Credit - January 2007

2007-01-08 17:08:55 · 8 answers · asked by antrg 1

i am thinking of filing for chapter 13 since i also have some credit card debt. is that going to look EXTREMLY bad having both of those marks on me? dont know what to do!!!

2007-01-08 16:26:10 · 10 answers · asked by Tysienna 1

2007-01-08 16:17:27 · 3 answers · asked by benu_dubey 1

ok i never got the credit cards or the apps when i turned 18. i bought a car with my grandparents as my co signers and the car people signed me as a payee. it doesnt even show on my credit. i cant get a macys card, or any other card. this is so frustrating. i cant even rent a place! i need help help help!!!

2007-01-08 15:57:40 · 6 answers · asked by eledavis527 1

The loan is over $5,000

2007-01-08 15:12:42 · 3 answers · asked by Mr. H 1

I won a judgement in the amount of $3600, the person I won the judgement against believes that he was in the right and therefore does not need to pay. I went to my local courthouse today and I filed for a payment hearing, at which I requested that he bring all his banking info, property he owns, vehicles and and his tax returns for the last 2 years. He has money, so it is not like trying to get blood from a stone, but he really believes that he is above the law. I would rather just get my money and be done with the whole thing, if anyone can direct me to a template of a letter to send him, or if you have any ideas of what I should do, please let me know. Thank you, Lynn.

2007-01-08 15:10:42 · 3 answers · asked by lucyr2xoxo 2

I am trying to build my credit and I am having a hard time at it. No one wants to give me a credit card. I have been working at my job for over a year and been making over $1500.00 a month. For a person that lives out of vegas that is a little over descent. I want to start building my credit as soon as possible. Does anyone have any suggestions!!!1 Please HELP!

2007-01-08 14:56:02 · 5 answers · asked by Anonymous

2007-01-08 14:05:50 · 6 answers · asked by Dan45 1

2007-01-08 13:33:09 · 7 answers · asked by Barbara M 1

I listened to one person about what i write in the memo line. If its a rent check, write the apt. number. If its a telephone bill, credit card, write your account number.
But i think that i have been wasting my time. What i mean is can i just write rent, credit card payment, or utilities expense, or whatever i want?

By the way, for the apt. im talking about a building with 24 floors, just to let you know.

2007-01-08 12:34:40 · 4 answers · asked by stepanstas 2

one of my family members got creditcards in my name and never payed on them and never told me about them so i could fix it now what do i do i cant get a cell phone in my name,i am in need of info about what i need to doto get my credit fixed i dont know what all creditcards they got it has been while i was locked up about 10years of creditcards and non payments please tell me what i need to do please

2007-01-08 11:49:15 · 6 answers · asked by Anonymous

I'm new to crediting and am wondering if my question applies to keeping the outstanding balance under 30% or keeping your available credit under 30%? Or is it something else?

2007-01-08 11:48:02 · 6 answers · asked by Anonymous

I have this self pre-loaded credit card for over a year now and was just wondering if they charge you a monthly fee whether you use the card or not. I have never received a statement but do they charge you without a bill sent to you??????

2007-01-08 10:55:13 · 3 answers · asked by the_truth 1

Does anyone know what i can do if i bought something with my credit card and returned the item back. But haven't recieve back my credit in over one month?

example: i bought a 200$ tv and didn't like it, so i return it with the restocking fee. But have yet to see it in my credit card balance. What can i do?

2007-01-08 10:47:44 · 6 answers · asked by Anonymous

If you get a divorce are you responsible for your spouses debts such as car payments and credit cards? How do you get it not to reflect on your credit if they do not make their payments??

2007-01-08 10:33:44 · 6 answers · asked by mistiful2001 2

I'm a college student who already has a VISA card with Comerica bank, but I just received a VISA card offer from Capital One.
I don't see the point in owning two VISA credit cards.
Should I change to Cap. One?
(Paying back credit line has never been a problem)

2007-01-08 10:18:12 · 6 answers · asked by Anonymous

I would like to combine the accounts at each bank. Has anyone ever done this or know of a way to do so. I have good credit but way to much, it is lowering my credit score. By combining I'm hoping to lower my payments. I don't think I would qualify for a new card to transfer balances.

2007-01-08 10:01:08 · 3 answers · asked by MoonDoggie 5

2007-01-08 09:51:51 · 4 answers · asked by Margaret F 1

I have 2 cars that I got for me and my wife back in 03 but I dont make as much as I used to and have been behind on the payment for the longest time, should I just let them go and have them both repoed or try to settle something with the finance co. and keep them we still like them and are very reliable we have never had any problems with either of them, If I do let them go can I possibly get financed for something cheaper? with 2 repos on my credit

2007-01-08 09:32:00 · 11 answers · asked by _("<")_ 3

My best friend has alot of debt. She just used one of those consolidation places, using a number off the tv, to have one monthly payment and they reduced her total debt. Is this a good decision?

I have some debt and I want to do this but I am afraid my credit will be worse. My credit is already bad for past due accounts in collection status. No I wasn't a deadbeat..I has surgery and couldn't pay my bills and them the minimum balances kept snowballing. Some of my friends say it makes your credit worse but I think paying it off would be better than not paying it. Anyone have a real answer on this? Thanks.

2007-01-08 09:22:56 · 8 answers · asked by PhoenixRising 2

I was thinking of opening a Secured CC to boost my credit score even higherr than what it is. Im trying to search online but the only place where it looks legit is Wells Fargo. anyone else know a company thats legit to open a secured CC with

2007-01-08 09:19:44 · 5 answers · asked by Anonymous

Where can I go to get credit advise/counsel? My credit has not been perfect and will soon pay off all my debt. I need a professional to look at my report and give me further advise on what I must do to improve my score. Thank you!

2007-01-08 09:12:35 · 2 answers · asked by sws 1

I just paid off a huge portion of my credit card bill (13K) and now have very little debt. My credit has not been perfect in the past and during the past year, paid all my bills on time. Currently, my fico score is a little below 600. When I can expect that to go up and at what increment?

2007-01-08 08:54:14 · 2 answers · asked by sws 1

How can I find out exactly what my credit score is?

2007-01-08 08:39:30 · 6 answers · asked by thold75 1

I have moved to the USA and I have no credit score. I had 3 credit cards in the UK, all in good standing. Can they be imported (so as to speak) to count towards my credit history in the USA? I cannot do much here with a zero credit score. Hope you guys can be as helpful as always!

2007-01-08 08:23:49 · 7 answers · asked by JayDee 3

2007-01-08 08:03:06 · 2 answers · asked by Claudio F 1

Is it true that they look at how many credit cards you have and determine how far you "could go" into debt? For instance. A person with 1 zero balance credit card would have a better score than a person with 20 zero balance credit cards. Is this correct. Anyone know a website that tells this?

2007-01-08 07:48:51 · 10 answers · asked by april_hwth 4

i'm having a hard time starting my credit. I just need some ideas what works good and what doesnt.

The do's and donts about starting credit

2007-01-08 07:40:32 · 10 answers · asked by LC 2

2007-01-08 07:29:38 · 8 answers · asked by bigdstl 1

my wife has a credit score of 807

2007-01-08 07:21:28 · 6 answers · asked by needinghelp111 2