These are the facts:
I have a check from an university here in Montreal to the name of my girlfriend. The check is in Canadian dollars and can ONLY be cashed in Canada. The check CANNOT be endorsed. She CANNOT come back to Canada and since she is not a Canadian resident, she cannot make an account here. The university WILL NOT issue another check and WILL NOT put it on the name of anybody else.
Please give me ideas on how I cash this check. This is my idea: She sends me her passport and I ask somebody to pretend to be her and cash it on instacheque. However, this is illegal (both sending a passport by mail and pretending to be her), expensive (75 dollars to send the passport) and very difficult (I have to find somebody willing to do it and looking like her). Do you have any idea??
2007-07-09 07:11:19 · 13 answers · asked by Anonymous 1 in Business & Finance ➔ Personal Finance
US banks will take this check. There may be a currency conversion fee, but she can cash it here. She can also cash it in Europe and the UK, although it takes 10 days to clear from over seas.
2007-07-09 07:16:17 · answer #1 · answered by Landlord 7 · 2⤊ 0⤋
I do NOT recommend using someone that looks like her. All 3 of you could wind up in a lot of trouble.
You should send her the check for her to endorse it, then deposit it in an ATM into your acct. I cash payroll checks for my brother this way and have not had a problem.
But you know, the more I think about this, as long as everything is on the up and up, she should be able to handle this without you in the equation. There's no reason the check cannot be reissued or accepted an an American bank.
2007-07-09 14:22:49 · answer #2 · answered by Sandy Sandals 7 · 0⤊ 0⤋
The University is an a**hole ~ they should offer some alternate assistance. It's too bad she cannot go back to Canada. I often sign over my paychecks to my husband and he deposits them into his account for me. Do you tow have anyone you can trust with a Canadian bank account... and if so, does that policy work up there anyway? Good luck!
2007-07-09 14:16:29 · answer #3 · answered by Kate L 1 · 0⤊ 0⤋
This sounds fishy. Why would the bank say that the check can NOT be endorsed? The check has to be endorsed, otherwise anyone could cash it!
2007-07-09 14:51:04 · answer #4 · answered by HEATHER 6 · 0⤊ 0⤋
Does she have a bank account in US?
She should be able to deposit the check into that account.
It will be a number of days before cash is available.
2007-07-09 14:16:08 · answer #5 · answered by ed 7 · 1⤊ 0⤋
Try depositing the check into a checking account
2007-07-09 14:14:21 · answer #6 · answered by Starlesha23 4 · 0⤊ 0⤋
Go to your bank and ask them if you can put it thru for collection. Actually, your girl friend ought to do this since the bank will want to make cetain they are collecting the funds correctly. Remember, the term is to process it for collection.
2007-07-09 14:20:38 · answer #7 · answered by ping9242 1 · 0⤊ 0⤋
Send the check to her, have her sign it and send it back to you and deposit it into your account.
2007-07-09 14:14:23 · answer #8 · answered by Yvonne 4 · 0⤊ 0⤋
If you have an account that you could put it in, just have her sign the back or you sign her name, then sign yours under neath.
2007-07-09 14:14:43 · answer #9 · answered by Anonymous · 0⤊ 0⤋
try putting the cheque into your account using an atm (or abm) then tranfering the money into her account. *shrugs* worth a try.
2007-07-09 14:14:39 · answer #10 · answered by Anonymous · 0⤊ 0⤋