Personal Finance - July 2007

For examples millionaires and billionaires. For me personally all i would want to earn at the most if i had a choice annually would be 500,000.

2007-07-18 18:21:15 · 6 answers · asked by Anonymous

Which of the following is intended primarily to enhance a person's tax advantage and retirement income?

A. U.S. Savings Bond
B. Growth fund

C. Money market fund

D. IRA

2007-07-18 17:56:23 · 8 answers · asked by elnadia75 3

I have some excessively large bills that are measured at 8" x 18". I received them from my grandmother's will when she passed away and all I know is that they have been passed through the family for generations.

I really would like to keep the bills because they have sentimental value. However, I have been living off of food stamps and every month find it hard to keep up with the rent. Is anyone willing to buy these bills from me. I have five 100 dollar bills and I believe they are dated back to the 17th century. My grandmother told me many stories about these coveted bills as a child, but I must sell them because I can't keep living like this.

2007-07-18 17:13:04 · 3 answers · asked by Alex(a) Danforth 2

What tactics could I employ to get a refund? I'd be happy with a partial refund. It's a long, complicated story. Give me your best ideas for resolving my dispute. I need my money back!

2007-07-18 16:21:06 · 5 answers · asked by Anonymous

installments for 5 years and lot and agreed to pay the balance on monthly installments for 5 years at an interest rate of 15% coompunded monthly, what is the monthly installment in dollars, i just want to make sure of the calculation, how did you calculate it?

2007-07-18 15:36:34 · 4 answers · asked by haringmarumo 6

2007-07-18 15:00:30 · 7 answers · asked by Jay 2

I meet the minumum requirements for debt to income and credit score to qualify but made a mistake with my checking account and it caused me to get NSF charges. Will this keep a person from qualifying for an FHA loan?

2007-07-18 14:48:41 · 1 answers · asked by bradlocke 1

2007-07-18 14:29:57 · 6 answers · asked by rkrieg3 1

2007-07-18 14:19:31 · 8 answers · asked by Anonymous

I recently had my cell phone stolen and some call to Germany were made during that time. My phone company is no help as they are charging me for the calls! The accrued charges totaled to $2034.57!!! I live paycheck to paycheck and cannot afford this kind of a bill, considering my cell phone is my home phone, I cannot afford to have my phone cut off either! Please help me!!!!!! I need Ideas! Thank you all for your help i REALLY APPRECIATE YOU! Nicole

2007-07-18 14:12:26 · 4 answers · asked by ************************ 1

I plan on keeping some for savings, some for car insurance, and some for dates with my girlfriend. But what should I do with the rest. I'm 16 if that helps any.

2007-07-18 14:07:09 · 10 answers · asked by Tails of Kirosno 1

A friend was injured at and now he is trying to go back becouse he don't get a nuff money to pay his bills. Will he get a setalmant for his pain and suffering. He is trying to go back befor he even hill. Take in minde he also had surgery on this injury.

2007-07-18 12:58:30 · 3 answers · asked by tiana2404 3

I am upside down in my auto loan. I am hoping that this will help me out of my truck so I can get something better on gas and cheaper. I owe about $12,500 and the value I looked up said about $8500. I will probably get less because it has some problems and needs a little bit of fixing.

2007-07-18 12:40:42 · 2 answers · asked by chrstphrgannon 2

2007-07-18 12:40:25 · 4 answers · asked by stek 1

REMITTANCE TRANSFER APPROVAL DEPARTMENT

PAYMENT OF OUTSTANDING LOTTERY WON PRIZE SUM OF $250.000 (TWO HUNDRED AND FIFTY THOUSAND UNITED STATES DOLLARS ONLY)


ATTN:Mr. Javad Firozmand,

We write to inform you that, we have receive your form for payment and has started processing it. We have 48hours to process and transfer your money into the account given to us by you. Again, we want to inform you that on deposit of your money,Handling/security charge and Stamp duty fee was not paid to us and as the money was insured.

You are therefore required to pay £850 for your claim requirement.
(A) Handling/security charge ...........£400.00
(B) Stamp duty fee ............£450.00
As soon as you send the money, please don't fail to scan and send the payment slip to us for our documentation.In confirmation of the above mentioned payment we shall transfer your won prize to the information stated in your payment processing form.

2007-07-18 12:19:35 · 7 answers · asked by Anonymous

I would like to know if monthly student loan payment can be included in my expenses for the Chapter 7 means test.

