Business & Finance - 18 August 2007

my father-in-law and his girlfreind are looking into buying the house that's up for sale right across the street from my husband and I. My husband wants him to buy that house, however I'm not too fond of it. I would feel like I'd be living with them again, and always under sirvalence (in a way), and seeing them all day everyday. My question is this, I cant quite tell them not to buy it, but how can I tell my husband that I'm not too thrilled about it. We live in a brand new devopment, and its not even done being built yet, so why couldnt they buy elsewhere in the neighborhood, just not directly across the street. Any advice? thank you so much for your responses.

2007-08-18 03:06:30 · 9 answers · asked by Haley 3 in Renting & Real Estate

Recently I've been watching CNBC and during the last couple days they've been saying that trading curbs have gone in due to the volatility. What does this mean? What are the curbs?

2007-08-18 03:04:58 · 2 answers · asked by ben_ev0lent 1 in Investing

What is required to become a Home Health Aide?
Job Duties? State of Indiana?

2007-08-18 02:56:20 · 2 answers · asked by Anonymous in Other - Careers & Employment

I went into my branch of Countrywide in Ca yesterday and everyone was taking out their money because they said that the mortgage dept part of the bank was about to go into bankruptcy and the assets may be frozen. Cops were everywhere and alot of men in suits around. I was caught up in the moment and also took all of my money out...even though the bank is FDIC insured, I thought it may be a long time before I actually got it back so I got it now....Is the Banking system about to experience a crisis because of the bad mortgages? I was wondering where all of my deposits were being invested and it sounds like the banks used it to back mortgages...thoughts?

2007-08-18 02:55:01 · 7 answers · asked by -* 4 in Personal Finance

I am now living in Guernsey, channel islands, which i know is technically part of the uk, but have their own tax laws and tax codes,
does this mean i can claim my tax back from england?
I worked part of this tax year, from april till june and earnt £3931.00 in this tax year portion, i also paid £510 tax in this current year in England

2007-08-18 02:48:37 · 8 answers · asked by alex c 2 in United Kingdom

I know 2 people who have filled claims with insurance companies. One was over a year ago where he broke his bak and he got 80k and is back to work without any problems. The other one got his foot partially amputated and hasnt been able to walk since and his claim got denied because it was amputated enough. One cant walk gets denied and the other is fine but gets 80k. Does anybody else see anything wrong with that?

2007-08-18 02:33:50 · 6 answers · asked by not number 1 2 in Insurance

http://uk.news.yahoo.com/afp/20070818/tuk-britain-offbeat-telecom-company-bt-a7ad41d_1.html This is TRULY disgraceful,.. and all they did was APOLOGISE to her,.. if you ask me they should have given her free calls for at lest 6mths; it amazes me that this company has the blatant nerve to not only keep her waiting for that time, but to also JUST aplogise. it sickens me!
I left BT about 4-5years ago and have been REALLY happy that I did. They're the greediest, most scheming, lying, cheating, manipulative, scummy, low-life company besides the banks, (banks are MUCH worse!).
What do YOU think, should BT give this woman at LEAST 6mths free calls or a £#'s worth of free calls,.. and STILL apologise?

2007-08-18 02:31:04 · 12 answers · asked by wildimagination2003 4 in Other - Business & Finance

I have a sister living in Battle Creek, Michigan and her monthly income come from SSI and FIA totalling $1000.00. Is there any other programs out there that can help her? She has 4 children under the age of 18. I won't go into the jist of her ordeal, but let's chalk it up to a guy who did bad... Thank you.

2007-08-18 02:29:29 · 3 answers · asked by Raven98 2 in United States

I live in North Carolina and have a few questions about filing taxes for 2007.

1) I know you can't claim exempt on the purchase price of textbooks, but can you claim the shipping and handling to receive and return the books?

2) I have a $2500 scholarship--do I have to claim that?

3) Can I claim daycare costs if it is a drop-in care for my taxes because of school?

4) I have already recieved the Hope Credit that you can only get once, but is there any other tax break offered?

5) I receive GI benefits---are these tax deductable and will I get some form in the mail for tax time for this?

6) I had to purchase a computer in June of 2006 for my online courses which I started classes in April of 2007--- can I claim the computer under school exspenses for 2007? If I can, where can I find information on that to show my tax person?

I think these are all the questions... I am a full-time student and do online courses. Thank you.

