Business & Finance - 23 October 2006

I'm loosing my mind. Everyone keeps saying that if you claim "0" on your w-4 form you will have more withholdings taken out of your check. Doesn't this make you "exempt" from tax?

Meaning that there will be no state and federal income tax withholdings tooken out, you'll just have your social security and medicare tooken out.

What is the difference between putting the "0" on that form or just writing "EXEMPT" on the line?

2006-10-23 10:28:54 · 10 answers · asked by Anonymous in United States

email processing

2006-10-23 10:27:16 · 1 answers · asked by Anonymous in Careers & Employment

I filed for bankruptcy back in 2001, July 2005 it said that my time was spent. Back then i was bad with money. Now i find it hard ot fix my cridet and I am know making £40,000+ not counting my wifes income.

How do I fix my cridet, I can't even get a mobile phone or open a new bank account.

The bankruptcy was only for the sum of £12,000

So how do you fix your cridet scoring in the UK

2006-10-23 10:25:49 · 9 answers · asked by tmcshane241 1 in Personal Finance

2006-10-23 10:24:05 · 7 answers · asked by pro@answering 1 in Corporations

Once an option reaches its "strike price", then the option contract can be "exercised", correct?
All the website tutorials say that before the option reachs the "strike price" it is worthless.
But then there are bid/ask prices on options that have not reached their strike.
So, can options be traded for profit/loss even when they are "out of the money"?

2006-10-23 10:22:49 · 10 answers · asked by grimmy b 2 in Investing

We rented a house for 2.5+ years from our landlord who was deported from the USA for violating his visa. So from day one it's been difficult dealing with him from 1000's of miles away. To make a long story short, after 2 years we got tired of him and moved out. He wasn't back in the US when our lease expired so we mailed his stuff back to his power of attorney. We paid $265.00 for a professional move out clean and have pictures noting the excellent condition. He however, has found any little issue possible to ding us on. Are these fair?
$408.00 for carpet cleaning only minor spots here and there I had the house cleaned every 2 weeks (the house is only 1400 sq ft)
$129.00 for new curtains, he didn't like the ones we left
$Ring from towel holder missing $18.74
$Nick mark in the guest bathroom counter top $125
$300 for paint and spackle (there were no issues with the walls)
Is it worth taking him to court? He lives in another coutry so having him pay to come here might be worth it.

2006-10-23 10:21:45 · 3 answers · asked by Anonymous in Renting & Real Estate

im not sure if it went well or not. at the end of it, the interviewer told me that he had a couple more interviews this week but he'd put me on a list for second interviews. ... and later - next week- another manager would call to schedual these second interviews. ... does this mean i probably wont get called back? if it DID go well, wouldnt he have said " we'll hire you." second interviews - common?

2006-10-23 10:21:12 · 13 answers · asked by jejune jane- 3 in Careers & Employment

I have a town house in southern California. It is 1650 square feet, 3bd/2.5 ba, has a yard and 2 car garage.

I want to do some light remodeling: new kitchen cabinets, granite countertops in kitchen and bathrooms, update bathroom tubs, and other things. My whole project will cost about $27,000 for materials. No labor costs.

My wife and I plan to remain living in the town home for at least another 5 years because starting a family. We will have our place paid off (& will be debt free) in a few months and may possibly sell it one day if our neighborhood gets bad. But we may never move because real estate is SUPER expensive near the beach where we live.

Is $27,000 too much to invest in my town house? My reason for the updates is not for resell but to make our home more custom.
I want us to be happy with what we have so we don’t go house poor buying a fancier house.

Also, should we save our money for 18 months to pay for the project in full, or should we get a loan?

2006-10-23 10:19:41 · 4 answers · asked by Anonymous in Renting & Real Estate

They haven't been listening very well and I do time outs. their mother wants me to make sure their homework is done and review thier spelling everyday. Just seeing ..what you do you think?

2006-10-23 10:18:34 · 12 answers · asked by cruisingalong 4 in Careers & Employment

2006-10-23 10:15:11 · 4 answers · asked by Talent on loan from god! 1 in Corporations

2006-10-23 10:14:33 · 3 answers · asked by monki boy 1 in Insurance

I know that in S Corporations profits are distributed to the shareholders and the shareholders pay taxes on them. This suggests that all profits need to be distributed so the goverment can get its money but obviously you don't want to deplete the corporations bank account and start the new year with nothing so how do S Corportions handle this?

