Personal Finance - July 2007

I put a stop payment on a cashier's check I sent to someone on ebay. Well I found out the guy was a scammer, I put a stop payment on the check. Well no one at the bank "National City" knows when I will get my money back. The branch that I purchased the money order and put a stop payment, said 6th months, another branch said 30 days. I talked to the branch manager and he did not know. Anyone know?

2007-07-09 13:55:06 · 3 answers · asked by leo 6

How much money would I need to save per week or month if I wanted to save $100,000 in two years? Thank you!

2007-07-09 13:42:16 · 9 answers · asked by Anonymous

I have a small 403B account from a job I know longer work at. I am wondering if I can somehow close out the account and withdraw the money. Its not much but my family is relocating and it would help out. I'm wondering how I would go about doing this, and how much it would cost me in fee's. I'm not sure if it matters, but I live in Minnesota and I stopped working for this company in Dec. 2006. Any help or advice would be appreciated. I can't afford to see a financial planner or attorney or anything lilke that right now.

2007-07-09 13:32:48 · 3 answers · asked by LiLiJo 3

I am using a money order to pay for an ebay item. The seller has asked that I sign the order. I have never had to sign one before, usually there isn't even a place on the slip to do so. Do I sign or not? Thanks.

2007-07-09 13:22:49 · 3 answers · asked by JCN 1

I am of need of a big size loan and i am not willing to let these people from Uk or other countries scam me . Is there any one in the United States (Not Canada) that will lend me the money?
I jnow if someone would lend me the money I could pay off some bills ( instead of payday loans ) I will be able to pay them off in full Please give good advice

2007-07-09 13:19:36 · 2 answers · asked by dee d 3

My husband divorced his ex wife 8 years ago. Since, she has become delinquent on a large number of debts. She recently moved and neglected to update her contact info with the debt collectors. We don't know how, but the collections agencies have got both our mailing address and home phone number. Now that they can't reach my Husband's ex they've begun to harass us. We know all of her current contact info (address, phone and email). How do we update her contact information so they will leave us alone!

2007-07-09 13:02:37 · 9 answers · asked by Lucky Lady 1

I mean, who would "buy" a coupon?

2007-07-09 13:00:33 · 5 answers · asked by Amber 1

Okay, this summer I finally have a full time job, and soon it will be senior year. I know there will be plenty of costs to go with this, but my problem is I have trouble saving money. As soon, as I get it, its gone, even if I really know that I"m going to need it the next day. Its sick.

Well, I was wondering do banks have savings account where you can put money in, but you can't take money out until a certain date, or under certain circumstances? I will be 18 Friday so I will be able to open my own account and stuff. (I already have a shared account with my mom) That would make my life a whole lot easier.

If not, do you have any suggestions as to how I could save money, I will be making about 1200 dollars this summer, but I want to save 1000.

2007-07-09 12:59:00 · 7 answers · asked by gravytrain036 5

2007-07-09 12:51:49 · 5 answers · asked by xbubble0007 1

I'm 20 years old and currently live at home with my mom and 17yr old brother. I work a full time job and pay 75 dollars a week to live there(that's the price of a 1 bdrm apartment here. I pitch in on the groceries also, for my share.My brother doesn't have a job, but he still has a year of high school to go..

Before, my mom was just handing me bills to pay, so I decided that I should pay 75 dollars a week, so that I could be on a budget, that way I could have a savings account.
She was more than okay with that and told me that she wouldn't hand me anymore bills. Anyways, she is in a financial mess and has been for a long time. She took bankruptcy one year and we had a house foreclosed on. Now, she's trying to get this house refinanced. Also, the satellite has just been disconnected(no biggie), her car insurance has just been dropped(it's a 2004, so should have full coverage), and she's asking me for a favor this week to pay 179 dollars for the electric bill.

2007-07-09 12:23:56 · 9 answers · asked by existingtobe 3

I'm about to request that Abbey bank return my last 6 years of charges to me. I've followed the 'Which.com' guide and the letters ready with figures. How successful can I expect to be?

2007-07-09 11:46:40 · 8 answers · asked by Lion_and_Eagle 1

2007-07-09 11:07:12 · 6 answers · asked by mary b 1

and will the first bank know about the new account and seize the funds in it?

