Personal Finance - July 2007

2007-07-17 07:32:34 · 6 answers · asked by Anonymous

I have my hands full this summer with birthdays and baby shower expenses and a vacation to pay for. I'm overwhelmed and still trying to save at the same time. But something on my wish list just recently came on sale. I'm pretty sure that the price can't be beat. I can probably afford to get it at the end of the year but by then it'll be sold out and gone. Should I make the purchase now?

2007-07-17 07:25:12 · 5 answers · asked by Anonymous

(I am asking this question for a friend of mine) What if you just stopped using it all together and you decided you just won't use bank accounts and credit cards all together, while still having an overdrawn bank account.

2007-07-17 07:19:07 · 7 answers · asked by reelperspectiv 5

We are drowning between child support set too high and paying off loans, and trying to save for a car! All the information I look up is based on credit card debt instead of something similar to our problem. Any links or info on debt other than credit card debt??

2007-07-17 07:07:13 · 3 answers · asked by tabby_24_2000_2000 2

my friend says you can. i have a about 2900 cash i am willing to spend on furniture. the set i really like is about 3 grand plus tax. do you think i could talk them down to 2900 with tax included?

2007-07-17 06:52:16 · 5 answers · asked by fitgalmel1 2

Legally!!! ;-)

2007-07-17 06:34:58 · 8 answers · asked by Anonymous

What's the best way to go about setting up a wire transfer. I just sold something and paypal payments can be reversed, so I would like to receive the money via wire transfer because its transactions are final and can't be reversed.

I tried googling but to no avail.

What's the step by step on how to? I bank with extraco.

2007-07-17 06:33:26 · 5 answers · asked by spaz 1

Hey,
I am just trying to get my self out of this situation I am in.
I live pay check to paycheck and I make about 680 each check every two weeks. My current rent is 440/month and I have to py 200/month to commute.
I am trying to move to another place closer to work where i would be spending 600 in rent and 100 in gas. I also have 70 in personal bills each month.
Can some one please help me find a way that i could move into the new place next month?
I still owe 240 in rent for my old place and the new place has a 200 deposit.
.... anyone can you think of a way?
thanks'

I work full time 40 hrs a week, I dont have any saved money and my parents will not give me a loan.

2007-07-17 06:25:58 · 9 answers · asked by KT 4

I'm really tight on money and need atleast $1000 by this time next week. If there are anyother options, please let me know.

2007-07-17 06:19:13 · 8 answers · asked by amscott0400 2

I have been debating with myself over whether the $50 annual Costco membership fee is worth the money for us. We are a young married couple with no kids. Do you think the savings we would make by shopping at CostCo would offset the annual membership fee?

2007-07-17 05:52:36 · 11 answers · asked by rao_anand 2

My father is quitting is job and is getting a new job in a couple of months, but that will mean that I can't afford the luxuries we used to have. How can I get spare money easily?

2007-07-17 05:10:18 · 6 answers · asked by Nick C 3

2007-07-17 04:04:43 · 7 answers · asked by Anonymous

2007-07-17 02:35:21 · 3 answers · asked by John R 1

Last Friday when I got paid I put in my account a payroll check from a big company. It was due to clear at midnight that same night (which is weird in the first place because most banks made that available right away). Right around midnight I made a debit card purchase. I check my online statement on Tuesday. They charged me an overdraft fee for this transaction. When I called to inquire about it I was informed because at the time of the authorization of the transaction I only had 30 cents in my account they charged me the fee. Keep in mind when the money was actually pulled from my account I had more than enough to cover the small debit card purchase.

No other bank I had dealt with in terms of a debit card does not work like this. Is it legal for them to charge me an overdraft fee at the time of authorization even though at the time when the money was pulled it was there?

I live in Ohio if that makes a difference.

