All categories - 20 November 2007

be it to you personally or on YA

2007-11-20 09:35:48 · 20 answers · asked by Michael D 6 in Polls & Surveys

Hi. As stated in a previous question, I'm 20 going on 21 and currently debt free. My car has been paid for, I have no kids/no bills. I make about $36,000/year and I'm interested in purchasing a home within the next few years or at least before I'm 30. Since homes are such a major investment, I'd like to lower my mortgage or completely pay it off as quickly as possible so my other expenses won't be as much of a worry. So, I plan on saving $100,000 for down payment while staying with my parents. I already have around $20K saved up.

I figure if I put $100K down on a $160K home, I could get a loan for $60K resulting in a much lower mortgage payment. Is it really as cut and dry as I am making it out to be or is there more to this? Are there drawbacks/benefits from a large down payment? I've talked to my parents about this, but I'd like to get other opinions.

Also, what are some ways I can increase/invest the money that I'm saving, aside from interest gained in bank account?

2007-11-20 09:35:47 · 5 answers · asked by Clear Rivers 1 in Renting & Real Estate

I wasn't born a vampire or a faery either.

2007-11-20 09:35:37 · 15 answers · asked by Anonymous in Mythology & Folklore

I want to know what you think about hell? Please give Biblical references if possible.

2007-11-20 09:35:28 · 25 answers · asked by Anonymous in Religion & Spirituality

My wife and I are in a middle of a divorce. My wife always tried to control me. I asked her more than a year to go to a counselor together. Finally we went to 2 different counselors but she did not show up the second time because she says: I am smart and educated and I know what is right!
Both counselors told her not to scream and asked me to leave the house as soon as she screams. This way I can never tell her that she is wrong. She screams, swears and just do not listen.
If I listen to it, it makes me feel so bad because she is accusing me of a lot of things that I never even think about! It really hurts!
Sometimes I wish I could tell her what is in my heart but she does not let me talk. How can I react so that she stops talking for 5 minutes and starts listening?

2007-11-20 09:35:23 · 10 answers · asked by mazyar m 1 in Marriage & Divorce

I've just bought one, and i wanted to know what would the best silencer be, ive heard about some outstanding performance in noise reduction in the Carbon fibre types

2007-11-20 09:35:23 · 8 answers · asked by Cal_7 2 in Hunting

I need to know 15 root causes to war and 30 outcomes anyone know?

2007-11-20 09:35:20 · 3 answers · asked by Anonymous in Military

i want to have an 8 pack of abs and i want to kno what is the most effective exercises to get one and the fastest

2007-11-20 09:35:15 · 27 answers · asked by lil mafia 2 in Diet & Fitness

Not all the time but sometimes 5 point each wouldnt be so bad would it? I think we should be allowed so many of 2 best.

2007-11-20 09:35:15 · 49 answers · asked by Cowgirl lost seahorse 6 in Polls & Surveys

i am going to vist this cute guy. in dec. when i go vist my mom and i want to look good for him. and i also want to see if theres a fast way i could get rid of some zit!!!! thanks so much

2007-11-20 09:35:01 · 22 answers · asked by Anonymous in Diet & Fitness

Can anyone tell me, if in US, what is the average range of salary for a person who just graduated in bachelor degree and works in an IT field.. Thanks!!

2007-11-20 09:34:49 · 4 answers · asked by Mr. Slim 2 in Other - Careers & Employment

I live in kitimat B.C. (its right by the ocean...like, at the very end) and i was wondering if anyone would know how much it would cost to go from here to new york by bus (or plane...). i tryed to look it up on greyhound but they told me that they couldnt display the fare for some reason...so could you just tell me even an approxamite answer? thanks Soo much :D

2007-11-20 09:34:47 · 5 answers · asked by Anonymous in Other - Destinations

I'm just wondering because it seems like they should be aware of the laws.
Example:
I read this article about this teenager who was living like a normal 'american' teenager, going to concerts and stuff. Her father was in Pakistan and did not approve of her lifestyle, so he murdered her. This act could have been validated in Pakistan but not in the US.

I was also watching cops and this guy from Mexico beat up his wife because she wasn't keeping their house clean. He told the cops that keeping the house dirty was unacceptable in Mexico.
So do they know that laws here before they become citizens? I think they should not only have to know them, but also sign a copy of them.

2007-11-20 09:34:43 · 8 answers · asked by Anonymous in Law & Ethics

it says you must have a guild wars phrophecies, faction or nightfall in order to use this access key.

2007-11-20 09:34:42 · 2 answers · asked by Anonymous in Video & Online Games

2007-11-20 09:34:41 · 22 answers · asked by ☻Jay ™☻ 4 in Polls & Surveys

I want and need to start shaving my legs and underarms because it is noticeable. I don't want to ask my mom so how can I show her?? I also want to start wearing deodorant because I need it badly!! my mom said last summer I had my legs up in the car and my mom said I should start shaving. On Saturday my mom asked me if I needed deodorant but I was silent so she expected NO!! Help me PLEASE!!

2007-11-20 09:34:39 · 18 answers · asked by Anonymous in Other - Skin & Body

and the dude next to you is digging for gold. Do you look away and pretend you didnt see or just stare in disbelief while laughing your@ss off?

2007-11-20 09:34:39 · 12 answers · asked by Bark at the Moon 6 in Polls & Surveys

2007-11-20 09:34:35 · 1 answers · asked by SusanL 1 in Heart Diseases

I don't want to get in trouble with the law and I'm trying to do whats right. I make 7.25 an hour as a security guard with no benefits.

2007-11-20 09:34:34 · 14 answers · asked by Anonymous in Law & Ethics

2007-11-20 09:34:17 · 5 answers · asked by GEISHA 3 in Religion & Spirituality

The Aztecs Inca's and Myans followed their gods to the death, they did what they thought was right, and still we condemm them for being murderers, how can we do that? Will they go to hell because they didn't have a chance to follow Jesus, because they didn't have a chance to know him? That doesn't make sense to me, they did what they knew was right is it really their fault?

2007-11-20 09:33:59 · 11 answers · asked by Anonymous in Religion & Spirituality

im small and very fun to be with

2007-11-20 09:33:57 · 21 answers · asked by gene28 1 in Horoscopes

Where did he learn that from?

2007-11-20 09:33:47 · 8 answers · asked by ☻Jay ™☻ 4 in Polls & Surveys

This is for guys and girls. There's this guy that I've been dating and when we got on the topic of sex, he told me he's slept with 10 girls-some of them one night stands. Is this normal for guys and ok, or is this a warning sign? Your advice would be much apprectiated!

2007-11-20 09:33:45 · 9 answers · asked by <TiGerEyes> 2 in Singles & Dating

...that you use the bathroom of the opposite sex cause yours was locked????? Be honest now!!!!
guess if I have and the first right answer wins 10 points!!!!

2007-11-20 09:33:34 · 43 answers · asked by Francesca 5 in Polls & Surveys

Which do you perfer, and for what reasons?

2007-11-20 09:33:32 · 7 answers · asked by octopusinagarden 2 in Software

it cant be candy.....

2007-11-20 09:33:28 · 13 answers · asked by ☮NeonZebra♥ 3 in Other - Food & Drink

2007-11-20 09:33:25 · 27 answers · asked by Anonymous in Football (American)

I need a picture to see all the offshoots of the religion.

2007-11-20 09:33:19 · 7 answers · asked by S K 7 in Religion & Spirituality