Personal Finance - July 2007

2007-07-14 08:35:54 · 4 answers · asked by carla 1

I heard of someone, "Friend A", who loaned 2,000 to "Friend B", against her own savings account. *The Bank* gave the 2,000 Friend B and Friend B paid the Bank monthly loan payments. I'm assuming if Friend B defaulted, the Bank would take money from Friend A's savings. Has anyone heard of this type of loan? Know what it's called and who offers it?

2007-07-14 08:24:24 · 7 answers · asked by xo 2

2007-07-14 08:08:00 · 4 answers · asked by Madmen22 1

I have previously owned a small business, it was very successful but one of our trucks completely died and the other kept needing repairs that the company we leased the truck through was supposed to fix for us. They never fixed the problems so we gave the truck back. Unfortunately now that is considered a repossession and I declared bankruptcy due to never incorporating my business. I have the opportunity to get started again, and I still have my major contract. I can provide additional information to anyone interested. I just don't know where to look. This is my life dream, if i had even 5,000$ last time I could have fixed my truck and never went bankrupt. I want to do this right, and be successful. I am a hard worker and until the problems with that truck my credit was immaculate.

2007-07-14 05:31:59 · 3 answers · asked by Anonymous

I am in search of ways to make money (legally) from home. Any suggestions? *serious advice only*

2007-07-14 05:10:59 · 9 answers · asked by ~2Pretty4U~ 1

I want to open a savings account for about $700 and charge the opening deposit to a credit card. The credit card gets points, which would be good for a gift card if I had about 700 more. I want to close the credit card account, but only after I get enough points, to not waste the points I already have. I'm going to open a savings account anyway, so I figure I might as well get those 700 points from it. In any case, the savings account should pay high interest and should allow transactions between banks online.

2007-07-14 05:04:49 · 6 answers · asked by x4294967296 6

And which one is the best bank besides Chase. Chase really sucks!

2007-07-14 04:49:09 · 4 answers · asked by Anonymous

2007-07-14 04:26:47 · 11 answers · asked by crazy124 2

I am a homeowner with a small mortgage. I want something that I can pay back as quick as possible, without penalties for paying back too soon. I get letters every day offering me loans, but I don#t know which way to turn. Plus, these payment protection things, you don't HAVE to go for them, do you? The prices are ridiculous, there must be a better way. I'm self-employed.

2007-07-14 04:25:12 · 3 answers · asked by myfavouritelucy 7

Three years ago I jumped into a truck payment that was extremely high. I have three years left on the loan now. I am really interested in moving out of my parents house but this would only be possible if I could have the truck loan added into the new mortgage loan. That way I would have one payment instead of two payments. Does anyone know anyway to do this or anyways around this? I prefer not to sell my truck and would really like to get it added to a mortgage. Any help would be much appreciated. Thanks for your help.

2007-07-14 03:26:37 · 3 answers · asked by Charlie R 1

2007-07-14 02:43:21 · 1 answers · asked by Harish d 1

I bought a jacket in a store for £35.99. The original price was £65.99. How do I work out the percentage discount given?

2007-07-14 02:14:49 · 5 answers · asked by Dave W 2

I've been paying Careonecredit a debt management company, monies to 4 creditors. ONe of the creditors has served me with a warrant in debt?!?!?! Apart from a few non payments due to rent, car and childcare money issues, I'm not sure why they are doing this, except to harass me.

2007-07-14 01:44:07 · 3 answers · asked by sojoy1224 1

2007-07-14 00:09:04 · 0 answers · asked by Jai Kumar 1

what exactly is it?

2007-07-13 16:49:44 · 2 answers · asked by lovesugarkisses 4

Me and one of my friends want to go to sc to see her brother its very important that we see him, hes on an army base.. but we dont have jobs and we need to get there ASAP...

2007-07-13 16:27:37 · 4 answers · asked by Anonymous

Currently I have $51K in my Lincoln financial 403B. I contribute 9% of my income. My last child just moved out, and Im amazed at how cheap I can live without the kids here. I am divorced since 1989, and could not really afford to contribute more money into my 403B until now. I am 42 yrs old and would like to retire when I am about 63 if possible. Depends on how well I hold up. I have some I bonds and about $14K in another retirement account. I would like to start contributing 20% to my 403B in 3 yrs. Do you think this is a good start? I am in high risk investments. How is this looking right now? Any thing you could tell me about my investments and future will be helpful. I own my own home free and clear and expect to make a lot more money in the next 5 yrs. Currently I make about $70K a year.

