Renting & Real Estate - October 2007

I was happy with her services but forget if it's normal to give them something else on top of all the big money I allready gave them . I used the agent for both homes . Do they expect something or not ?

2007-10-16 15:53:18 · 8 answers · asked by westhighland 3

im lookig into buying a lot to have a house built, what exactly is it when the listing say it has/not been perced

2007-10-16 15:29:16 · 2 answers · asked by josh s 1

who REALLY needs to know this? credit cards, apartment leases, job applications, utility companies, who HAS to know???? i dont exactly like giving this number out. can anybody clarify?

2007-10-16 15:08:08 · 5 answers · asked by commanderkraut 1

I'm relatively new at managing my own money for true expenses (since I'm just moving out). I'm 21 years old, I work in Television and I make about 3 grand a month right now (will eventually go up). My only real bill is my car insurance bill right now (which is 120 a month).

I'm looking to get an apartment closer to where I work, I think I've found one I really like and it's $1100 a month (and I'm gonna say about 150 maxed out at utilities every month as well). Do you guys think I'm managing my money well if I'm living in this place? I'm not really saving towards anything. I have a newish car already paid off.. I mean, there's the saving for an eventual house and family stuff.. but I figure that's a ways off (if it'll ever happen anyway).

So what do you guys think? When I look at the numbers, it looks feasible to me, but then I think of the money and I shy away.

Thanks in advance! If you have another question for me, I will reply as soon as you post it. I'm quick, so just refresh.

2007-10-16 14:07:39 · 10 answers · asked by Jay 3

We relocated to South Carolina only a month ago and the buyer wont return calls or pay the payment! A neighbor told us we can call his commanding officer and have his wages "alotted"? Anyone know anything about this or what I can do? If he doesnt pay I will lose the house since he only gave $3000 down and promised the rest in a few months....dumb on our part I know but we were pretty desperate to move. Any help would be appreciated!

2007-10-16 13:58:44 · 5 answers · asked by Spreading Good News! 2

Hi there, any suggestions would be greatly appreciated. I currently have a couple that is moving out of my rental property and I received a phone call from the new prospective landlord. One of the questions that he asked was "do they smoke?" Now I live here too; its a triplex. So I told the new landlord that yes one of them smoke (as I do as well) but I advised the landlord that there is children here so we all smoke outside. The landlord called them to tell them that they couldnt rent to them based on the fact that they smoke. I know a landlord can say no smoking inside the unit but can they refuse to rent to someone based on the personal choice to smoke?

2007-10-16 12:41:54 · 11 answers · asked by Kara L 1

I purchased a home seven months ago. Yesterday the real estate lawyer's office called me and said a mistake was made on our paperwork and they had undercharged me by $500. Apparently when filling in the forms someone in their office put $1000 as our deposit when in reality we only gave the seller a $500 deposit. When the real estates office paid every one out at the closing, that left a deficit of $500 on their behalf which they are contacting me now for. Can they do this or is or is it their mistake making it their loss. This sale was over and concluded a very long time ago. Is there a statute? Please help, Thank you.

2007-10-16 12:22:57 · 13 answers · asked by Anonymous

I have never bought a house before and know nothing as to how to do it. I just figured I'd never be approved since I have very poor credit and I get paid "under the table" and wouldn't be able to prove my income. However, I hear all the time how easy it is for first time home buyers to purchase a home. Does anyone out there think I would be able to buy a home? If yes, can you tell me what steps to take?

2007-10-16 12:11:56 · 9 answers · asked by Patty A 1

I've been paying a slumlord for the lack of that word.I've had all that I can tolerate at this point,so I'm looking for a room for rent.I respect the fact that you are allowing me the opportunity,and I would be grateful.I work like 11 hrs.13 at the most,so paying is something you won't have to worry on.No traffic,kids,or pets with me!!And yes I can even stand a background check!!!!So if no games,jokes,I need the room this Friday.10/19/07

2007-10-16 12:04:38 · 2 answers · asked by ? 2

I live in Dallas, TX. Will you recommend buying a disclosure house?
What is the advantage and disadvantage of buying a disclosure house?
Please help. I’ll pick the best answer later.

