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Credit - January 2007

[Selected]: All categories Business & Finance Credit

She thinks I will end up buying from somebody who takes the money but doesn't give the product.

2007-01-12 09:55:25 · 7 answers · asked by Anonymous

I am trying to improve credit score to buy house.
I have one credit card with 300 dollar limit I owe 280 on it.
My current beacon score is 620.

If I pay this card down to say 50 dollars will it raise my beacon score?
If so if I paid it right now online when would it be reflected in my beacon score?

Thanks

2007-01-12 09:48:53 · 4 answers · asked by Anonymous

2007-01-12 09:41:16 · 4 answers · asked by Anonymous

I'm 19 and am trying to buy a fairly inexpensive car ($4k or less), but I can not get a loan anywhere. The problem is not that I have bad credit, but that I don't have enough credit. I have a credit card with no late payments whatsoever and that account has been open for 16 months. How long before I begin to get somewhere? If I don't have enough credit for even a $1500 loan to fix our old car's transmission then I'm gonna be 80 before I even get a new car. It's not just a car for right...later on it might be my own home. Ugh!

2007-01-12 09:38:30 · 4 answers · asked by idonia85051 2

If you use up the entire card before one month does green dot still charge the $4.95 monthly fee?

2007-01-12 09:19:13 · 3 answers · asked by questioner 3

im 22 years old is there anything i can do to build my credit?

2007-01-12 09:08:52 · 4 answers · asked by Anonymous

Does the green dot visa card charge you the monthly $4.95 fee when you activate or after one month of activiation?

2007-01-12 08:57:04 · 2 answers · asked by questioner 3

am in a real bind, i have a court date for feb. 13 with an NCO group. they are suing for 5700. In august of last year they sent out a notice stating i owe that amount of money for capital 1. I send out a validation letter certified and i never got anything, i sent another one out and still nothing. I looked up my credit report it showed a capital 1 account charged off in june of 2002 at 2904. dose not show anything from NCO... i live in iowa... all of the certified letters showed that they were recived

2007-01-12 08:41:36 · 7 answers · asked by jen t 1

I don't have any other proof of income...I'm pretty fresh out of college. I make $55k salary and have a 750+ credit score. I also have $10k+ for closing.

2007-01-12 08:04:35 · 5 answers · asked by shopalldeals 1

2007-01-12 07:58:15 · 8 answers · asked by Anonymous

I closed on my house December 5, 2005I retired December 20,2005 I am now on a fixed income. When I went to closing the closing Attorney told me I had a ADJR. which shocked me at closing but told me I could get the house refinaced in a year so I decided to sign the loan not knowing that I would end up with so much Debt that I got 3months behind in my Mortagage in had to go to my savings to get caught up now my credit is messed up because of the late mortage payments I don't have enough ESCROW on my house because December 5 ,2006 made one year I am concern this is going to happen to me again but next year my Mortrage is going to go up. I need to know if you are on a set income is their any way I can get help to change my Mortrage to a fixed rate instead of a ADJR with a Counselor that deal with messed up credit on a secured loan.

2007-01-12 07:55:53 · 2 answers · asked by DEBORAH L 1

I am relatively fresh out of college. Since then (1.25 years) I've lived off a very small business. Just a month ago I took a job for $55k+. How do I qualify for a loan with a shakey and short history?

2007-01-12 07:48:05 · 7 answers · asked by shopalldeals 1

A company called wagerworks ran a credit check on me. They appear to be linked to online casino's. I have played online casino's but have never requested credit.

Do they have the right to check me?

2007-01-12 07:38:15 · 18 answers · asked by Anonymous

Will it show on my statement when I recieve it? I'm going to pay a bill today for $423, if I pay the card company $423 will it still show on my statement? (I am a total idiot when it comes to cards and credit, help!)

2007-01-12 07:33:25 · 14 answers · asked by Boom Boom! 6

information

2007-01-12 06:52:34 · 4 answers · asked by jonadab j 1

i set up a checking account at citizens bank 6 days ago because i wanted direct deposit,. how long before i get my card?

2007-01-12 06:49:33 · 4 answers · asked by melangelxoxo 1

2007-01-12 06:45:44 · 15 answers · asked by Anonymous

I recieved a notice in the mail from GC Services Limited Partnership Collection Agency Division saying that I owe $325 to a Delta Superior Court. I looked up the court and didn't find anything anywhere on it and have not recieved any other notices as to owing money to anyone. Anyway, I was just curious if anyone else had dealt with this collection company or had heard of the Delta Superior Court. Any help would be greatly appreciated and might save me $325! Thanks...

2007-01-12 06:43:37 · 8 answers · asked by dannyh2oman 1

2007-01-12 06:40:52 · 6 answers · asked by Anonymous

I havent gotten a new card, the one i have is expired. but they are still charging me protection fees so its still active. what does this mean? my X is the actual card holder and i never get a bill. ive changed the address multiple times and still it does not come to my house. I cant call and make changes because im just a user on the account. what do you think is going on?

2007-01-12 06:25:47 · 4 answers · asked by kandlight1182 3

I recently bought a iteam online with a debit card, and they say they send me the iteam, but i never received it. So what should i do?

2007-01-12 06:22:08 · 18 answers · asked by Anonymous

2007-01-12 06:18:01 · 3 answers · asked by jonnyrottensgirl 2

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