Renting & Real Estate - November 2006

I'm looking to get a better interest rate, and wanted to know if I can refinance , after only purchased the home 4 months ago.

2006-11-11 09:47:45 · 8 answers · asked by Marel N 1

I HAVE A LOT BEHIND MY HOME THAT CAME WITH THE PURCHASE OF MY HOME.IT HAS ITS OWN LOT NUMBER AND BLOCK NUMBER. THEY ARE DIFFERENT THEN MY LOT WITH THE HOUSE ON IT. IT HAS ITS OWN STREET FRONTAGE AND DIFF. STREET.TOWN SAYS IT IS MARRIED TO MY LOT. I HAVE 1 DEED AND 1 TITLE. BUT 2 TAX BILLS. 18 MONTHS TO SUB-DIVIDE IN TOWN OFFICES. IT IS UNBUILDABLE. ONLY VALUE IS TO ME AND AJOINING LOT WHICH NEIGHBOR HAS OFFER TO BUY, $5,000 I SAID 10,000 HW JUMPED ON IT. I UNDERSTAND THAT THERE SOMETHING CALLED AND EASEMENT. WE CAN DRAW UP THE EXACT SIZE, SIT DOWN WITH WITNESSES AND A NOTORY AND GET THIS DONE. DOES ANYONE HAVE ANY GOOD ADVICE, I SURE COULD USE IT. TIM

2006-11-11 09:36:31 · 2 answers · asked by timothya1980 1

i want to be in a home by march..... people are telling me to wait, but i don't think housing is going to drop that much in only a few months , what are your thougths

2006-11-11 09:13:19 · 3 answers · asked by Anonymous

I have a room for rent in Orlando in a brand new home. It is awesome, like a mansion. I want to post this room for rent. Know of any good websites?

2006-11-11 08:59:57 · 6 answers · asked by Tracy L 1

Is it legal for a tenant to move in a girlfriend/boyfriend who is not on the lease or must they have the landlord's permission?

2006-11-11 08:12:48 · 13 answers · asked by michelle j 2

How Come Real estate Lenders Qualify Buyers like That?

2006-11-11 07:59:20 · 6 answers · asked by Anonymous

I was told that even though I filed bankruptcy, I could still sell my house and give all profits to the court, but my monthly bankruptcy payment won't change???? Is this true??? Why??? I want to get out of my house but I cannot afford to pay on the bankruptcy and a new place to live, shouldn't they deduct the amount of the house payment out of the bankruptcy payment???? Serious answers only please.

2006-11-11 07:58:55 · 3 answers · asked by Anonymous

I have been living in a sharehouse for 4 months and I have paid bond but i am not on the lease. One of the leaseholders wants me to leave so his friend can move in. Can he evict me? what are my rights?

2006-11-11 06:50:50 · 9 answers · asked by Anonymous

I make around 30,000 a year and I would like to know what are some of my options for getting started in investment property in the illinois area. I'm looking at getting a DUplex house and living there and renting the other half to cover the mortgage.Who are people or web site that can advise me. My credit is okay but I can be improved.

2006-11-11 06:31:00 · 5 answers · asked by Anonymous

we have bad credit but are currently working on it, should we get preapproved for a loan then go house shopping or find a house and then try to get a loan...considering we have bad credit i think we should get preaprroved first, also we live in pennsylvania anybody know any loan officers that could help us. we make good money.

2006-11-11 06:09:30 · 8 answers · asked by Anonymous

I notice that in buildings like libraries, offices, stores, etc, that the ceilings are always higher than what you would normally see in a house. It seems like so much wasted space up there. Is there a specific purpose for making the ceilings higher?

2006-11-11 06:08:20 · 3 answers · asked by Joe K 6

Did I mention that he's a snake in the grass? Prior to signing the quit claim deed (which relinquishes any rights he may have to the property), he signed a contract with his brother to sell his brother his 1/2 interest in the home.... now, who owns the house?

2006-11-11 06:01:43 · 10 answers · asked by teran_realtor 7

hi
I signed 12 mnths apt lease in Farmington Hills, Michigan on 9th Nov and is moving in on 13th Nov and lease commencement is from 1st dec. I had been to this apt on 11th Nov to check everything. But though the apt is cleaned , it is not in good condition. Now Can I move out of lease by giving notice to these apt ? please let me know? I already paid 17days money on prorata basis.

2006-11-11 05:50:40 · 3 answers · asked by MJ1301 2

2006-11-11 05:29:13 · 9 answers · asked by Demetrius Q 1

Is there a surden %, or amount to make an offer below the asking price when you wanna BUY a house?

2006-11-11 05:03:58 · 8 answers · asked by Sunshine 4

I'm worried they may be doing this to re-nagotate the purchase price based on them wanting to raise the loan amount 6,000 in order to get cash back at closing. I know there are stricter quidelines for FHA loans and am concerned my house will not appraise for the new purchase price. I'm I just being perinoid or is this a legit concern?

