Business & Finance - 14 August 2007

i have no credit cards. the only thing that can build my credit is my cell phone bill... have any experiences using Care Credit? Capital One? (regarding cosmetic surgeries...)

2007-08-14 12:23:27 · 1 answers · asked by Anonymous in Personal Finance

2007-08-14 12:22:23 · 3 answers · asked by panchovilla1_2002 1 in Personal Finance

2007-08-14 12:20:47 · 5 answers · asked by Anonymous in Corporations

My employer used to contribute to a 401(a) retirement account with TIAA-CREF. I am an Alien in the United States and I am about to go back to my home country. If I withdraw from this retirement account next year, how much tax will I have to pay, assuming I will have no other income from US next year

2007-08-14 12:14:19 · 2 answers · asked by chikkus 2 in United States

I am in the middle of setting up my t-accounts and I want to know where this is placed:
Purchased office equipment for $575, paid cash $175 with the balance due in 30 days.
I am stumped on this one. what t-accounts would you use in a problem like this????? Please help me!

2007-08-14 12:11:40 · 2 answers · asked by l'il mama 5 in Other - Business & Finance

I had that card for almost 5 years and it was my first card of the two that I have ever had. I called the company and told them and they cancelled the number and gave me a new card.

My question is, because I got a new number, does this mean that my account with the credit bureaus will start anew and all the good history will become old since a new card/account was issued and the old one cancelled?

2007-08-14 12:10:19 · 3 answers · asked by arinc_429 2 in Credit

Everyone is telling me not to foreclose on my house, but my credit is already shot, I am going to have to file bankruptcy. I cant afford my house payment anymore. Is it better to sell it on a short sale, I will be lucky to break even, why not let it foreclose and save my money up for a new place to rent. I cant even buy another place right now. How is that going to affect my bankrupcty any worse.

2007-08-14 12:08:46 · 3 answers · asked by Karen 2 in Personal Finance

My mother passed away and I just went through probate on her home. I went to my mother's current mortgage company. They said I can't assume the loan, but I can refinance the mortgage and have it put under my name. (The payoff amount is $65,000 and the home's value is around $240-$250k.) Currently, the mortgage is around $550-$600/month (she had an ARM) at 6.875%. I got approved for an FHA 30 year fixed loan at 6.875%, with the monthly mortgage payment to be $684.00. Does this sound right? I did the numbers and it would mean at the end of 30 years, I would be paying over $176k in interest alone. This just doesn't sound right to me. I'm supposed to be meeting with the loan officer this Friday to do the paperwork, so I just wanted to make sure I am doing the right thing.
Thanks...

2007-08-14 12:06:22 · 6 answers · asked by mcmuffin324 2 in Renting & Real Estate

ok... out of all my family, we're the poorest. Mom's a lawyer and dad's a surgeon. they make a pretty penny. here's the deal... my grandparents (mom's side) want go give all their money to charity when they die. my mom and her 2 sisters, (both are more wealthy) want inheritances. i for one think they're being ridiculous! I know our income and we don't need anything. we live in one of the nicest houses in town and my car's the crappy one. It's a 2005 Mazda Rx8. In high school i was voted best car. I know that we're rich and really don't need any money. no one else in my family agrees with me. i think it's best that my grandparents sell everything (with the exception of heirlooms) and give it all to charity. They're somewhat wealthy, but nothing like us. they have their the funerals paid for so we'll have few bills left over when they're both gone, just normal electric and cable, stuff like that. I'd estimate their savings and house is all worth over 500k. does anyone else agree with me?

2007-08-14 12:05:55 · 7 answers · asked by Anonymous in Personal Finance

2007-08-14 12:05:18 · 4 answers · asked by w0rk1n_it_0ut 1 in Personal Finance

2007-08-14 12:04:29 · 8 answers · asked by Anonymous in Personal Finance

2007-08-14 12:03:50 · 1 answers · asked by SWEETICE 1 in Small Business

My house is paid for, no mortgage, and I'm looking to buy a car via a nome equity loan. Is this tax deductible?

