I applied for a Visa Credit card... It was declined...
The reason given to me was that I don't have credit. (not that I have bad credit, I basically have no credit rating, thats why I need a credit card, to earn credit).
Now, I recently bought a house and already have the furnishings for it, paid 20 pct down, have another 10 pct of its value in cash, I own my own car and have a steady middle class job working for the government. This apparently does not warrant me being trustworthy enough to have a credit card with a basic limit ?
However when I was a student with no job, no car, no money, no home... I couldn't walk down the halls of the campus without being assaulted by 3 credit cards vendors trying to get me to sign up for a Visa or a Mastercard or a whatever they were offering...
2007-09-21
04:09:13
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10 answers
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asked by
Anonymous
in
Credit