2007-05-08 15:31:18 · 9 answers · asked by clogstonp 1 in Business & Finance ➔ Personal Finance
You need a bankruptcy lawyer.
Good luck!
2007-05-08 15:39:34 · answer #1 · answered by love2travel 7 · 0⤊ 0⤋
What a mess! First you need to evaluate your options. Just taking bankruptcy is not always the answer. List all of your bills from smallest to biggest, get a job....any job...just some job that will bring in some money. You have earned terrible credit from not paying your bills. So start changing that. Pay rent or house payment first, then utilities, and food. Any money you have left after that should go to the smallest bill.
Wipe that one out and tackle the rest. It all takes time and effort. You got yourself into this mess, now it is up to you to get yourself out of it. Get going.
2007-05-08 16:45:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
see a lawyer YESTERDAY.... Some states bankruptcy laws have become more stringent. You may have to go to a credit counseling course before you apply for bankruptcy protection. Cut out all frivoulous expenditures and write down where every penny goes every month. The lawyers fees can be included in the bankruptcy costs you would pay every month. Good luck.
2007-05-08 15:39:41 · answer #3 · answered by woofan60 3 · 0⤊ 0⤋
In your case this site can be very helpful LOANHUNTER.NET-
RE I am broke, need to file bankruptsy and have terrible credit. who can help that is not related to me?
#EANF#
2014-10-08 18:39:33 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Maybe a lawyer? Like a bankruptsy lawyer.
2007-05-08 15:40:38 · answer #5 · answered by Matt 1 · 0⤊ 0⤋
New BK law effective 10/06 makes it hard to file BK now; must qualify to file! Seek accredited credit counseling and they'll tell you if you qualify without paying tons of money to BK lawyers first. Also, it depends what chapter you're filing too.....
2007-05-08 16:08:44 · answer #6 · answered by Arie 2 · 0⤊ 0⤋
Call one of the credit repair agencies and try to work out a payment plan....lenders will usually lower interest rates and payments if they are faced with the prospect of not getting any of their money back DO NOT ATTEMPT TO FILE BANKRUPTCY until you have tried this and it absolutely does not work, or your credit will be marred for life.
http://search.yahoo.com/search?p=credit+repair&fr=yfp-t-501&toggle=1&cop=mss&ei=UTF-8
2007-05-08 15:41:06 · answer #7 · answered by spartacus_nuc 3 · 0⤊ 0⤋
just filled and i can tell you that a lawyer is what you need, they will guide you though the process and you have to take a credit councling course. but after it just have to rebuild your credit
2007-05-08 15:44:52 · answer #8 · answered by Anonymous · 0⤊ 0⤋
I don't know but if you find someone let me know....
I need them too.
2007-05-08 15:36:14 · answer #9 · answered by addicted2stamping 4 · 0⤊ 0⤋