I need aloan to pay off my childrens tuition, pay my summer tuition, and reregister my girls for the fall. I have a great job, but had a family crisis( oldest daughter got Lukemia) and I had to pay for treatments til Medicare was approved. I had a few payday loans, payng on time, until one of them went in a day early and tried to get their entire balance. That was not the arrangement, and they messed up my account, which caused a trickle down effect on every other account that was ACHed from that account. Not to mention the bank bounce check fees. I am working on getting those items corrected but now I need $4000. Any idea where I can look...fast. Without this last payment, my daughters will not be able to take finals and they will have to repeat the entire grade. I can verify all I have said. Please no scam artist saying they can give me a loan at 3% knowing they are going to charge me for living in the US and you will never see the money. ( They are on report now)
2007-05-09 09:58:15 · 0 answers · asked by wordinc2000 1 in Business & Finance ➔ Personal Finance
Did you read the part about the bad credit. I need lenders almost like loan sharks that will lend to anyone, like me with bad, terrible credit. I am considered high risk. I need a lender who will give me a chance despite my credit score.
2007-05-09 10:10:02 · update #1
Let me express something. I have no family, part of my debt comes from the house that was forclosed on when I had my stroke, and I loss everything in it, and the payday loan thing. With that said, it is not that I run up debt, I live in a cheap 1 bedroom so my girls could go to that school, and yes I will take a semester off if I have to. The point is I still have to pay their tuition for this month and register them, or they will loose their spot. They are twins and they were born with problems so I have to keep them in this school or they will fail ( i've tried public it was like pre school they are 14.) Also as far as identity stealing, I work for the government agency that lost the hard drive with all the employee information. I asked for ideas not criticism if you read the post you will realize that I don't live large or beyond my means, I just have to live and keep my kids alive ( cancer kid... hello) My sneakers are 4yrs. old please.
2007-05-09 10:29:48 · update #2
You see what I mean about the scam artist??? Jeff Norberts one of them.
2007-05-09 11:00:05 · update #3
Wow word inc that is really tough, I cant begin to even try to understand what that is like, email me at anieves_89@yahoo.com if you can, I cannot say that my method will get you the money by the 14th, but it might help you out in the long run, take care
2007-05-09 10:50:44 · answer #1 · answered by Abdiel N 1 · 0⤊ 1⤋
Have you ever looked at debt like it was a drug. You start to use it and get hooked. Then you need more of it to keep the crash from happening. You get addicted in a way.
You have five days to raise $4000 and with bad credit. I would not trust anyone who offered you a loan on here. Why? From what you have described, no legitimate bank will want to risk a loan to you. The only people who will are the ones wanting to take you for even more, possibly even steal your ID and/or bank account. "When the fox hears the rabbit scream he comes a-runnin'... but not to help".
What are your daughters able to do to help pay for the total? What can you sell? Do a complete list of all of your assets and determine where you can squeeze money out? You may have to make sacrifices somewhere. Maybe you will have to skip a semester of school so you can work full time and let your girls finish their school. Try your best to get loans from friends or family. That way, you have hopefully limited the amount of scam you will run into.
What can you eliminate from your budget. Are there any extras that you can cut out? Do you and the girls go to the same school? Maybe carpool, even if it means one person has to sit and wait on another to get out of class. There are no easy answers to your problem. However, a lot of people find that they can stop spending money in certain areas and save a lot of money. A friend of mine realized she was spending $2000 a year on cigarettes. That made it easier for her to quit.
As for ways to earn money in five days and actually have the cash in hand, there are very few and they usually pay very little or are illegal.
My advice to you is to stop whining and start realizing that life is hard. You getting another loan is not the best thing for you right now. It will only make things worse. Much worse. You are being killed by debt. You are drowning and asking for a drink of water. My advice is to stop looking for a loan and start looking for a way to make your financial situation better. Eliminate all unnecessary expense, start working to paying off the debt you have before you even start to think about possibly maybe getting into even a little bit more, and make more money. Maybe you can't afford private school for your daughters. Maybe you have taken on an expense you cannot handle. Maybe you will have to send them to public school.
Lending you money will not be lending money, it will be giving you money because you do not have the capability of repaying the loan. You are too far in debt. Once you realize that, then maybe you have a chance to get out of it.
2007-05-09 10:11:37 · answer #2 · answered by A.Mercer 7 · 0⤊ 0⤋
Home equity or family/friend loan with written conditions. Get out of this fast. Interest payments will eat you alive..
2007-05-09 10:04:21 · answer #3 · answered by DrB 7 · 0⤊ 0⤋
the government became into administering a 'rigidity try' on the banks to work out in the event that they are solvent sufficient to stay in enterprise. those that fail the try may be required to take money to maintain them above water. i don't know if its an extremely regulation or if any have certainly failed the try to been given money.
2016-10-15 05:26:10 · answer #4 · answered by ? 4 · 0⤊ 0⤋