2007-07-13 16:14:25 · 6 answers · asked by happydawg 6

Will I be able to get a home loan?
My brother has told me not to apply for a home loan in the little town where I live because they will screw me badly.

2007-07-13 16:06:06 · 6 answers · asked by happydawg 6

2007-07-13 15:33:55 · 12 answers · asked by Anonymous

just want to know

2007-07-13 15:13:47 · 15 answers · asked by kelsey m 1

2007-07-13 14:44:14 · 7 answers · asked by Artsy 1 3

how much can i afford to get an apartment ? Does anyone know the max amount i could afford (rent)? I will be living by myself with no pets or kids.

2007-07-13 13:25:13 · 5 answers · asked by Anonymous

Im 23 and facing the reality of life.I have no parents or guardians just friends. My life is pathetic and I want to turn it around. I make $1200 per mo. doing part time of work, part time that is because I would like to go back to school. I have a car loan and 2 credit cards(33k owe); And yes, gas bills, cellphone, dogfood, my food, and rent. In a nutshell, all those bills stated above came up to $1400/mo. ( now, you might say that's not too much debt, I should get another part-time job and that will solve this.) Well, my plan is long-term, I want to get rid all of my bills by filing chapter 7 ( now all i have to pay is my rent and small bills) by doing so, after i filed, I will go to school full-time(4-6 yrs) and pursue a career that pays very well. While in school, I can save up a couple of thousand and after i graduate, I can use that money for downpayment to purchase a home with a cosigner (i know my record is not clear by that time). Is this a better idea in a long run?

2007-07-13 12:56:49 · 8 answers · asked by Dennis L 1

is less an estimated amount of depreciation from fixed asset on the balance sheet at their original cost the best way of accounting for fixed asset?

2007-07-13 12:13:28 · 3 answers · asked by ackee66 1

I am still due for my June car payment, and it will go to 30 days past due on July 25th at which time I will owe two full payments. I've been in contact with my car company (Honda) and have explained my current situation and when I would be able to make a payment. I've had the car 3 years and have gone past 30 days 2 times so this would be the third time. My "advisor" has said once the car payment goes past 30 days it goes to a review board where they can make the decision to repo my car. So my question is: do they REALLY repo your car for being 30 days late or are they just trying to get their money sooner and using a scare tactic? Like I said, I have a decent pay history with them, I've been in contact with them so they know what's going on, I've given them a date when I can make the payment - I'm not hiding or ignoring thier calls. Do they take this stuff into consideration?

2007-07-13 11:12:21 · 6 answers · asked by ellie 3

2007-07-13 10:35:34 · 16 answers · asked by Miss Moe 2

I am only 33. I am investing in my 401K and estimate I will have about 900K in my account when I am 60.

Thinking ahead, I wanted to see how much I could collect from social security depending on when I retire. At 62, I would be eligible for an estimated 46K/year and 70 if I held out til 70

My family does not have a very long life expectancy (72-75), but you never know - 35 years from now alot can change for better or for worse

2007-07-13 09:34:37 · 8 answers · asked by bjmarchini 2

2007-07-13 09:09:57 · 21 answers · asked by Anonymous

Why does'nt UK cash machines dispense five pound notes?

2007-07-13 09:07:00 · 12 answers · asked by sarah-jane B 2

I am starting law school this fall. I have about $25,000 in undergraduate student loans and I know absolutely nothing about finances! My loans are spread among 4 different lenders and people are calling my house everyday telling me that I will get all kinds of benefits if I consolidate. I didn't consolidate when I graduated because the interest rate was high and my loans will go on deferment when I start school. So...the question is, will it really be worth it to consolidate now or are people just trying to sell me a loan? If I do not consolidate now, what are the chances that the interest rate will be lower by the time I graduate law school? Help!

2007-07-13 09:00:24 · 7 answers · asked by Anonymous