2006-11-11 04:53:07 · 7 answers · asked by suspicious 1

2006-11-11 04:42:51 · 3 answers · asked by fords5 1

I really want a house, however my family's car loans and insurance are proving prohibitive. We have two cars payments that equal $316/mon. That's not bad but because I'm a new and young driver, our insurance (full coverage because of the loans) is $328/mon, which is more than the cost of our cars! We do have a couple thousand dollars in savings and are stumped with how to use it.

We can use it all to pay off one of the cars, which will save $109 in payments and we can switch that car to PLPD, which would lower the insurance. However, that would still leave us with $207 in car payment plus insurance and no savings. It feels like it would take forever to save up for a house after that!

We wanted to know about 120% or 115% morgages to see if we could roll the car loans into the morgage and then go to PLPD on them to save on the insurance. Then we could use the savings we have as a downpayment on the house.

Thank you in advance for your answers.

2006-11-11 04:35:44 · 3 answers · asked by Vadalia 4

2006-11-11 04:25:52 · 3 answers · asked by Bianca 1

my last question was not very clear what i need to know is can i get my landlord to install a more economical heating system

2006-11-11 04:04:17 · 12 answers · asked by n22andme 1

Looking to buy a condo for my mother in law, I put down $2,500 as earnest money.

- The clause from Pulte Homes had a 15 days period for returning the earnest money in case we decided otherwise.
- In order to receive their incentive package we needed to sign with Pulte Mortgage.
- In order to expedite the process and because I have a 743 credit score I went through with the loan application as the borrower.
- Later found out that I couldn't be a borrower in the loan because I was living a few miles away from the condo and could be interpreted as an investment.
- After that, my mother-in-law was set as the borrower. She's retired, live in a property overseas, has no debts (none) and collect alimony from her ex-husband.
- The interest rate offered to my mom-in-law was 7.375% for a 30yr fixed loan with PMI and with a discount point fee.

At that point Pulte didn't offer further assistance. Consequently, she didn't want to proceed with the closing.

2006-11-11 04:01:46 · 8 answers · asked by jose_o_rivera_jr 2

I live in Southern California and I'm planning to put my house for sale soon. I saw this add in front of a house that's for sale in my neighborhood.

HOME SELLERS

Don't pay 6% - 5% - 4% commission to sell your home.

At ----------------Realty we offer Full Service including MLS listing for 3.5%.

I know this realtor has sold several homes in my area. Is this really a good deal or are there hidden charges?

2006-11-11 04:01:06 · 11 answers · asked by Tomas Mora 2

I owned two houses, the first was my main residence which I have now sold. The second was let out to lodgers but I am now living in it but want to sell up as soon as possible.

2006-11-11 03:05:18 · 9 answers · asked by charlotte e 3

The realtor said that the va won't accept no less than 95% of the asking price .

2006-11-11 03:04:21 · 2 answers · asked by larry s 1

2006-11-11 01:32:03 · 9 answers · asked by frederickharesh 1

How do you get information on bank foreclosures on anything from homes to auto,boats, motorcycles etc etc, the USA has them all the time/ what about here in Canada.... specifically Ontario?

2006-11-11 01:22:59 · 4 answers · asked by thunder dick 1

2006-11-10 23:12:17 · 4 answers · asked by tcguilford 1

2006-11-10 18:55:48 · 1 answers · asked by theinfalliblenena 4

Hey all, I am a college student and I am looking at buying a house next year instead of renting. My parents and I are looking at houses but worried about being able to get a mortgage. Heres some info/comments/concerns.
I have 30k for a down payment.
2. My parents will cosign.
3. My parents own their home.
4. They have a home equity loan on the house, due to my dad being layed off a few years ago due to the .com bust.
5. Right now I do not have a "steady" job, I restore cars for customers, paint vintage arcade games for a museum, and also build cars to sell.
6. My monthly income varies from 500-5000 a month, it all depends on how much work I agree to do, and I would be able to do a lot more if I had a garage to do the work in.
7. For equity I have one vintage car that is worth 35k and a Muscle car that will go for 80-100k.
I would have about 5 roommates, and the going rent in the area is 500/month. Homes in the area are anywhere from 300-500k. What I would like to do is have a mortgage payment in the 2000-2500 range (or less) (which is equal to 5 roommates at 500/month) and then I would pay for the taxes/upkeep/insurance. I would keep it for 5 years.

I would really like to be able to buy a house in the area because the appreciation rate in the area is 18%, and I would really like to come out making money.

Whats my chances of being able to get a mortgage?

2006-11-10 18:55:24 · 4 answers · asked by Carguy 2

Property market in Year 2001 -2004 was quiet Ok , People were able to buy Flats in reasonable rates . Year 2005 -2006 , Some of the well known builders started the rates boom , flat which was at the cost of Rs.900 Sq Ft now became 2200 to 2800. Same Scheme/Area , Flat sold at 10 Lacks Now selling at 25 Lacks. Last Year , Bank gave the loan's at flexible mimimum rate,Now Banks has sufficient number of customers , (Trap) Slowly Banker's increasing interst at % 0.5 every month . IT People Who bought house for 22 Lacks for 20 Yrs , Now became 23 Yrs with raise of 0.5 % .

2006-11-10 17:24:21 · 8 answers · asked by ram kiran 1