2007-08-14 12:01:13 · 4 answers · asked by Kevin A 1 in Other - Taxes

We just received a payout on our stocks that are considered retirement funds

2007-08-14 11:57:29 · 3 answers · asked by frenchmom04 1 in Personal Finance

Do I make enough to hire a financial advisor? I make $850 a month doing part time work and I'm able to save at least 66% of what I earn in a savings account. How do I know that I'm getting a professional who is fully accredited/qualified with an excellent reputation?

2007-08-14 11:55:53 · 9 answers · asked by ev1go 2 in Personal Finance

Im a young college student who would like to put my money in Gold. Whats the best way to do this?

2007-08-14 11:46:05 · 7 answers · asked by matthewfahey07 1 in Investing

2007-08-14 11:34:18 · 8 answers · asked by dagconst 1 in Renting & Real Estate

2007-08-14 11:32:26 · 4 answers · asked by Gucci 2 in Other - Taxes

2007-08-14 11:32:08 · 2 answers · asked by Gucci 2 in United States

I already have some money in my savings account, but I want to have a secondary savings that I don't plan on accessing until it's time for retirement. Which type would be the best? Are the contributions pre-taxed? How does it affect my taxes at the end of the year? Thanks for the help!

2007-08-14 11:23:46 · 5 answers · asked by Kismet 7 in Personal Finance

credit card

2007-08-14 11:21:07 · 15 answers · asked by manybagolike 4 in Other - Business & Finance

hi

2007-08-14 11:18:47 · 3 answers · asked by Bob 1 in Personal Finance

I have a friend, who recently had100% of his paycheck garnished because he owes back taxes. He needs to find a tax service that will be able to file both his taxes for 2005 and 2006, so he can get things in order to pay the IRS back and not have all of his check taken away.

I've decided to help him but this is turning out not to be an easy task. I can't seem to find a service that will do this for him.

If anyone knows of a tax service that can get this issue resolved for him either online or somehwere in the Fort Worth, Texas or North Richland Hills area of Fort Worth please respond back.

Thanks!

2007-08-14 11:16:31 · 7 answers · asked by Gemini23 4 in United States

2007-08-14 11:14:23 · 2 answers · asked by brendabriseno1958 1 in Other - Business & Finance

2007-08-14 11:11:29 · 3 answers · asked by s c 1 in Investing

i would definetly go2 abercrombie and hollister and buy heka stuff there! then i'd buy another beagle puppy as a friend for my 3-year-old beagle; doughboy. then the rest goes in the bank 4 college and other stuff.

2007-08-14 11:11:07 · 41 answers · asked by ☼CheerGirly☼ 2 in Personal Finance

My mother passed away in December of 2003, her money was to be divided and put into separated accounts for all 5 of her kids which includes me. This money, we would not be able to touch until our 22nd birthday. My mother had a will but it was never signed. So my sister took the money, divided it and put it into separated accounts as my mother wished. When my sister put the money into separate accounts she was the only one that would be aloud to access the money. So as years went by she did just that. She ended up stealing from all of us. Just recently I decided to take action. I turned 22 in April and she keep telling me she was sending my money, 3 months later and I’m still waiting. Last month she changed her phone number and wont talk to the family!! She lives in Ohio and I live in Chicago, im trying to put a lien on her house and I don’t know how to go about it!!! I need advice and help before she sells….

2007-08-14 11:11:02 · 3 answers · asked by alicia 1 in Personal Finance

I work in a chemical plant and I've heard that if you put in a 2 week notice they will tell you just not to come back for fear you will mess something up.

I can't afford to miss 2 weeks of pay. Can I draw unemployment for 2 weeks if this is the case?? It seems like being let go without just cause since I would be trying to do the right thing by giving notice I am leaving. I just got a new job so any answers would be helpful!!!

2007-08-14 11:08:16 · 5 answers · asked by dhclosson 1 in Other - Careers & Employment

I recently opened a margin account, in order to increase my trading power, however with the interest that is charged, I am wondering if it is worth it for long term investments, or if it is only good for the short term?

2007-08-14 11:05:24 · 5 answers · asked by patdog453 1 in Investing

I am only 2 1/2 months behind. I tried to talk to them about my situation but they don't care. Now I am getting calls from "pre-legal?" Is that just a threatening term or is this serious?

2007-08-14 11:02:56 · 8 answers · asked by joelbe483 1 in Credit