Renting & Real Estate - September 2006

I just paid 600 to get out a plan to get a home. I make enough money to get house, so I decided to get a real big cool one. But when I was in the process of the getting the loan I regretted it. For the time in my life I have money, I'm buying sutff like soccer balls, footballs, baseball equipment, rockclimbing equipment, good rollerblades, I can save and maybe go to China, or make a trip to Japann. I always wanted trampoline, and I can get one. I can afford things now like going horseback riding, going scuba, I lvoe being able to afford bowling, and even pay for someone else's dinner. I was going to lose all that if I had gone ahead and taken the loan to get the house. I just wouldn't be able to afford spoiling myself.

Am I stupid for backing down?

2006-09-07 06:40:48 · 21 answers · asked by Document Guy 2

I had a real estate investor offer a "subject to" purchase of my home. I understand the basics of it (he takes ownership of the house and continues making my mortgage payments until he re-sells the house, etc.), but it almost seems too good to be true. What are the problems or risks I would be taking on by selling my house this way? Is there a catch? Would I be better off selling my house the old fashioned way?

2006-09-07 06:39:24 · 3 answers · asked by XZiLLr8 1

my home will be paid off in five years. is there a guide on this type of transaction

2006-09-07 06:14:58 · 6 answers · asked by Anonymous

but the landowner takes the battery out of the air condition so we can't use it, and he won't allow us to cook, because the smell of frying he don't like, also he has a band and plays to 3am at night. I h ave three more weeks of hell, but in the mean time what can I do, is there any agencies or free law advice I can get. Help!!!

2006-09-07 06:05:29 · 10 answers · asked by dee 4

How come they always leave the lights on? No matter what time of day or what house? Why can't they shut them off after they leave a room!!!!!?????

2006-09-07 05:34:06 · 7 answers · asked by Yummy Mummy 2

my question is: in the city of Newark, NJ where do i go to report negligence on the part of my landlord? i have been without hot water for over 5 days now, my basement is flooded with water, and there isn't even any electricity in the entire building!who do i report this to?my landlord lives out of town & he can't come into town to do something about the problems that we as tenants have to face on a daily basis, but has the audacity to forward his new post office box address to us so that we can send him his rent on time! is it legal for me to refrain from paying him his rent until he decides to take action and at the very least provide us with the basic survival essential such as hot water? please, someone out there with knowledge of landlord/tenant laws respond soon...help!!

2006-09-07 05:21:04 · 18 answers · asked by carmen g 1

I need it now, and how can i check the property value and taxes online?

2006-09-07 04:47:40 · 3 answers · asked by Joe The Great One 3

2006-09-07 04:35:04 · 4 answers · asked by michael n 1

Also how do I go about buying foreclosed property?

2006-09-07 03:32:31 · 11 answers · asked by roccon 1

My ex-husband and I are both co-borrowers on a mortgage. I want to re-finance the mortgage in my name only (I have excellent credit with a good debt-to-income ratio, so this shouldn't be a problem as far as my credit is concerned). I would like to re-finance for about $15,000 more than my current mortgage, so I can use the extra funds to "buy him out" of the mortgage. He has agreed to this. We currently have $40,000 in equity. Do mortgage companies allow you to have a higher mortgage and "cash out" the remaining funds (in this case roughly $15,000)?

2006-09-07 03:26:19 · 7 answers · asked by Anonymous

I really want to get a property but i'm not sure what to do? Is it best to do it alone and get 100% mortgage or should you try to do a joint ownership with someone but risk them wanting to sell when u dont want too? Shared ownership is the cheapest way but its a government scheme which i'm sure is flawed - u cant ever rent your room out (& i a want to have the option to travel later)! Is there someone in the same position or who has done it alone and knows what to advise? let me know your thoughts!

2006-09-07 03:20:40 · 19 answers · asked by Vanessa V 2

The house has dropped in price and is sitting on market. I need strategies to talk to realtor about leasing w/ option to buy- I don't think she has presented this to seller b/c of commission.

2006-09-07 03:17:03 · 8 answers · asked by irenepileggi 3

I'm interested in buying in the near future and im working on my credit right now so i will be able to do so. But im not sure what all you have to do in the banking process. Someone please give me some details.

2006-09-07 02:41:29 · 7 answers · asked by PinkFloMo 2

I was just curious was this a bad move. A year has passed since. When we purchased this house I was making very little money (less then 30K a year). Now I'm making 45K. Our monthly payment is around 857 a month.... I was just curious does anyone know any info regarding refinancing. Is it worth it. I was told my interest rate is not that bad. I was also told refin is not worth it if you are going to be there less then 5 yrs...

2006-09-07 02:26:54 · 8 answers · asked by Anonymous

the land is 49 ft x 150 ft, it forms part of my land. The so called owner asked me 11 years ago did I wish to buy the land, I asked him to show me proof of his ownership, then I would talk to him about buying it, he never replied.
I have now put my house up for sale, with a board,
I think he has seen this, then come out of the woodwork tring to claim ownership
He has never been to or tried to mark out this land as it within my boundaries on two sides

2006-09-07 02:20:04 · 22 answers · asked by bushwacker 1

They keep going up beyond everybodies expectations. Surely this is un-sustainable? Does anyone know more about the trends and factors involved?