2007-07-09 10:45:14 · 3 answers · asked by Reggie B 2

2007-07-09 10:36:28 · 10 answers · asked by Anonymous

I know that it is always best to pay off my balance in full but here is my situation:
I got a credit card to try and build my credit and before this billing cycle had only used it once. earlier this month i had car trouble and had to use a lot of my money on car repairs. I turned to my credit card to buy gas, and pay one bill. plus a couple other things, groceries and such. i just checked my balance on the internet and and i don't think i will have the money to pay it all off.
I feel like that is so awful, i know people do it all the time but i don't want to get in debt. plus i feel like it looks bad on my credit. I'm probably just overreacting but could someone reassure me of this, or if I'm wrong tell me so i will know better next time?
Thank You!

2007-07-09 09:49:34 · 11 answers · asked by Anonymous

Or visa versa

2007-07-09 09:45:34 · 4 answers · asked by C-Ham 3

I am getting sued for a car accident and need to know if they could gain access to my 401k deposits if I lose the case.

2007-07-09 09:41:45 · 3 answers · asked by importedyankee 2

I'm always hearing about the work at home jobs...stuffing envelopes, getting paid for surveys but I don't think I can trust anything like that. Is there anyone that actually does or have done that? Or does anyone know some ways to get some extra cash? SERIOUS answers only...PLEASE, I could make up my own sarcastic remarks if I wanted those...thanks!! :)

2007-07-09 09:22:59 · 5 answers · asked by sugar 1

I have expired credit cards. I want to throw them away. How do you do it? Cut the into small pieces? will I be safe from ID theft? Thank you for your answers.

2007-07-09 08:48:17 · 32 answers · asked by Divine 2

2007-07-09 08:43:35 · 7 answers · asked by VelvetR0se 1

I want to be able to have a current check be covered reguardless of whether or not my deposit reaches my bank before the check that I would make out to "Cash". And, if it does I am hoping that it will just give me my banks fee for not having the funds there in time and the amount of the check made out and given to someone as "Cash".

2007-07-09 08:43:26 · 2 answers · asked by Chris K 1

2007-07-09 08:18:22 · 6 answers · asked by ? 1

The loan, credit card and insurance companies are all about making people feel guilty about leaving dept behind after death. But could any of these companies really transfer my dept to my son and force him to pay it or ruin his credit rating if he didn't? I say there is no way, and they are just carrying on a scam when they imply that could happen. Does anyone know for sure? (I live in Florida)

2007-07-09 07:24:48 · 26 answers · asked by saturdays child 4

These are the facts:

I have a check from an university here in Montreal to the name of my girlfriend. The check is in Canadian dollars and can ONLY be cashed in Canada. The check CANNOT be endorsed. She CANNOT come back to Canada and since she is not a Canadian resident, she cannot make an account here. The university WILL NOT issue another check and WILL NOT put it on the name of anybody else.

Please give me ideas on how I cash this check. This is my idea: She sends me her passport and I ask somebody to pretend to be her and cash it on instacheque. However, this is illegal (both sending a passport by mail and pretending to be her), expensive (75 dollars to send the passport) and very difficult (I have to find somebody willing to do it and looking like her). Do you have any idea??

2007-07-09 07:11:19 · 13 answers · asked by Anonymous 1

Where can I go and open a savings account that does not check with Chex Systems or that does not care that I have a Chex Systems record in the state of IL?

2007-07-09 05:52:40 · 3 answers · asked by ttmonique2004 1

should loan some of it to family members who can't pay it back or invest it but I just can't come up with any ideas of how to do that without getting ripped off. Are there any agencies out there that deal with beginners or some place I can ask advice for this?

2007-07-09 05:51:41 · 11 answers · asked by wildhorsesrunfree 2

Legal stuff pls...

2007-07-09 05:19:51 · 15 answers · asked by liljames 2

I have a check from Micromedia Corp for selling my cellphone to them. It is drawn on Cathay Bank from New York and I am in New Jersey. Where is a spot to go that will cash this for me?, its only $36

2007-07-09 05:05:11 · 2 answers · asked by Anonymous

2007-07-09 04:38:56 · 3 answers · asked by Peter D 1

I am in the US Army and just got back from a deployment, i am looking into the best way to invest 10,000 dollars. Anyone with help?? Whats the difference between a "CD roth IRA, or money market" ??Help me out.

2007-07-09 04:38:52 · 4 answers · asked by yaya 2