I closed on my house December 5, 2005I retired December 20,2005 I am now on a fixed income. When I went to closing the closing Attorney told me I had a ADJR. which shocked me at closing but told me I could get the house refinaced in a year so I decided to sign the loan not knowing that I would end up with so much Debt that I got 3months behind in my Mortagage in had to go to my savings to get caught up now my credit is messed up because of the late mortage payments I don't have enough ESCROW on my house because December 5 ,2006 made one year I am concern this is going to happen to me again but next year my Mortrage is going to go up. I need to know if you are on a set income is their any way I can get help to change my Mortrage to a fixed rate instead of a ADJR with a Counselor that deal with messed up credit on a secured loan.
2007-01-12
07:55:53
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2 answers
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asked by
DEBORAH L
1