Personal Finance - May 2007

2007-05-09 12:28:34 · 8 answers · asked by Anonymous

I've had trouble with Access mortgage selling us a Negative Amortization loan and saying it's a 1% loan. . .never disclosing the extra 5 or 6% that is going to be added to the principal. I had to call him on it before he disclosed it. I've had trouble with Heartland Home Finance flat out lying about what's been done on my loan, whether it's been submitted, approved, and when it will close. They also changed the rate and the fees at the last minute so it would be too late for me to pull out. Be careful out there folks and ask alot of questions!

2007-05-09 10:47:34 · 3 answers · asked by Kelly W 1

2007-05-09 10:46:57 · 15 answers · asked by mojo 1

I need aloan to pay off my childrens tuition, pay my summer tuition, and reregister my girls for the fall. I have a great job, but had a family crisis( oldest daughter got Lukemia) and I had to pay for treatments til Medicare was approved. I had a few payday loans, payng on time, until one of them went in a day early and tried to get their entire balance. That was not the arrangement, and they messed up my account, which caused a trickle down effect on every other account that was ACHed from that account. Not to mention the bank bounce check fees. I am working on getting those items corrected but now I need $4000. Any idea where I can look...fast. Without this last payment, my daughters will not be able to take finals and they will have to repeat the entire grade. I can verify all I have said. Please no scam artist saying they can give me a loan at 3% knowing they are going to charge me for living in the US and you will never see the money. ( They are on report now)

2007-05-09 09:58:15 · 0 answers · asked by wordinc2000 1

... your bank account could not be frozen as the funds are not solely yours. Then my son clicked off the site I was on and I couldn't find it again. Can anyone help me find this. I am in the process of making payments to some debt, just not fast enough for their liking and I want to protect my accounts from being frozen along the way. Afterall, I can't pay ANYONE if one of them freezes me... ugh!

2007-05-09 08:50:41 · 1 answers · asked by Starlyn 4

Recently I have been frauded out of $750 plus the $14.16 to wire the money totaling an amount of $764.16 to receive a "Loan" from a place called "FirstLine Financial Services" when it came time for them to deposit the $5000 they never did, upon calling them I got one excuse after another and they told me that I had the option to send another $750 to secure the loan or to get a refund and I told them that I wanted a refund, I gave these people my bank account info, but thank God I found out what they were doing and they did not get to my account, but now I am out $750 that was to be used to fly my step-daughter, who is only 6, home from Guam. Is there any justice or leagel system that can help us people that get scammed so that we are not out this money? Do they have a strong enough legal system to catch these people?

2007-05-09 05:33:41 · 3 answers · asked by Anonymous

hi, I just Inherited 2.7 million dollars....i can't believe it...I have been poor for years and now I am wealthy....any ideas on what to spend it on?

2007-05-09 04:42:50 · 23 answers · asked by Anonymous

2007-05-09 03:25:39 · 15 answers · asked by BeLiZe Gyal 4

Ok...I have till the 26th of this month to come up with 500 dollors. Can anyone help me and tell me how to make that in such a short time? I'm despreate...but not stupid. I need a LEAGLE way to get this money and fast. Please I need help

2007-05-08 19:37:32 · 4 answers · asked by Abishai 1

I am currently living and working overseas. I have outstanding credit and bank debts in the UK. Will this affect my application? I currently hold a bank acct in the country where I am living?

Any advice would be much appreciated and recommendations

Thank you.

2007-05-08 18:27:06 · 6 answers · asked by Nomad 1

2007-05-08 18:18:36 · 7 answers · asked by Superhero 1

You have Bonds, Stocks, Real Estate, Total Investments, Cash & Cash Equivalents, Receivables & Prepaids, Total Cash & Prepaids, Total Assets, Awards Payable & Accrued Expenses, Fund Balance, and lastly, Total Liabilities & Fund Balance, all in a Financial Statement. Which is the current assets, and which is the current liabilities? How do I calculate the current ratio? and which is the Inventory?

