Personal Finance - July 2007

that I do not qualify for assistance. How can I pay rent, daycare, food and medical bills on $18.00 per hour with 4 kids. I feel like quiting my job because then I would be living better than I am now. I am trying hard to work for a living and cant make it. No child support. What do you do when you fall in between the cracks and cant get help?

2007-07-17 16:12:55 · 19 answers · asked by Ms K 2

what happened is i was ran over by a drunk driver when i was 6 years old and the settlement payoff was 37,000.00 I was lied to and told I had 16,000.00 but i could not touch it till i was 18 years of age . when i reached 18 I had nothing left my mother had spent every dime so i was told on my living expenses i encored as a child

2007-07-17 16:11:39 · 6 answers · asked by george j 1

it hasnt been stolen or anything, i just have bad credit and i cant pay it off till i get out of college.........and i need a new one incase i need to rent an apartment or something i dunno..

2007-07-17 15:43:00 · 6 answers · asked by gigopicon 1

2007-07-17 14:09:26 · 4 answers · asked by hemimelon 1

whitout the media knowing

2007-07-17 14:08:51 · 7 answers · asked by Anonymous

2007-07-17 14:06:18 · 4 answers · asked by ricky 1

I need a quick answer, please.

2007-07-17 13:27:35 · 4 answers · asked by Anonymous

If the internet says there's like a free giftcard is it really free?Or do they send you a bill?Please anwer if you really have had experience with this only.

2007-07-17 12:11:51 · 6 answers · asked by Anonymous

2007-07-17 11:57:01 · 6 answers · asked by Alex V 1

I've been keeping track of my checking account with QuickBooks, putting in every check I write and everything else.

I got my bank statement the other day, the dollar amounts match but the cent part doesn't it's like 20 cents off.

Should I not worry about it or what? What would you do?

2007-07-17 11:54:36 · 5 answers · asked by earth_dragonai 1

2007-07-17 11:46:24 · 8 answers · asked by Anonymous

1) What happens if you contribute more than 15k into a 401k limit (I am under the age of 50) ?
2) Does the company-HR automatically stop you from contributing or is the money taxed and then put into your 401k ?

I am rapidly approaching the 15k limit and I forgot to change my elections prior to 6/30 (our company allows changes only once a quarter). I sock away about $2500 a month into my 401k. (I started saving late)...

Further : If the answer to the question is yes to 1)...

3) What happens as it sits in the 401(k) ? How does IRS differentiate between taxfree 401k investment vs taxed 401k investment ? How do I keep track of it ?

2007-07-17 11:36:38 · 3 answers · asked by puZZEld 2

It's true this programs? May i have free cash? This is going to afect my credit or my taxes?? They ask me for a fee for aplication/registration?? What other implications would I to incur. Thanks.

2007-07-17 11:34:31 · 5 answers · asked by rex01us 1

2007-07-17 11:33:10 · 18 answers · asked by pontiniak 2

any one out there that want work hard money loan. Looking for better than what the bank can give. I have great credit. Hit me back.

2007-07-17 11:27:33 · 4 answers · asked by kona1277 1

2007-07-17 11:24:21 · 2 answers · asked by wyckfield 1

Lets say the job you have now doesn't take out pension and 401k do they have any services that do that for a small fee cause i'm looking for a part time job and i know i won't qualify for it but i do want to invest in my future cause my first job does take out pension. Thanks!!

2007-07-17 11:17:32 · 3 answers · asked by Caryn B 2

2007-07-17 11:15:41 · 8 answers · asked by shoppinggirls3 1

I am a healthy 20 year old male... I have a wife, who is also healthy, that really thinks we should get health insurance... My work offers a decent plan for $300 a month... I think this money could be put to better use... a savings account or something. The problem is of course, emergencies. I've seen plans that cover emergencies but only like 80% and they have a high deductible/monthly payment. Any suggestions/ideas??

2007-07-17 11:03:23 · 18 answers · asked by DrewS 2

starting with admitting my ignorance ,I would like to ask for some guidance concerning currency trading with respect to a company(fore ex trading) I undsrstand that all investments are risky however I'm just trying to get my feet wet without drowing.Any advice would be greatfully appreciated. As I have never invested on my own and I'm trying to learn .Thanks and may GOD bless. Mike

2007-07-17 10:07:26 · 7 answers · asked by Anonymous

ok i have some extra money, i mean we r talkin bout 100 to 300 dollars. what should i buy?? im thinkin bout a wii or a new cell phone. i really wanted a new dog or a farret. room mates wont let me have one though!!! im really confused because i really want something new but idk wat!! any ideas on wat to buy??

