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Business & Finance - 23 December 2006

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Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

So, I'm pretty sure I'm going to college to go into the teaching field, possible either as a university professor, or the other extreme; teaching kindergarten. I love children and teaching them, but I also don't want to go through life without being comfortably financially stable. I was wondering what is the normal pay for this occupation? What kind of degree is necessary for higher wages? And would it be best to work at a private or public school?

2006-12-23 03:52:25 · 6 answers · asked by Anonymous in Careers & Employment

If a become a nun all my pornstar friends wil think I am boring and if I become a pornstar all my nun friends will think I'm evil.

How do I work round this & keep all my friends?

2006-12-23 03:50:08 · 11 answers · asked by Anonymous in Careers & Employment

I just started working at a new job about 5 weeks ago. My boss has gone on vacation for the next two weeks so I am in charge. But, I am new and still learning the ropes.

The owner of the company is mean and nasty. He routinely yells at people openly in the hallway and is very impatient and abrupt. I have not had to deal with this yet because he deals directly with my boss.

I will probably have to interface with him directly for the next two weeks while my boss is gone. I don't know how to react if he yells at me. He does it with everyone so I know not to take it personally, but its not fun to be yelled at when you are trying to do your job.

I know that I will be leaving this job soon - probably after my boss returns from vacation, but in the meantime need to deal with the stress while I am working there.

Has anyone ever dealt with an rude boss?

2006-12-23 03:47:03 · 10 answers · asked by Stareyes 5 in Careers & Employment

If I file for bankrupcy will my husbands credit be affected? We have nothing in both our names, we dont even have a joint checking account. I had major debt before we got married and its just gotten out of control. Any help........

2006-12-23 03:46:56 · 9 answers · asked by jessica s 2 in Credit

Please give me some reasons.

2006-12-23 03:46:26 · 2 answers · asked by Anonymous in Careers & Employment

I'm in sales and 80% of my cell phone use is for business purposes. I also have my number advertised. Can I write off my cell phone bill on my taxes for the whole year?

2006-12-23 03:46:07 · 4 answers · asked by isladelmar7 2 in Other - Taxes

I usually walk out the back door and slide my card to punch out but my parents picked me up yesterday by the front door and I think I might of forgot to slide my card. What should I do? How do I know if I punched out or not?

2006-12-23 03:43:54 · 3 answers · asked by Anonymous in Careers & Employment

My son has had a really rough year financially and health. He is married with 2 children. The bank want to foreclose on his house. I told him to file for bankruptcy, he is willing to do it but he doesn't have the money for that either. I don't have the means to help them.
Is there anyone who can give us some advise as to how and where to look.
The bank are going to start right after Christmas. Please help. Thanks

2006-12-23 03:43:07 · 2 answers · asked by marisia 3 in Renting & Real Estate

2006-12-23 03:39:11 · 14 answers · asked by Mugerwa Isaac 1 in Careers & Employment

My bank will start the process of foreclosure my home. Can charter 7 bankruptcy stop the process and for how long?

2006-12-23 03:37:50 · 4 answers · asked by Alex C 1 in Personal Finance

guys! any idea? how can i accept credit card payments? if i dont have a merchant account? since im only engaging in buy and sell business. im located at philippines.
any suggestion? how can i accept payment locally via credit card?
ty!:)

2006-12-23 03:30:25 · 11 answers · asked by young_biz 2 in Credit

In the US in consumer goods and services

2006-12-23 03:23:05 · 2 answers · asked by dcmcd3 1 in Other - Business & Finance

who is liable me her boss the owner of the company that i work for or the shingle company i had no workmans comp nor did my boss she got a lawyer and is going through the ladder what do i have to look fowrard to in all this

2006-12-23 03:22:17 · 4 answers · asked by Anonymous in Careers & Employment

I am a young kid looking into college and I enjoy the stock market but have never actually got into it. Is there a way I can get into buying stocks cheaply and being able to watch them day by day to see how they do?

2006-12-23 03:16:27 · 12 answers · asked by A.J. B 1 in Investing

I am studying business at college and i have been offered a job as a traniee stockbroker with training, which should i carry on with?

2006-12-23 03:14:26 · 14 answers · asked by Anonymous in Careers & Employment

I'm 24 years old, two years graduated. I just recieved a very very nice christmas bonus, and I'm torn between paying off a big chunk of my student loans, or contributing it to the Roth IRA I opened last year. It's very attractive to me to have my loans paid off, but I also know the earlier the better for the IRA. What do you think?

2006-12-23 03:11:00 · 6 answers · asked by love this site! 2 in Personal Finance

I understand why market value of all capital should be used when calculating the WACC for a future project, but I don't understand why it should be used in valuing a firm today.

For Example:

Time = 0

Assets = 1,000 return 8% required return 8%
Debt = 500 return 8% required return 8%
Equity = 500 return 8% required return 8%

In this simple example, the returns and required returns are equal, therefore the market values equal book values.

If the required return of the debt increases to 10%, then the value of the liability decreases to 400.

Is it not good when the value of a liability decreases for the company that is paying on the debt? If this happens, would the value of the assets not increase because the company is paying a yield below market yields?

But, based on market values of 400 for debt and 500 for equity, the WACC would increase resulting in a decline in the value of the assets.

I would really appreciate it if someone could help me out.

2006-12-23 03:08:47 · 1 answers · asked by trater04 1 in Other - Business & Finance

is it better to work for UPS or the USPS?

2006-12-23 02:57:18 · 5 answers · asked by Anonymous in Careers & Employment

FYI: In the last two years I have made approx. 10,000.00 in OT each year the amount has doubled and I do not see it easing up anytime soon. Their thinking is do more with less (yeah). So now they are wanting to change my status from hourly to salaried without a rate increase. I thought this was unfair, so I have done some research and they cannot force the change since I was not hired on that way. Also there is no difference in hourly vs. salary employees where I work as far as benefits go. I do have a slight advantage if I am pressured to negotiate, there is no one that can just step into my shoes immediately (Senior Graphic Designer, 16 years for inhouse agency, I know the biz well). Don't get me wrong I know no one is irreplaceable.I would like to know what other people think is a fair increase to ask for. If I am expected to change over and still work those hours. Help Please! PS, they want to switch the entire department of 21 over. Not just me. Its all about the bottom line

2006-12-23 02:55:48 · 4 answers · asked by Mrs.P 07 1 in Careers & Employment

bought a house in SC due to low cost of living. sure not in KS anymore! we r 2 retired folks, just put over 20K in the house for upgrades & remodel(what a mistake that was). not to old to work I'm 58 and other 1/2 is 61.any thoughts of how to get out of here w/at least what we have put into the house & move back closer to CA, like NV or AZ? please help!!!! I'm going crazy.........

2006-12-23 02:52:04 · 10 answers · asked by rfxdwg01 1 in Renting & Real Estate

is it okay to bring parental advisory cd to work? when i bring edited version they didn't play it. PS. my boss flirts with so many girls. he could be counted as my "parental advisory" and stuff. he has STD's! I asked him! also, i want a job at a tattoo shop any where i can go?

2006-12-23 02:47:20 · 3 answers · asked by demjeans5454 1 in Careers & Employment

2006-12-23 02:46:18 · 6 answers · asked by Milisa W 1 in Credit

im trying to sell the stuff i make at home for a 100$

2006-12-23 02:46:12 · 3 answers · asked by Anonymous in Small Business

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