Personal Finance - July 2007

2007-07-16 12:18:01 · 4 answers · asked by scary date 1

2007-07-16 11:55:31 · 6 answers · asked by cub mom 1

I figure they would be taxed since the money is paid into my 401k as pretax income. I know that a Roth IRA distributions aren't taxed after you've reached the minimum distribution age, but I can't seem to remember if 401k distributions are taxed after you reach the minimum distribution age. Thanks.

2007-07-16 11:40:52 · 13 answers · asked by Ricky Mac 2

2007-07-16 11:27:49 · 3 answers · asked by V 2

I am sure, there are different ways to get there, please only list legal ways to get there. People sharing there expereinces will help motivate others. Lucky strike or hard earned please share.

2007-07-16 11:20:02 · 3 answers · asked by flying_bull 3

if I have a 401k at work can I contribute to a NON-deductible traditional IRA also. I can't do the Roth because of my income.

2007-07-16 11:09:07 · 4 answers · asked by Bill R 7

I have 2 different school loans, one is at 7.2% interest rate, the other is twice the amount with a 2.8% interest rate. I've been paying about 2-3 times the minimum every month on the higher interest rate loan, but I'm still pretty far off from repayment. I am about a year into my car loan (a 48-month loan, unsure of the interest rate). I've been out of college and working for a year and haven't set up my 401K yet. I'm only 23 so I feel like I have lots of time, but everything I read says to do it ASAP! Should I be funding that instead of paying my loans back faster than required?

I'm not living paycheck to paycheck, I generally have some money left over to save every month and I don't carry credit card debt. I feel like I'm smart about money, but at a young age it's all kind of new and overwhelming! Any standard advice that could help me feel like I have a grip on all this? Any books that lay it out plan and simply?

2007-07-16 09:48:54 · 13 answers · asked by graybear 4

I own my house, and while that seems wonderful, I have absolutely no tax writeoffs. I don't make enough money from each paycheck that I can increase my withholding to be able to make it each pay period. I find I'm dipping out of savings each month. What can I do about this? I'm thinking about joining a 401k that they just started here at our office but I really can't afford to have that money taken out of my check. I need it now. I'm newly divorced and its very hard for me to live on my income because my ex made about 3 times more money than I did. I should have gone for spousal support but its too late now !

2007-07-16 09:19:15 · 5 answers · asked by NavyBrat 4

2007-07-16 09:11:19 · 8 answers · asked by Jared E 1

my father seems to think he can pass it on to me but I'm guessing it's more complicated than that.

2007-07-16 08:33:25 · 6 answers · asked by Jessica s 1

just got my phone bill and they are charging me £4.50 because i still get paper bills .. does anyone else think this is unfair and do you think having the account online is safe ?

2007-07-16 08:28:02 · 8 answers · asked by Anonymous

I need a way to earn mony without geting a job because i travle alot but its hard to get a job when your travling so much i travle with my parents so they pay for getting there but i have no money to go shoping

2007-07-16 08:22:27 · 11 answers · asked by awsomealesha 2

I got behind on my mortgage when I had to send my teen daughter to a drug rehab. I have been trying to catch up but the are requesting almost $5000 before August 5th. My credit is horrible and I have no family or friends I could borrow this from. Does anyone know where I could get a loan with my horrible credit? I am able to make the payments now that everything is back to normal, just catching up is the problem.