2007-10-16 12:01:48 · 3 answers · asked by Anonymous

2007-10-16 11:55:36 · 5 answers · asked by Drewmon88 1

what do i go for big or small,in a neighborhood or on land\

pick!!!!!!!!!!!!###$$$$$$$$money is 500,000$

2007-10-16 11:46:02 · 4 answers · asked by cbarefield36 1

I'am the original owner, I had the house made to my likings. It is fully renovated these are the listed features
-brand new marble tiles, ($8 a square foot)
- brand new mericier canadian maple hardwood floors
-2500 square feet
-seperate family room, living room, dinette, formal dining
-staniless steel, 2 month old kenmore appliances
- home theater in the basement, finished basement, and excercise room in baement
- 1 year old above ground pool in backyard
- new windows, with a special insulin, to hold in heat/cool
-air conditioning/heating
- very close to new york city, transportation is available nearby
- 4 bedrooms, 3 1/2 bathrooms, (1 full bath in basement)
- High ceiling in foryer, with nice, big chandelier, and the formal dining room also has a chandelier.
- New carpet on second floor, staircase
- All the bathrooms redone, with new tiles, lighting, tub redone by bath fitters.
- Large backyard with deck, 2 car garage
- kitchen redone with coutertop/cabinets

2007-10-16 11:03:39 · 20 answers · asked by sakhi93 4

2007-10-16 10:39:15 · 9 answers · asked by oklahomaer 2

We're lookin at a piece of land that's got a (def fixer-upper) house on it but it's not connected to water, save for the well on property. It's got a septic tank, but as far as water... What should I be asking in regards to the level of difficulty in setting it up on city water? -If it can even be set up on city water... What are my options, anyone know?

Thx bunches.

2007-10-16 10:38:58 · 3 answers · asked by Anonymous

I live in Anchorage, AK and I have a problem with my landlord. Several problems, actually. And I'd like to know if there is any organization that I can go to for help with the situation. I don't want to go to a lawyer or through the courts or anything like that, there are health issues that have been brought to our landlord's attention (in writting) and he has flat out refused to do anything about them. These issues include rodents in the apartment building, leaking pipes, mold, unfinished floors, the heaters in one of our bedrooms are broken, etc. Mostly, we just want to get out of our lease because he's been given notice and has said he's not going to do anything about it. Is there an organization we can go to for help? Any advice you can give would be great.

BTW, we have small children in the house, so the rodent thing is a big deal to me. (our kids are 18 mos and 2 mos old)

2007-10-16 10:20:31 · 5 answers · asked by lupinesidhe 7

My little brother rents an apt with 4 other people in PA. One of them decided to drop out of school and never return. As an added bonus, the same roommate kicked in the door and never paid for repairs before he left. Now the landlord is harassing the 4 remaining tenants for the missing portion of the rent. As far as I know, all 5 names are on the lease which also specifies how much each person pays for rent. Everyone has paid their own portion in a timely fashion. My poor brother is stressed about this. Are they now responsible for this loser's rent??

2007-10-16 10:17:49 · 3 answers · asked by Anonymous

No real estate broker will be used and he also found a buy for my fathers car.

2007-10-16 10:12:43 · 17 answers · asked by bored at work. 1

2007-10-16 10:02:33 · 8 answers · asked by Anonymous

800+ credit rating,
San Diego, California
10-15% down payment
Need approximately $200,000 loan to purchase my first home or condo

As you can see, I have an excellent credit rating that I am very proud of. I have been told that up to 4 mortgage lenders can look at my credit before it starts to negatively affect my rating. My question is: how in the world can I find the very best rate available to me when there are hundreds of lenders out there but I can only ask a handful for pre-approval before my credit rating starts going down. I'm familiar with sites like Bankrate.com, but I've been told that the listings on those sites are paid advertisements and that the rates listed are often impossible to get in real life. Can anyone help with suggestions for how to narrow down the hundreds to maybe 10 or so that I can take a closer look at?