2007-07-17 01:33:03 · 8 answers · asked by butterflykisses427 5

I am in a long distance relationship. We have been together five years. He lives in the Uk and I like in Australia. We have been doing the long distance thing for a year and a half. At the moment we are waiting for his visa approval so he can live here with me. I was planning on going to visit him this year, but I have realised that I just can't afford it. I broke my leg earlier this year and due to this and the two operations I have had to have for my leg, I can't afford to go. This means that I can't see him until his visa is approved as he has already come here this year (when I broke my leg). We have no idea when this will be.
So anyway, I need to raise some money to go over there, because this is killing me. I don't want to get into debt but I just don't know how else I would raise the money.
Any ideas??? Know anyone rich, who has a heart??? :-)

2007-07-17 00:35:14 · 2 answers · asked by Katya M 2

2007-07-16 18:29:14 · 2 answers · asked by Anonymous

I need to mail a package to Canada, it is 11 inches long, 8.5 inches wide and 6 inches high. It wieghs about 10-12 pounds. He told me the postal code is s7j5j5, but it doesnt sound real to me... if not, a general estimate would be nice.

2007-07-16 17:42:57 · 3 answers · asked by marcus K 3

I am 18 years old and just opened a roth IRA this year. I had a job last year and now i am wondering if i can contribute to my ira this years earnings of around $2,000 with last year's earnings of about $600?

2007-07-16 17:38:18 · 5 answers · asked by Brian 2

What can I do?

2007-07-16 16:32:24 · 4 answers · asked by Anonymous

I got a letter today from my corp. office telling us all that because business is slow they are freezing their part of the 401k and we are all getting a 5% pay reduction untill the end of the year. I have been with this company who claimes to be a family comp. for 1 1/2 years now with no raise. I like my job but as everything is going up I feel this is unfair and that I work my but off for this. 1st time this has happend to me to loose $, and I guess I am not taking this well.
Everything goes up but our pay and now that is even going down.
What would you all do???

2007-07-16 16:18:48 · 3 answers · asked by Anonymous

Preferrably, a free one?

2007-07-16 15:06:28 · 5 answers · asked by Kristen 3

someone HELP!!!!

2007-07-16 15:02:15 · 7 answers · asked by thepro23 1

I have been off from work since April '06. Long term disability has denied me coverage so I had to apply for social security disability for help. My doctor won't let me return to my regular job. Money is getting tight should I wait for the social security that might back pay me or should I get a job that I can do now?

2007-07-16 14:25:55 · 5 answers · asked by Crystal R 1

2007-07-16 13:56:08 · 2 answers · asked by Anonymous

I filed bankruptcy in Oct 18th 2006 and discharged in January 2007. As of now, I owe over $8,000 with the orginal loan only being $1,500. My husband has past away in January too. So I am on a limited income. I am on 54 yrs. old. Please let me no what I can do to get this reduced.

2007-07-16 13:09:06 · 5 answers · asked by mch553 1

PayPal doesn't seem to address this in much detail anywhere on their website. I've never used PayPal before and I'm thinking of using it to send $40 or $50 to someone. If I sign up and get a PayPal account and then 'email' them the money then what happens from there?

How hard of a process it it (and how long does it take) for them to receive that money? Timing is an issue here - it needs to be FAST and uncomplicated or forget it.

Thanks!

2007-07-16 13:01:29 · 4 answers · asked by ? 5

Can I get some kind of assistance? I want to move to Canada, but have about $40,000 in debt...

2007-07-16 12:45:00 · 4 answers · asked by Anonymous

how can I withdraw my retirement account if I am less than 59 1/2 without penalties?

2007-07-16 12:44:42 · 4 answers · asked by Bill R 7

I have a bad credit history due to my now ex wife. I recently bought a new used car. I paid $5,000 down and financed the other $4,000 for 4 years. My plan is to pay for my first payment $1,500. The second payment $800. The rest of the payment I was going to pay $152 a mounth. This whole transaction should take a little over a year. Does anyone have a opinion on this? All answers are welcome.

2007-07-16 12:29:12 · 6 answers · asked by DR. Care 3

How do I go about doing this? How soon? I'm getting married in September.

Serious answers only please.

2007-07-16 12:27:45 · 4 answers · asked by Manda 3