Business & Finance - 29 November 2006

What is a proforma invoice? I have a customer in IRAN asking for a Proforma Invoice.(I'm in Australia) I have sent him an Invoice but he says that it is incorrect. i dont understand why! he says he needs a Proforma invoice for formal affairs and registration of his order. What does a P/I have that an invoice hasn't?
Can anyone help?

2006-11-29 11:57:38 · 3 answers · asked by Anonymous in Small Business

My question is if you have a tenant in New York, are you responsible for their washing machine defects in the apartment or should the tenant pay for the servicing and repairs.

2006-11-29 11:55:36 · 4 answers · asked by letsgettogether 1 in Renting & Real Estate

If I am going to become a pharmacist ,(which I believe make between $70,000 and $100,000 a year,) have three children, and live in Alaska, how much spending money will I have after paying for the cost of living?

2006-11-29 11:53:43 · 4 answers · asked by Anonymous in Careers & Employment

My husband Started working at Pizza Hut in March and then Started working at Center Partners in April, on monday he got fired from Center Partners where he worked 40 hours a week and made $9.50 an hour. I stay home with our infant son so I dont work. His job at center partners is what kept us able to live, At Pizza Hut he only get aroudn 20 hours a week and $5.25/hr. My question is can he file for Unemployment from Center Partners?

2006-11-29 11:52:46 · 1 answers · asked by Momx2 3 in Careers & Employment

iam a B.E -electronics & communication student . i would like to enter I.T field . help me in my interview preparation.

1, tell me the interview pattern involved
2, what a fresher need to know to attend an interview . is c programming is enough
3,for aptitude test what r the books i need to read
4,what r the other rounds usually available , what i need to prepare.

pls help me in this regard with suitable books name & website address. also i need most of all companies recruitment process & interview papers (last 2 years )

2006-11-29 11:45:52 · 3 answers · asked by vijay k 2 in Careers & Employment

2006-11-29 11:41:34 · 6 answers · asked by commonsense 5 in Renting & Real Estate

What is the least one can realistically expect to pay for rent in the city, and what can of job can one get with some college. I still think I'm paying too much, and the jobs continue to be around $11/hr, 22 a year, people say I could do better up North I don't know ...

2006-11-29 11:40:09 · 1 answers · asked by collard greens with hash browns 4 in Careers & Employment

Ok I'm trying just to get classes. Im just out of the military, and Im trying to find and GET classes online that will help me pursue my career as a flight attendant. I am already certified, but having trouble getting hired. I know learning a second laquage would help but all the classes i find are 195.00 or more, im on a strict budget. Can you help?

2006-11-29 11:39:29 · 4 answers · asked by Anonymous in Careers & Employment

I plan on openning a local grocery store 6-7 months from now, outside of the S.B.A. where can I get advice on how to effectively run the store? Is there any business consulting firms that can give me the essential to operating a upcoming grocery store?

2006-11-29 11:38:32 · 4 answers · asked by rudy t 1 in Small Business

My school gets out the same time every year at the end of may the same day but it starts earlier and earlier the same amount of vacation days so more school days each year is this right


(i don't think so)

2006-11-29 11:37:07 · 4 answers · asked by ando ciompa 3 in United States

I have $100K to invest in the market (it's my retirement pensioin), I'm 46 yrs old.
1)Thinking NO mutual funds
2) Diversify between:
-Banks (financial) say ticker "TD.TO" on Toronto (banks always make money, TD is a major player and seems slightly undervalued. w/low PE and pretty good dividend)
-Oil exploration ticker "SLB" on NY (Schlumberger is established with real aggressive 1yr target, low PE and good dividend and major player with pretty good record)
-Energy say ticker "ABB" on NY (ABB because they have come out of the LOW Dark times after settling the major class action suit, they are key players in the energy field in emerging countries

3) 33% for each to yield $$ on increase

4) I'll go long and hold no problem

5) I am holding "NT" (lots of it) and I wonder if I should dump, when it looked bleak, I just thought I would hold for 10-20 yrs till it gains back some ground, I am interested in comments regarding NT, I bought at about $10 it's now around $2.50

?

2006-11-29 11:36:40 · 10 answers · asked by like1m 1 in Investing

One of my UK relatives want to shift to US. She wants to buy a house in US first, and stay there with her family. She is a legal UK permanent resident, and has full capability to buy a house in USA. However, she is not a US resident.

