I have a 570 credit score but I havent been late with a bill in 3 years! I own a paid off 140k house I rent out, a 04 jeep wrangler paid and a 02 GSXR but cant get even get a home equity line of credit due to my score!!! Ive paid my rent of 600 for over a year early every month. Same with my power, water, cable, and more. Have a checking and savings acct with balances between 400-2k consitently. I even got one of those really bad credit cards that charge about 300 bucks just for starting them and only have a 300 $ credit limit and pay it off completly every month and my score hasnt changed! I reported all inaccuracies on my credit report and went back to the cards I got when I was 18-20 and paid them even though they werent trying to collect but it didnt do any good. The only advice the credit unions will give me is to pay off everything I owe and lower my balances but suprise! I dont owe anything so thats useless advice!
HELP! My lease is expiring on my apt and I want another house
2007-01-21
17:06:02
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6 answers
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asked by
hopes2graduate
1
in
Credit