2006-09-06 23:25:53 · 12 answers · asked by SmartBlonde 3

1. Boards were spliced or shark-toothed together 4 times on an 8 foot board.
2. I know they did this to save cost, but how long will it last?
3. Know of any websites to find the differences in lumber grades?
4. Also searching for a website to show pictures or discuss this splicing technique.

2006-09-06 23:08:50 · 4 answers · asked by cleevman 1

How are web designers averange salary in your country.
How much are rent a house include 3 room, 1 kitchen and 1 bathroom.
Can you give me both of them costs
Thanks

2006-09-06 21:58:59 · 2 answers · asked by PhotoARTist 3

not a place to live in, but investment like buy, fix and sell.

can you invest in real estate when you are a real estate agent, are there any downs?

what is the difference if you are a real estate agent and invest and if you are not a real estate agent and invest?

the reason i ask this is because one of my friends is a real estate agent and he makes investments but the houses he buys are never under his name he tells me that's the smart thing to do, but why? there must be something, i don't understand, he has very good credit never married no kids and enough money for down payments 20% every time he buys,i don't get it, im i missing something.

i asked in different ways because some people just don't get it and i'm trying to avoid useless answers, it would be very helpful if you answer all the questions, thank you.

2006-09-06 20:57:25 · 5 answers · asked by chicafresa 2

I recently sold my house that is in the middle of 3 empty lots of land to a building company that is planning on building luxury townhomes contingent on the rezoning to allow it. In DuPage County, IL. We are aware of the neighbors unhappiness with the idea and that they are trying to get it stopped. What factors weigh in the decision and is there anything to do to prepare for the meeting.

2006-09-06 19:02:35 · 3 answers · asked by drunkbomber 5

I am representing both buyer and seller as a dual agent. The sellers want $690,000 for their property and not a penny more or wont sell. The buyer wants to pay $680,000 and not a penny more or he wont buy.

I submitted the offer at $670,000 with with sellers to credit buyers for all recurring or non recurring closing costs. The sellers countered at $690,000 with all other terms to remain the same, meaning they are willing to pay up to $17,000 in closing costs to the buyer.

The buyer is countering at $680, 000 with all other terms and conditions to remain the same, and to get his closing costs paid for.

I'm only charging a 3.5 reduced commision,

What can we all do to make this deal happen, the lender might reduce his fees, and I dont want to reduce my commision anymore.

Please hit me with diffrent scenarious, considering that theyre both adamant at holding their ground.

2006-09-06 18:20:43 · 5 answers · asked by Anonymous

I have a friend who is living in a duplex and pays $170 a week.. no credit check. My husband and I are trying to find someplace... that does the same, but isn't that much. Anything would help, and please, no shelters.

2006-09-06 17:00:28 · 2 answers · asked by its_twins_2005 2

is the market in your area strong/ weak/ buyers market/ sellers market/ ect.ect.

2006-09-06 15:53:14 · 11 answers · asked by Adam T 3

2006-09-06 14:59:56 · 14 answers · asked by Andrew Noselli 3

MY FATHER DIED AND LEFT US KIDS PROPERTY. MY SISTER WAS THE TRUSTEE AND PUT THE PROPERTIES UP FOR SALE . THEN SHE QUIT CLAIM DEEDED THE HOUSES TO US INDIVIDUALLY. SINCE THIS IS NOW MY PROPERTY AND I DIDNT SIGN ANY PAPERS WITH THE REAL ESTATE AGENT AM I FREE TO SELL BY QUIT CLAIM DEED WITHOUT THE AGENT SINCE I DID NOT SIGN ANY CONTRACTS WITH THE AGENT???????

2006-09-06 14:35:10 · 3 answers · asked by sweetbaker2003 1

and does the city, state, or government do anything to prevent a house from being sold or rented if it has mold?

2006-09-06 14:10:59 · 11 answers · asked by vash98mm 2

Cash paid for apartment buildings 4 units or more.

2006-09-06 14:10:39 · 1 answers · asked by beene35 1

My husband and I have been renting for 4 years (he has been renting longer than that, it is kind of all he knows. I moved out of my parents house into an apartment) We have a daughter and we live in a fairly small town with low real estate rates (in comparison to the rest of the country). he thinks we should keep renting and I think we should look into buying. Any suggestions?

2006-09-06 14:10:06 · 17 answers · asked by Anonymous

I think this is weird - I am looking for apartments in California, and they are asking for my bank account numbers, as well as asking for the checking & savings account balances. One application even asked for credit card #s and their balances!

Is this legal? If anyone knows for sure and has a link to the information, I'd really appreciate it.

2006-09-06 14:08:04 · 16 answers · asked by Camarogirl67 2

The auction is 1 week away and the owner still lives in the home. Wouldn't it be better for the owner if they had someone to just purchase the home?

2006-09-06 13:44:55 · 9 answers · asked by cmason0078 1