Personal Finance - August 2006

2006-08-15 02:07:12 · 22 answers · asked by peachy 3

Okay--heres the deal. My husband and I are saving all we can for a down payment on a house in a couple months....I need some original ideas on how to save money...I know all the suff like stop eating out as much, but I mean ways like "save all your one dollar bills". Does anyone have any quirky ideas that worked for them?

2006-08-15 01:50:08 · 9 answers · asked by Nikki B 2

I think $ 5.000 a month and up is ok. Do you agree ?

2006-08-15 01:30:05 · 5 answers · asked by Vage Centurian 3

2006-08-15 01:16:18 · 4 answers · asked by sniksder07 1

I am sick of work and want to enjoy life but I dont know how to do that unless I have loads of dosh which I dont have!!! What can I do.

2006-08-15 01:05:28 · 16 answers · asked by sharon m 3

I send an extra $150 monthly, still seems alittle slow-go. I was given advise it was faster to pay every two weeks, that the interest stops upon payment received (every two weeks) then restarts, therefore you are paying less interest and more goes to principal. So is paying extra, by the month faster, or pay every two weeks??
Or would it make any difference?

2006-08-14 23:24:16 · 10 answers · asked by Anonymous

You have $100,000.00 in cash, you will be in good health for the four years that you have left, and you have no family obligations such as a spouse or children. What do you do?

2006-08-14 22:30:00 · 14 answers · asked by gozu 2

Basically I wanted to take out a loan from my 401k. I've never done it before, but I wanted to know if I need to worry about if I qualify because of my credit or does my credit even matter...

2006-08-14 19:51:57 · 5 answers · asked by mred612 1

i am a bill collector...i always want to know why people blame the credit card company for giving them the credit....no one twisted their arm and made the use the card...

2006-08-14 19:03:53 · 9 answers · asked by anti-hibbs 1

I'm a college student and I know absolutely zip about banking, finances and investing. I'm especially bad with terms such as CD's and mutual funds...it all sounds so foreign. I have researched online but it dosen't seem to get through to me.

Is there a way to make it sound simple?

2006-08-14 18:29:23 · 13 answers · asked by Anonymous

2006-08-14 17:53:03 · 2 answers · asked by Anonymous

2006-08-14 17:52:47 · 1 answers · asked by radraider 1

I would like to research a divorce decree and some financial records before I consider getting married again. I would like to be private about it and see if my significant others x has claim to his retirement etc. I also would like to know the exact amount of his debt before I get in over my head. I was screwed over once and will not do that again. Call me paranoid, but better safe than sorry. Is it possible to see a copy of his divorce and financial records without telling him?

2006-08-14 17:42:00 · 2 answers · asked by happydawg 6

2006-08-14 17:27:09 · 5 answers · asked by bren57chip44 1

I live in Canada and it would save me some money on money orders every month if I could just have a American bank account.

2006-08-14 16:48:19 · 2 answers · asked by Anonymous

2006-08-14 16:17:39 · 4 answers · asked by agnan20032003 1

I made a deposit on Saturday at my Bank of America ATM and it hasn't posted to my account yet, and doesn't even show up as pending on Online Banking. My old bank would automatically allow $500 of the deposit to be available immediately. What's the deal?

2006-08-14 16:02:54 · 12 answers · asked by S.G. 2

2006-08-14 15:41:52 · 13 answers · asked by Trevor K 1

2006-08-14 15:14:35 · 5 answers · asked by Anonymous

Explain why? It'll help me out, beleive me!

2006-08-14 12:54:56 · 16 answers · asked by That One Guy 2

During the thanksgiving and Christmas Holidays i will have about five weeks to work until i go back to my studies. My goal is to make some money to put towards getting a car. However i will only be able to work for about five weeks and then i probably won't start up again until next summer when i've graduated. Do you think it's worth it to do this?

2006-08-14 12:44:30 · 13 answers · asked by mountaingirl88 3

2006-08-14 12:32:02 · 6 answers · asked by KICKSNARE 2

was not going to offer me a deal of some kind. Would they go to all that bother for a £50 cheque for the valuation.?

2006-08-14 12:29:25 · 7 answers · asked by Anonymous

okay.. i have a car and a few other loans that i can't really afford to pay for. i'm running around crying everyday because i've managed to come up with nothing to solve my problem. i know i have a few options but i'm not sure what ones are right and what ones aren't.

not only that but i'm young and don't have much credit so my grandfathers name is attached to every loan i have. him and my grandmother have perfect credit and i don't wanna go screwing his up. i don't much care about mine..

is there anyway i can file for bankruptcy and not attach his name as well..? or debt consolidation?.. will he be involved also?

any suggestions are really appreciated! someone just HELP!

2006-08-14 11:46:06 · 12 answers · asked by luckystar_469 1

I have a credit card that is over my credit limit but is still "open" or I have a card that is below the limit but has been closed by the creditor.
What is the best card to pay off first, asuming that the interest rates are the same. I'm leaning towards the open account that is over limit.
Which one would show most favorably on my credit file?

2006-08-14 11:02:59 · 7 answers · asked by kjkropp 2

I just turned 34, don't own a home but plan to buy in a few years, my annual income is about $49k, and my employer contributes up to $1000/year. I haven't contributed anything to my 401k so far but do have my employers pension plan. I've been with my employer for over 5 years so I'm fully vested, but I plan on making a career change in the next couple of years. Also, I'm financially strapped because I've been paying off credit card debt but in about 3 more months I will have most of it paid off and much more money left in my pocket each month. I want to make the most of my employers contribution ($0.50/dollar up to $1000/year) without emptying my wallet. Also, what should be my goal amount for retirement?

2006-08-14 10:58:47 · 8 answers · asked by KDiddy 2

2006-08-14 10:27:58 · 11 answers · asked by lumi 4

2006-08-14 10:13:09 · 8 answers · asked by livneetdhindsa 1

2006-08-14 10:00:57 · 22 answers · asked by Anonymous

Alright, what cheapskate tips can you share with me? Not the stoo-pid ones like splitting the 2-ply tissue to make one roll.

2006-08-14 09:30:34 · 8 answers · asked by Anonymous