I am fully aware that you can't include student loans in a bankruptcy.

2007-07-18 12:18:33 · 3 answers · asked by awilson1776 2

Using current rates what is the interest earned after one year?

Do you pay taxes on money earned via interest?

Also, will normal banks hold that much money in one account?

2007-07-18 11:58:30 · 10 answers · asked by E3_E3 3

I was on this bank's site called ICICI Bank and under their service charges page I noticed this charge (direct quote from page):

````````````````````````
Collection Items:
Collection item returned unpaid = $15.00

Please note that third-party charges/correspondent bank fees and charges may apply for collection items.
````````````````````````
The link is found was found here: http://icicibank.ca/personalbanking/disclosure.htm

Can someone explain to me what this charge represents?

Thanks

2007-07-18 11:53:58 · 2 answers · asked by Anonymous

I want to buy a number of things from and American internet site and I was wondering what a money order is. On the other hand, I live in the UK, so I'd need information on how to convert my £ into $. When you pay with a credit card they just do it strightaway for you: is it the same with money orders?

2007-07-18 11:44:57 · 5 answers · asked by george 3

2007-07-18 11:31:22 · 3 answers · asked by Anonymous

my boyfriend and i are going to purchase a condo for when we get married, and until then i was going to live there alone or with a roommate and pay him rent. well i want to create a legal contract for which if anything happens, i will receive the money back. he knows about all this, so it's not a 'behind the back' type thing and i just want to have it in writing since my name is not on the condo contract purchase.
who would i go to or what suggestions do you have?
thanks ahead of time~

2007-07-18 11:29:31 · 1 answers · asked by ? 5

They're not all due yet and the balance hasn't shown up online, etc.

2007-07-18 11:21:07 · 4 answers · asked by hmm 5

My, soon to be, ex-wife wants a cash lump sum instead of a share of my pension. I'm prepared to borrow money to raise the cash, but it will take me years at who knows what interest rate to pay it off. Obviously the cash amount should be less than the pension share, but how much less? 20%? 30%? Is there any standard formula?

2007-07-18 11:18:48 · 4 answers · asked by lotsmorewine 4

playstation 3 60g ($499)

electric guitar and amp (if so which kind and type) must be around $500

i phone

sunglasses and a watch around $500 together

or keep the cash

2007-07-18 11:01:43 · 9 answers · asked by Anonymous

He gets phone calls at least twice a day from the same debt. He let them know that everything will be current on his payday next Thursday, but they insist on calling back (sometimes as late as 21:30-22:30 central time), what seem like every four to six hours a day. What can he do to get the phone calls to stop before he gets his debt current. I have been around him many times when they call, and it gets quite annoying. What do you guys think?

2007-07-18 11:00:03 · 7 answers · asked by David G 1

We won a house auction on June 20, 2007. As soon as we did, the following day my husband and I applied for a loan. The lender, told us we were gonna close in 3 weeks. Between the day we applied for the loan and 2 days before closing we tried to contact the bank lender more than 30 times. He informed us we needed supplemental papers a week before closing and said we were gonna have an answer (wether approved or not) on June 18, 2007. On this day, we called him and he said he handed the responsibility to someone else in charge. This lender/bank know that if we fail to close on the 20th of June, we lose the downpayment made to the house.

Okay, now before we made the loan, we had to give 5% downpayment to the bank who owned the house. In the contract with the auction people, it is stated that extension for the closing is optional and is 150$ every day including the weekends.

Today, we talked to the person in charge with our loan and he said best case scenario is to get an answer in 2 wk

2007-07-18 10:17:15 · 6 answers · asked by phlegm1134 1

i need to buy a electric guitar

2007-07-18 09:16:50 · 11 answers · asked by storm_jordan 2

I recently moved and my new checks have not come in the mail yet. So in the mean time, could I stick labels over my old address?

2007-07-18 09:15:00 · 5 answers · asked by Libragirl 2

My employee handbook says I will be fully vested in 5 years. What happens if I leave this job after just 1 year? I totally skipped the day we talked about pensions in my finance class.

2007-07-18 09:03:53 · 7 answers · asked by Alli 4

I'm finally about to pay off my credit card, hurray! But, I would like to keep the account open to help my credit score or in case of emergencies.

Do credit cards raise interest or cancel accounts if you go for too long without a balance?

Thanks!

2007-07-18 09:02:56 · 3 answers · asked by Anonymous