Is it possible for her to buy a house without being a US resident/ legal immigrant?

2006-11-29 11:34:05 · 9 answers · asked by Legend 3 in Renting & Real Estate

I just turned 16 and I need to get a job. It doesn't need to pay a lot, but it needs to be something I can do part time (after school) and that doesn't require a lot of experience. It also needs to be in a safe atmosphere. Any ideas?

2006-11-29 11:33:11 · 10 answers · asked by frontiergirl28 2 in Careers & Employment

Im applying for nightshift stocker but never had experience. what is the good answer to this questions?

2006-11-29 11:32:27 · 1 answers · asked by gDancel 1 in Careers & Employment

hospitality and tourism

2006-11-29 11:29:35 · 5 answers · asked by psugirlie10 2 in Careers & Employment

How do you look up your own employment history, if you are unsure of some of the details? Any free services?

2006-11-29 11:29:06 · 1 answers · asked by tankgirl190 6 in Careers & Employment

iam a B.E -electronics & communication student . i would like to enter I.T field . help me in my interview preparation.

1, tell me the interview pattern involved
2, what a fresher need to know to attend an interview . is c programming is enough
3,for aptitude test what r the books i need to read
4,what r the other rounds usually available , what i need to prepare.

pls help me in this regard with suitable books name & website address. also i need most of all companies recruitment process & interview papers (last 2 years )

2006-11-29 11:28:01 · 3 answers · asked by vijay k 2 in Careers & Employment

Hey there,do you have to pay tax when you have a job if your under 18?
and also does anyone know the limit of how much you earn when you are required to pay tax,i heard if you earn 120 a week or less you dont have to pay tax?
Or does everyone have to pay a certain amount of Tax regardless to how much you earn (if over 18)?
Joanne xXx

2006-11-29 11:26:46 · 20 answers · asked by Anonymous in United Kingdom

2006-11-29 11:22:07 · 5 answers · asked by auroa26 3 in Personal Finance

I have a business concept but I need to find ways to make myself more appealing to investors.

2006-11-29 11:19:17 · 4 answers · asked by rudy t 1 in Small Business

My Husband moved out on me three months ago our and the landlord knows that we our getting a divorce and my husban is spost to be helping me with the rent but is not can the landlord kick me out

2006-11-29 11:18:35 · 8 answers · asked by Anonymous in Renting & Real Estate

Remember this is fr a 13 year old

2006-11-29 11:18:25 · 4 answers · asked by dhomie!!!!$$ 2 in Personal Finance

me and my friend need help with our babysitting name. our names are Rebecca and tori do u think u can help?

2006-11-29 11:18:02 · 7 answers · asked by Rebecca L 1 in Small Business

Lately I have been thinking about going into real estate. Is this a good time to go in right now and is there any one that can give me some good advice about real estate?

2006-11-29 11:15:05 · 6 answers · asked by redbone 1 in Renting & Real Estate

I have been raising capitals for my small business however I still need to raise more capitals for my startup cost is there anyway ways methods or website that can help me find investors who might be interested in investing in my business purposal. So far I have eaten lunch with a few small time investors I a really want to arrange more appointments with investors. How do I go about do it?

2006-11-29 11:14:58 · 3 answers · asked by rudy t 1 in Small Business

your super power
rudoloph's red nose
all of santa's reindeer
1 dollar for 1 dollar or more
and finally of course IT

2006-11-29 11:13:04 · 8 answers · asked by Anonymous in Other - Business & Finance

2006-11-29 11:12:11 · 7 answers · asked by tistaskpickmine 1 in Insurance

Let's say I have a portfolio made up of 20 mutual funds. I have the std (risk) of each fund. I want to calculate the over risk of the portfolio. Is it statistically correct to calculate the weighted average of the standard deviations (sum of (std * dollars at that std)/ N) in order to obtain a approximation of the overall portfolio risk? Can I then do the same with historical returns and use (weighted std * weighted return * porfolio value) to obtain the range of expected returns? How can this information then be used to calculate the expected draw down at one and two standard deviations?

2006-11-29 11:11:47 · 5 answers · asked by linux55 1 in Investing

I am trying to figure out the annual salary rate.

2006-11-29 11:11:00 · 8 answers · asked by Nicole B 2 in Personal Finance

2006-11-29 11:10:24 · 6 answers · asked by tremont 1 in Investing