2007-07-16 08:18:47 · 4 answers · asked by Anonymous

I deposited a payroll check into my account via a drive up teller on 7/6 and they put the funds on hold for 7days!!! I have had this account for almost a year and they have NEVER put my funds on hold, they have always been available the next day. I talked to customer service and the guy was a jerk telling me that "Your lucky because checks ALWAYS get put on hold anywhere from 3-10days" and then he said I should ask everytime I deposit a check about it being on hold... well who the f is gonna ask when it has NEVER happened in the past??? I understand if it was a personal check I deposited, but payroll??? so, how long does anyone else's money get put on hold?? (I'm setting up direct deposit damn-it!!!) BTW this was Bank of America

2007-07-16 08:16:02 · 7 answers · asked by ? 4

2007-07-16 07:36:15 · 2 answers · asked by keith b 1

Are we being unrealistic?We earn approx £36k a year that not including overtime which we get quite a lot
Our house we think will sell around 160 our dream house is up for 235 may get it for bit less?
We own 80 on mortgage on 21 year left if we up to 25 years do you think this could happen.

2007-07-16 05:30:51 · 3 answers · asked by Tulip 2

Im thinking of doing that.......

Will it boost my credit?

2007-07-16 04:41:19 · 4 answers · asked by Anonymous

I have a Public Storage space and I wanted to pay this month's storage bill online by check.

I'm already past due by 15 days.

2007-07-16 03:06:35 · 2 answers · asked by tnm021 2

I make really good money at my job but im a spender. I need some tips on how to save money. For emergencies new car whatever i just want to save instead of spend but it's hard. any tips

2007-07-16 02:36:37 · 11 answers · asked by amelchor502 2

What does this mean exactly?
What is vesting?
thank you

You are 20% vested after 2 years, 20% vested each additional year. So, you will be fully vested after 6 years.

2007-07-16 02:36:06 · 4 answers · asked by mark h 2

2007-07-15 15:56:06 · 16 answers · asked by Gospa 2

2007-07-15 15:28:19 · 32 answers · asked by DagNaggit limpuladerfy II 4

Hey everyone, I'm only 16 years old, but I already have my plans for makin money in the future laid out. I live in maryland right now and I'm gonna go to college and become an environmental engineer.

Then I'll go into the marine corps reserve, but aside from that I'll take a bank loan to open up a small community gym in a nice suburban area.

I think a gym is a money tree cuz u only have 2 buy the machines 1 time and maybe replace them like every 15-20 years and then the memberships just pour money in 2 ur pockets. also, a gym owner told me that running a gym, especially a small one in the suburbs, is pretty easy cuz its low maintenence.

Can I make alot of money when I grow up if I do all this? hopefully around at least $100,000 a year?

I want a lamborghini hehe

2007-07-15 14:56:44 · 3 answers · asked by Anonymous

I have decided to switch my CDs over to mutual funds. My bank has set me up with a broker that works for the investment side of the bank. To me, he seems like a salesman. I dont know much about stocks, etc. How much should I trust this type of broker with my life savings? Do these guys really know what theyre talking about? Do they take their jobs seriously or do they just try to sign up as many customers as possible? He seems to listen to my needs pretty attentively, but I cant tell if its an act because he wants my account.

2007-07-15 14:28:08 · 8 answers · asked by Kristin A 1

is there anything, (w/out getting a real job!) to earn money quick?? lemonade stand and ebay r out! anything else???

2007-07-15 13:28:00 · 7 answers · asked by Anonymous

2007-07-15 13:19:32 · 5 answers · asked by anjum s 1

2007-07-15 13:17:36 · 6 answers · asked by Anonymous

2007-07-15 10:33:22 · 7 answers · asked by Anonymous

someone very close to me had overdrawn my bank account at one bank i really cannot pay that back right now but i need to know can i open another bank account somewhere else? theres no way the old bank can freeze my new account at the current bank right? only intelligent people please respond!!!

2007-07-15 10:23:52 · 5 answers · asked by Anonymous

Hi Everyone...
Just sitting here working on a young couple a budget..& Thinking.
How do you do your weekly or bi-weekly paychecks?
Most husband & wife's add one check to bank, (don't touch except for paying bills) other check for groceries,gas & cash.
Any good ideals on how to budget on a weekly or monthly basis?
This will be interesting to hear.

2007-07-15 10:22:51 · 7 answers · asked by Mustbe 6