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I've had trouble with Access mortgage selling us a Negative Amortization loan and saying it's a 1% loan. . .never disclosing the extra 5 or 6% that is going to be added to the principal. I had to call him on it before he disclosed it. I've had trouble with Heartland Home Finance flat out lying about what's been done on my loan, whether it's been submitted, approved, and when it will close. They also changed the rate and the fees at the last minute so it would be too late for me to pull out. Be careful out there folks and ask alot of questions!

2007-05-09 10:47:34 · 3 answers · asked by Kelly W 1 in Business & Finance Personal Finance

3 answers

I average about 3 of those calls a day claiming if I refinance with them they will lower my rate to 1% but I already know the game, they are trying to get me away from my fixed rate to a ARM which is why your rate got jacked up so high

2007-05-09 10:56:59 · answer #1 · answered by prodigychild_21 4 · 0 0

Yeah me too. or maybe after I suggested it i imagine, what the hell did i lie for? telling the reality ought to were completely tremendous? each and every each and every now and then the lies i tell are so unnecessary that i merely get so mad at myself questioning why i couldnt have merely informed the reality in the first position. I dont understand if we merely opt to make issues sound more effective exciting or what, in spite of the indisputable fact that it sucks cos we shouldnt do it even as its completely unnecessary. yet i understand for a truth i cant help it, and that i think ur an similar.

2016-11-26 22:36:15 · answer #2 · answered by Anonymous · 0 0

It is never too late to pull out. I have done it for as little as an increase of 1/4%.

2007-05-09 10:52:16 · answer #3 · answered by regerugged 7 · 0 0

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