:38 · 2 answers · asked by cajun_sweety007 1 in Credit

I live in a not-too-great neighborhood in South Milwaukee, Wisconsin. My taxes for 2006 were $2,400 based on a $100,000 assessed value. (I paid $150K for the house in 2005). I had my upstairs remodeled and, like an idiot, I did things the legal way and pulled permits. When the work was completed I got a notice from the city that said, "We notice you recently pulled a building permit. We're now going to stop by and reassess the value of your property so we can make sure you're paying as much in taxes as is humany possible." After their re-evaluation my property value went from $100K to $183K so my taxes will be up to about $4,400.

Don't get me wrong. I understand that someone has to pay for the services the city provides but I'm not prepared for my taxes to almost double within a one-year period. Is my house more likely to catch on fire or be burglarized after the remodeling? So why should my taxes go up so much? Is there anything I can do?

2007-08-18 03:15:39 · 5 answers · asked by Jim 3 in United States

2007-08-18 03:13:18 · 4 answers · asked by G L 1 in Renting & Real Estate

Let's say that you purchased you home for 200,000. You got a interest only loan and paid just interest for 4 years. You decide to sell and the value of your home now due to upgrades is now 235,000. Let's say you sell it for 35,000 more than what you purchased it for. Due to the fact that you have not paid principle do you get to see any of that 35,000 in equity?

2007-08-18 03:11:39 · 6 answers · asked by Melissa H 1 in Renting & Real Estate

i'm 13 1/2 and i have about 30,000 dollars in my college savings account. my family isnt really rich or poor...is this amount good, bad, or just average?

2007-08-18 03:11:28 · 10 answers · asked by yepitsme789 1 in Personal Finance