2007-08-18 02:25:31 · 3 answers · asked by Raven98 2 in United States

If I locked in a rate with my mortgage bank, get the commitment letter, and then the rate goes way down. Am I under any legal constraint to go through the deal with them if I find a better rate with another bank? Or is this more of an ethical dilemma?

2007-08-18 02:22:41 · 9 answers · asked by PoMoFo 1 in Renting & Real Estate

need to earn extra cash on days off so me and a mate were going to use our van and go out collecting scrap metal do we need a license?

2007-08-18 02:22:39 · 2 answers · asked by matthew w 2 in Small Business

never used them, but is considering of using them one day. how much do they cost on average per month?

2007-08-18 02:19:24 · 22 answers · asked by A 1 in Renting & Real Estate

never heard back from them,and cant get into the directory.They wont answer any of my emails to refund my money.

2007-08-18 02:13:39 · 7 answers · asked by gsparks61 1 in Credit

2007-08-18 02:11:03 · 2 answers · asked by wfs113rio 1 in Insurance

2007-08-18 02:07:06 · 3 answers · asked by agarcia262 1 in Renting & Real Estate

2007-08-18 01:56:12 · 3 answers · asked by boops281 1 in Investing

I was told that I had to have PPI on my loan when I took it out 4 years ago with HSBC, and the cost of the PPI on top of the loan is over £8000 plus interest - I have insurance cover and told them I didn't want ppi. Then, without telling me, they reduced my overdraft limit and I went over my limit without realising, and my outgoings were more because I was paying them back, they started to charge me fees like £120. They just took the money out of my account without written notification. I reckon they have taken over £1500 plus interest out of my account since , I'm worried I won't get this back because of the current court drama and charges being put on hold.
I've asked in person for a complete list of all charges, and have asked them to refund the ppi - but I have never done this in writing. They keep fobbing me off, and staff told me I should open a new bank account elsewhere, as they can close my account. I have done this, but am nervous of finances now. What can I do?

2007-08-18 01:44:24 · 1 answers · asked by JAM 3 in Personal Finance

I got married in Sept. 2006. My payroll changed my tax status to Married 1. I ended up owing the IRS in April, 2007. (My husband never changed his status from Single 1.) My accountant suggested that I file as Married, but withhold at a higher single rate. After a pay period or two, I noticed that my payroll dept. did not do this. They claimed that their paychex system does not have a check box for that option. They switched my status to Single 1. I feel that not only is too much money being withheld from my paycheck, but also, can't I get into trouble for filing as a Single 1 when I am married? Does anyone have any recommendations for how my husband and I should file? (Our accountant last year did a Married, filing separately return. My status was Married, 1 at the time. My husband was Single 1.)
Thanks.

2007-08-18 01:14:13 · 4 answers · asked by Donna S 2 in United States

please give me estimates. i'm planning on moving out on my own. The apartment costs about $550 a month for a studio. Electricity has to be paid by the renter (me) and I'm just wondering if I can afford additional costs. Hopefully electricity does not cost more than $50 a month or so.

2007-08-18 01:08:42 · 10 answers · asked by A 1 in Renting & Real Estate

The tenant had a will stating everything is to be left to a specific person. Shouldn't that person be given the key to get the items inside or does the landlord have a right to go in with the executor of the tenants estate and watch over them while they are going through things?

2007-08-18 01:04:56 · 3 answers · asked by Tracie R 2 in Renting & Real Estate

I am about to invest in property to lease or rent. What are some important things to put in the contract? If a renter trashes the property what are your rights as a landlord?

2007-08-18 00:34:02 · 2 answers · asked by starrynight1 7 in Renting & Real Estate

2007-08-18 00:33:40 · 8 answers · asked by nando 2 in Renting & Real Estate

I am looking to purchase a piece of investment property for rental purposes. It is just an average home, nothing special about it. It is priced about $15000 above market value. Any help appreciated.

2007-08-18 00:29:59 · 6 answers · asked by starrynight1 7 in Renting & Real Estate

If a workmen has contracted industries dermatitis due to his 10 yrs exposure and working in the aluminum industry, and that he has worked with 3 different employers for the past ten years, then which employer shall be liable? he has resigned on dec 2004 and then was dianosed on 1 june 2005.

2007-08-18 00:20:40 · 3 answers · asked by Anonymous in Insurance