Business & Finance - 14 August 2007

2007-08-14 00:56:35 · 2 answers · asked by Anonymous in Other - Business & Finance

Hi,

I have recently heard about the sad death of Tony Wilson and learned that he was know as 'Mr Manchester'.

If this title is passed on to the next greatest living Mancunian, who do you think it will be

2007-08-14 00:54:08 · 1 answers · asked by footynutguy 4 in Personal Finance

We have a potential buyer for our home that we're still negotiating price with...but they are insisting on an August 31st closing. We want a September 30th closing. Their offer is asking us to rent back from them for a month for $1000. I told my agent that I wanted a traditional closing--where I sign the papers, hand over the keys, and walk away from my house forever. Maybe stay in a hotel for a few days between our selling closing and our buyer's closing on our new house in another state. Clean and simple. My agent kept pushing for it, saying "Lots of people do it..." and "I think you should do this..." I told her that the $1000 rent is money lost to me, whereas I could put that $1000 towards my normal mortgage payment instead if we do a normal closing." She said, "Not much of your payment goes to principle anyway", and I told her, "I have a 15 year loan with a low interest rate. About 800 goes to principle". Am I wrong for being so against this and wanting a normal closing?

2007-08-14 00:51:42 · 10 answers · asked by Anonymous in Renting & Real Estate

We have been going to the same dr, and we have had the same insurance, for years. I went yesterday and found out they are no longer a participating dr. Therefore that visit, and my previous one, was considered 'out of network' and I had to pay 60% of the cost of the visit- rather than the 20% I would have paid normally. I feel the drs office should have notified me, or at least informed me at my last visit. Does anyone know who's responsibilty this was? Am I supposed to get online and check the status every time? If so, my insurance company should have told me that I had to -

2007-08-14 00:38:37 · 5 answers · asked by kaloka 2 in Insurance

I have my first property which is a 3 bedroom house 2 bathrooms and a downstairs WC, All in all a pretty tasty property.
I reckon I could rent out the house for the same amount as the mortgage which is just under £600 however is on a variable rate so could increase.
Would it be possible if I rented out the property to take another mortgage?
As the house is paying for itself if it was rented out, I would have all my income that was originally used to calculate my original mortgage, so surely this means I can get lent the same ammount of money???

2007-08-14 00:31:55 · 3 answers · asked by Anonymous in Renting & Real Estate

I have a credit card that I simply use to collect airline miles. I'd like to keep the interest to a minimum or avoiding it altogether. They say that by paying off the card every month you can avoid paying interest.
What does that mean and how is it done?
Do I pay off the card before they close the period and send out my statement? Or do I wait until the period is closed and I have until the payment is due to pay the outstanding balance from the statement?

Thanks for the help.

2007-08-14 00:29:58 · 7 answers · asked by nagyagi81 1 in Credit

I want to own my own donut shop/breakfast burrito's and i wanted to know what is the first thing i need to do to get started......

2007-08-14 00:28:52 · 2 answers · asked by Anonymous in Small Business

The agency does not follow up to make sure the family spent the money as allocated. Why is this paractice ineffective from the agency's perspective as well as the family's perspective. How would you advise the agency to help them improve their allocation policy?

2007-08-14 00:28:10 · 3 answers · asked by foxylady 2 in Personal Finance

2007-08-14 00:26:56 · 8 answers · asked by shell 2 in Other - Careers & Employment

To me, proprietor sounds like you own a property, is that right? But owner sounds silly. Any suggestions?

2007-08-14 00:25:39 · 7 answers · asked by Anonymous in Small Business

in stock market investment what is the difference betwen mutual funds, IPOs , equity shares etc which give more earns

2007-08-14 00:24:46 · 4 answers · asked by suven 1 in Investing

2007-08-14 00:23:27 · 4 answers · asked by pacmanplayer 1 in Credit

I know thw 16th amanedment in 1913 began the Income tax but when was it necesary to pay them first and why?

2007-08-14 00:11:25 · 5 answers · asked by Anonymous in United States

Why is it that if you you get turned down for a credit card or loan or whatever, it brings down your credit rating?

Just been looking into getting a credit card, just for emergencies due my bank having IT problems and couldnt access my money.
My credit history is flawless and I dont want that ruined.
Why does this happen and how can you prevent it? I realise I could probably get 99% of cards, but what happens if I get turned down for one. How do I know what the criteria are?

2007-08-14 00:10:21 · 5 answers · asked by futuretopgun101 5 in Credit

Case Study
Suppose a child attending a camp "fun times"
suffered an injury. the camp pays 9,000 for the kids medical care as the camp has no insurance. The camp now wishes to take out an insurance to avoid such a large payout in the future. Eventually finding the cheapest quote at 2,000. This is in the form of an invoice from "Insure your Camp Pty Ltd".

Question
The owners have recorded 2000 as a debit to insurance and a credit to "Insure your camp Pty Ltd". Is this correct? and why

2007-08-14 00:06:28 · 1 answers · asked by saeriksen 2 in Other - Business & Finance

2007-08-14 00:04:19 · 11 answers · asked by chick 1 in Personal Finance