2006-08-14 10:00:57 · 22 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
GO TO OPRAH'S WEBSITE AND GO TO THE DEBT DIET PAGE. THAT HAS HELPED A LOT OF PEOPLE.
2006-08-14 10:04:38 · answer #1 · answered by Anonymous · 0⤊ 1⤋
First, find a way to pay all your bills on time for about 6 months. You will see your credit score go up a few points. If you can, try a debt consolidation program to get your credit card payments down to one manageable monthly payment. Paying all your bills on time can help quite a bit.
2006-08-14 10:06:30 · answer #2 · answered by Meg...Out of Hybernation 6 · 0⤊ 0⤋
Pay a little more than required on installment loan payments. Always make payments on time. Keep credit balances low compared to the credit limit. Limit the amount of times your credit gets pulled. Consult a credit counselor.
2006-08-14 10:06:08 · answer #3 · answered by jksheets82 2 · 1⤊ 0⤋
I feel ur pain... my credit is so bad rite now. But if u have any outstanding debts, that u can afford to pay rite now, pay them & ask to get a rapid re-score. Also, some companies, like Capital One don't report ur credit limit, call them & ask them to start reporting it to the 3 credit bureaus, in addition to ur highest balance on the card.
Get a copy of ur report & make sure there are no mistakes on it, if u can, call ur credit companies & ask them if they'll raise ur limits. B/c a higher credit limit can boost ur credit to debt ratio & make it lower & you'll appear better to lenders.
2006-08-14 10:11:31 · answer #4 · answered by kg1 3 · 0⤊ 0⤋
Debt And Consolidation A Path Towards A Debt Free Life
By: Talbert Williams
We know what to do...its the doing that tough. Visit this site for more articles like this one.
Good Luck.
2006-08-14 10:07:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
5th 3rd bank has a great credit rebuilding program. Make an appointment with someone to talk to them about it. It has helped a lot of people I know.
2006-08-14 10:07:32 · answer #6 · answered by pd 1 · 0⤊ 0⤋
You know this answer. Why you askin?
Stop spending money you don't have.
Pay off your debt.
Make all your payments on time.
Do this consistantly over time.
Your credit score will start going up soon.
2006-08-14 10:05:38 · answer #7 · answered by Cattlemanbob 4 · 0⤊ 1⤋
Pay on time..Do not use more than 50% of your available credit on any one credit card.
2006-08-14 10:04:28 · answer #8 · answered by Q.S.G 3 · 0⤊ 1⤋
The best way is to Consolidate your debts and pay bills on time and improve the credit score quickly:
Strategies to Reduce Debt Quickly
http://www.complete-debt-info.com/category/Strategies-to-Reduce-Debt-Quickly.html
Online Debt Consolidation
http://www.complete-debt-info.com/category/Online-Debt-Consolidation.html
2006-08-14 22:09:37 · answer #9 · answered by hen d 2 · 0⤊ 0⤋
get your credit report, and then put answers in it to every negative thing in there (try to make amends and pay off anyone you still owe, and then put that in your credit report as well). .
and then, obviously pay off your bills on time every month (including your credit cards), and try to completely get out of debt as soon as possible.
2006-08-14 10:06:22 · answer #10 · answered by Wayne A 5 · 1⤊ 0⤋
PAY YOUR BILLS ON TIME AND ASK FOR A CREDIT REPORT ANALYSE IT AND POINT OUT ANY MISTAKES.AT LEAST YOUR OPINIONS GO ON FILE.
2006-08-14 10:05:23 · answer #11 · answered by Anonymous · 1⤊ 0⤋