I have never had a problem with overdrafting before until today. I religiously check my balance (Once everyday online) Before making any purchases. Lately, I am not sure where things went wrong, but I noticed my purchases were not showing up online BUT my balance kept going down. I assumed that what was posted online was my available balance(b/c thats how its always been) but for the past week my purchases were still not showing up but my balance continued to go down. My paychecks are directly deposited into my account so I checked to see if that cleared. it had, but instead of having an available balance of $430, it was $175. I was very confused when I saw that I had an overdraft fee of over $200. I called wachovia's 800 number and they said that they could only refund me $50. But I really feel frustrated because I dont believe I was totally careless, as I always keep track online for its "convenience", yeah right. Is there anything else I can do?? I dont want to lose all this money.
2007-10-10
13:00:03
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4 answers
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