-mucho appreciated!!

2007-07-17 10:03:54 · 10 answers · asked by Anonymous

A parent who can't qualify for a loan gets the eighteen-year-old daughter to take out the loan (ultimately two loans) with a family friend as co-signer. Parent takes more than is needed for school and uses a lot of the money himself, but assures her that he will pay the loans in full. But, whenever he gets upset with her, he threatens to stop paying the loans (which she can't pay; she's just starting to pay off the other school loans that were going to be her responsibility).

Is there a way to get the loans switched to his name (with his consent) without applying for a new loan to pay of the existing two?

2007-07-17 09:57:38 · 3 answers · asked by dashelamet 5

and live for the rest of our lives without working???

2007-07-17 09:57:00 · 13 answers · asked by djstickylee 3

I have a major spending problem! Whenever I feel like a have a lot of money (after payday) I usually go out and go crazy with my debit card...( I love clothes and expensive coffees haha). I really need to save some money but I don't know how to stop myself from spending so much. I have tried the money in the envelope thing, it didn't really work for me. Anyone tried anything that really works for them?

2007-07-17 09:17:09 · 7 answers · asked by starseed11 1

its supposed to make you money but im NOT getting scammed here. if they want money from me AT ALL im not doing it. dont give me answers just so youll refer me to them and make more money from them. give me good legit answers from YOU. please tell me if theres ANY history of these guys screwing people over.

2007-07-17 08:48:03 · 3 answers · asked by Anonymous

My credit is score is 529. And I have some credit card debt, and miscellaneous debt that I need to handle. I turn 35 years old today, and I want to seriously make a change with debt and financial situation. BUT, I don't know how to start. ANY IDEAS FOR ME?

I'm a teacher who makes appr. $2075 a month. (i live in Oklahoma). Please help me out. What should I do to increase my credit score, get out of debt, and maintain some sense of financial stability? Thanks for your help.

2007-07-17 08:14:35 · 4 answers · asked by Anonymous

I would not even have the money to pay any retainers right now, so what are my options if I cannot afford a lawyer to help me file for bancruptcy?

2007-07-17 08:05:33 · 4 answers · asked by PG 1

So I work full time and a summer part time job in order to stock up some money for a down payment on a car that I must buy this fall. My boyfriend works 70-80 hours a week during this summer stocking up money for tuition to go back to school in the fall. We both have other bills (none credit card debt related so we are doing okay in that respect). However we just found out that we have to take on more bills that his parents were helping us with since he is a full time student, but now they (his parents) are having financial problems. Basically I am so emotionally drained from working 60+ hours a week and now I have even more financial stress headed my way. PLEASE any tips or tricks to help releave my stress would be grealty appreciated. No time for bubble baths, those are out....and I just cant think anymore..???

2007-07-17 08:00:05 · 3 answers · asked by Mrs. Bethy O. 4

I need serious advise. I am 8 months pregnant. About to deliver in the next few weeks. My husband and I own our own business. Over the last few months, business has dropped considerably. We are lucky if he gets 2 jobs a week now and each job gives us about $300. We also have a 7 year old. We were just about living paycheck to paycheck before (we were able to save a couple hundred that we have since depleted). My cobra payments alone (to cover the delivery) are $400 a month. My mortgage is about $1700. Everything else is pretty typical. Utilities, food, etc. I've tried to cut down on the food but even buying ramon noodles and mac n cheese with some other basics is at least $30 a week. I have two credit cards but they only have a limit of 500 each. And both are at about 200. I've been putting the groceries on there. What would you do?

2007-07-17 07:46:29 · 15 answers · asked by Anonymous

We're in the US and have relatives in the old country (Eastern Europe). I'm not much in contact with my relatives, but my wive is in touch with hers. ... mainly because of them asking for money. This time this lady is asking for money because one of her kids had to have major dental work. (that was the first story) But then we told her that my wife needs major dental work that costs 20 times more than what they have to pay and we just simply can't afford it.
Now she came back and she says that she needs money for food cuz she lost her job and her husband left her with 3 kids.
I want to help people who need help. We're not doing that great ourselves either, and I have this bad feeling about her and can't help but feel like if we send her money, we're being milked for cash and the little money we have that should be going towards getting us out of debt is getting wasted on God knows what.
What do I do?

2007-07-17 07:37:25 · 9 answers · asked by Anonymous