2007-05-08 18:12:43 · 1 answers · asked by Ryder 1

2007-05-08 17:53:18 · 5 answers · asked by Ryder 1

This guy owed me money, and he wrote me a check. We are on very bad terms. I'm scared he'll find my information when I cash the check into my account, such as my home address. Is this possible? I don't want him to harrass me anymore

2007-05-08 17:38:26 · 4 answers · asked by Anonymous

2007-05-08 15:31:18 · 9 answers · asked by clogstonp 1

I am in financial dire straits right now, I don't even have enough money to pay my cell phone bill or rent this month. Is it ok for me to work two jobs, just until I get back on my feet? I really can't afford high taxes, not now, and probably not next year when I have to file my taxes. Thanks every in advance for your help. P.S. I am really looking for serious answers, preferably with concrete proof to support it. Thanks again!

2007-05-08 11:35:43 · 5 answers · asked by collegebutterfly73 3

What is the fastest way for a 12 year old to make money?

2007-05-08 11:31:45 · 10 answers · asked by Anonymous

I am a 30 yr. old nurse that is so up to my eyeballs with creditors it's not funny! I have a past bankrupcy from 3 years ago, but have fallen behind again from job burnout. I left that job because it was bad, but because I did, I am in debt and it's not a happy life right now. I can affford to pay 400.00 per month for a loan for 10,000, over 3 years. If someone out there is listening please help. Thank You!

2007-05-08 10:31:56 · 1 answers · asked by natasha s 1

Is it possible to set up a IRA account and rollover what I have in my 401k plan at my work, then withdraw the money. I need the money that is in my account, but I can't withdraw early, can't get hardship withdrawals or loans, trying to find a way to access it. Any advice???

2007-05-08 10:08:11 · 4 answers · asked by Anonymous

I'm getting ready to sell a few items of mine and have taken some pictures of them.

2007-05-08 08:49:04 · 3 answers · asked by Colin S 2

I work full time and average about $600 a paycheck. Right now I am looking at getting an apartment for around $300-$400 a month and I am also trying to save at least $7,000-$10,000 by next June for a backpacking trip. Any tips on how to do that?

2007-05-08 07:18:33 · 14 answers · asked by Kayla C 2

I (with my wife) will be making about $100k a year. I plan on tithing 10% and then taxes will take another 30%. But that still leaves $60k. What is a reasonable budget for a year's living expenses for a married couple with no kids in a townhouse? And witht the rest, should I pay off loans, start a savings account, buy a house, start an IRA, etc? And how much should I put in each one?

2007-05-08 07:04:45 · 8 answers · asked by syphongalaxy 2

Whenever I save up to $5000 something ends up happening to where I have to spend the money for emergencies. How do I save for emergencies and save for a down payment?

2007-05-08 06:29:26 · 4 answers · asked by Anonymous

with a better lower rate loan from a different company or do i have to stay with that loan because it came with my mortgage

2007-05-08 06:22:29 · 4 answers · asked by gazza t 1

I owed the bank tens of thousands up until last week. Im now officially bankrupt until next year. Such a great releif.

2007-05-08 04:59:06 · 18 answers · asked by Old Man of Coniston!. 5

I have been successful in almost every other area of my life....and very happy....but I have never thought , of making a million ....I have never been money-oriented ....until now....what is the easiest and most proven method ?

2007-05-08 04:17:17 · 22 answers · asked by Anonymous

2007-05-08 04:11:45 · 1 answers · asked by kimberlywhite328 1

2007-05-08 03:43:28 · 7 answers · asked by Anonymous

my husband has around $19000 in his 401k. we are in a real hard place and need some money. he already has 1 loan against it, and we are considering cashing it in. Can someone tell me what the penalties would be on it. The loan he has still owes around $4000, I would like to know about how much we would get.

2007-05-08 03:23:22 · 11 answers · asked by Anonymous

2007-05-07 18:54:38 · 9 answers · asked by Arie 2