2006-10-23 10:09:21 · 3 answers · asked by John 2 in Corporations

My ex-employer deposited an extra paycheck in my bank account that I assumed was a bonus since I worked a few extra days and did some favors before leaving. Then a month and a half later I recieved a snotty letter saying I had to return the letter within 10 days or action would be taken. Do I have to return the whole amount, or any amount at all? The amount isn't all that much, less than 2,000. What kind of action could they take against me if I refuse? Should I try to bragain with them?

2006-10-23 10:08:06 · 15 answers · asked by Conchita 2 in Other - Business & Finance

I am renting furniture and paying biweekly. I've made a total of $1,360 worth of payments. That exceeds the cash price the rental co. is charging for two lamps, and 3 end tables. I have not paid enough towards the sofa and loveseat. Am I entitled to keep the lamps and tables if I wanted to end the rental agreement?

2006-10-23 10:02:07 · 11 answers · asked by Nan 1 in Renting & Real Estate

2006-10-23 09:55:16 · 5 answers · asked by Solinari 2 in Investing

2006-10-23 09:54:36 · 13 answers · asked by ptz21 1 in Careers & Employment

2006-10-23 09:53:32 · 7 answers · asked by sugarfoot 1 in Careers & Employment

Really messed up. Overloaded credit cards, hardship happened, interest and payments went up. Could no longer make payments. Have been in arrears aprrox. 13 mos. Have gotten a summons of lawsuit. I donn't have anything. What can they take and how do I protect what little we do have?

2006-10-23 09:52:28 · 7 answers · asked by Barb 2 in Personal Finance

2006-10-23 09:52:22 · 3 answers · asked by sugarfoot 1 in Careers & Employment

2006-10-23 09:51:57 · 8 answers · asked by jerrisingley_arbonne 2 in Credit

getting my real estate licence and I would just like to know what goe's on at a real estate firm I would get coffee do what ever to get some skills and experience under my belt and I would do all this for free. Oh I live in Houston Tx I have called around and every one is telling me no. Hopefully someone on yahoo answeres can help me out.

2006-10-23 09:51:49 · 2 answers · asked by unique 1 in Investing

2006-10-23 09:50:37 · 4 answers · asked by grantyourwish 1 in Other - Business & Finance

2006-10-23 09:50:29 · 5 answers · asked by sara s 1 in Small Business

eg. answers.yahoo.com, daydreaming, myspace, bathroom breaks, eating, staring at the wall, wandering around, thinking about sex, doodling, etc.

2006-10-23 09:48:55 · 11 answers · asked by iknownothing 3 in Careers & Employment

Is there a way to be notified if a credit account is opened in your name?

I would imagine there would be some service where you can get an email notification if someone opens an bank, credit card, or mortgage in your name. Kind of like the way you can set you bank account options so you are notified if a withdrawl over a certain amount is made?

Or, is there a way to put a block on any accounts being opened in your name? I would imagine this would work through your social security number.

Anyone know if this is possible?

PS. I have found a website where you can "opt out" of being solicited for credit cards by mail for 5 years, so this protects you a little (since people won't have applications with your information preprinted to steal), but I'm still looking for instant, automatic notification when any kind of account is opened in your name.

2006-10-23 09:45:53 · 5 answers · asked by Anonymous in Personal Finance

Hi,

My husband and I are thinking of renting a townhouse, but the rental terms are a bit stricter than I'm used to. The landlord is requiring the first and last month's rent ($1600 each) up front, as well as an ADDITIONAL security deposit of $1600 up front for cleaning. He will also assess us a $1200 fee if we stay for less than a year.

Does this sound reasonable to you? Would you rent this place? All of the apartments and condos I've ever rented only required the first and last month's rent, with no additional security deposit or lease termination fee. Thanks for your opinion!

2006-10-23 09:43:53 · 16 answers · asked by LB 4 in Renting & Real Estate

i am student and what to know where can i find beta of ftse100 and nikkie225, if i want to measure the risk involve in investing in these indexses.

2006-10-23 09:43:40 · 3 answers · asked by Anonymous in Investing

it was in a board meeting of board members only
verified on tape I have no records of arrest nor any covictions of any sort.Idon't expect monetary gain just to set this person straight.

2006-10-23 09:42:32 · 11 answers · asked by Norma M 1 in Corporations

2006-10-23 09:42:04 · 7 answers · asked by sar92243 1 in Insurance

no spam, no referrals, no start up cost, no selling.

2006-10-23 09:40:35 · 4 answers · asked by Anonymous in Careers & Employment