2007-10-16 09:49:17 · 7 answers · asked by Incumbent 2

2007-10-16 09:46:15 · 8 answers · asked by Robin G 4

About 4 months ago I bought a new house and accepted the lenders offer for a $61K HELOC in addition to the first mortgage. I have also made all my morgage payments on time and haven't dipped into the HELOC but wanted to have it for any opportunities that may come up. I just received notice that they are suspending my HELOC. When I called, they said that it is being reassessed and they could not tell me whether or not they would "unsuspend" it . Can they "cancel", or perhaps rescind the HELOC? I thought once I have it , its mine for the next 10 or so years. How would this affect my credit?? Thanks!

2007-10-16 08:26:27 · 2 answers · asked by frc930 1

I keep hearing about how the government needs to help people who signed variable rate morgages. They knew what they were getting into when they signed. Now their rates are rising and the mortgages are foreclosing because these people irresponsibly bit off more than they could chew. These buyers drove up home prices to the levels they are at now in the first place. Levels so high, that someone like myself who is financially responsible and realizes their litmitations can't possibly afford housing (I live in NYC). Now the gov't is supposed to bail these people out? Who's going to bare the burden of that cost? I have a guess... John Q Taxpayer. Does anyone else think this is crap? Does anyone else think we should let all these mortgages forclose to bring the cost of housing back down to a reasonable level?

What's your opinion?

2007-10-16 07:21:27 · 14 answers · asked by hooper5446 4

She says she does not have the money to pay rent and that she would be leaving next weekend. I asked her to leave by this weekend and now she refuses to leave without me taking her to court. What recourses do I have

2007-10-16 07:16:09 · 12 answers · asked by martinez_bonnie1 1

Considering housing crisis at this time, is it a good time to buy a house? Or should I wait? I live in Dallas, TX.
Please help. I will pick the best answer later.

2007-10-16 07:12:52 · 14 answers · asked by Anonymous

With the tanking housing market, I believe that I'm close to (if not already) having a CLTV > 90%. As I understand it right now, many big lenders are using CLTV < 90% as the standard. Is it common for already existing mortgage/HELOC rates to readjust or fees be imposed if CLTV increases any further or even possibly becoming upside down? If it matters, property is SFR in Calif and lender is Countrywide.

2007-10-16 06:41:40 · 2 answers · asked by Henry L 2

My husband owns a home with his father. On the original deed is- My husband, his father and his ex wife. On the mortgage is my husband and his father (not the ex wife)
My husband got the house when he divorced his ex wife.
He lived in it for about 2 years after the divorce was final then when we decided to get married we wanted to sell it. When we put the for sale sign up his ex asked if she could buy it. We were in a hurry to move and said yes. We let her and the children move in under the conditions (verbal agreement) that she would secure her own financing. My husband signed a quit claim deed to her. His father did not. The quit claim deed was notarized but it was NOT filed. Now she is requesting that he sign another quit claim to her, I think because she lost the first one and it didn't have all the right info on it. We have been trying to get her to finance it for a year and she still hasn't. We are now weighing our legal options...what are they?

2007-10-16 06:08:42 · 3 answers · asked by Anonymous

We are first time home buyers, we have yet to visit with a mortgage loan adviser. Between the two of us we will be making aprox. 90 grand a year with decent credit, only one vehicle, credit card and student loan payments (nothing outrageous at all).
What would be our estimate price rage we would be looking at for buying a home.
What are the main things loan officers look at when applying for a loan?
When you've qualified for a loan do you pay that along side of your monthly mortgage? Just a little confused... any info would help.
Thanks

2007-10-16 05:58:42 · 8 answers · asked by MileHigh! 3

I am a 27 year old female living with family in MD and I desperately need to move out. I want to move into a fairly "safe neighborhood" where the crime and drug rate are relatively low, but the rent would be affordable for a person just starting off in life jobwise with an income of approx. $2,000 a month. I would prefer to live in MD but I am willing to move to the outskirts of DC if need be. Can someone please give me some good advice regarding this matter?

2007-10-16 05:02:06 · 5 answers · asked by stressed 1

what are they talking about house are built by the guy down the road or some one like me I built a few I know of a few guys who would develop subdivisions and they would have crews on did concrete one floors one walls and so on they would erect a complete house shell every three days but what is this largest builder in the nation crap is there a franchise like burger king only for homes that I never herd about?

2007-10-16 04:10:02 · 2 answers · asked by afarmboy87 2