Credit - August 2006

My concern is that all of my loans will be in one lump sum on a credit card. There will no longer be any auto loan or student loan. It will look like I went shopping and won't look very responsible

2006-08-27 21:54:26 · 8 answers · asked by bvbrox 1

2006-08-27 19:41:07 · 2 answers · asked by Anonymous

It appears they paid rent on time, but it still makes me worried...

Is this something common?

2006-08-27 19:04:08 · 4 answers · asked by FavoredbyU 5

I have a zero interest card and I want to move the balance from the high interest card to it. I already transfered the maximum balance to the zero interest card when I signed up for it.

2006-08-27 18:05:38 · 14 answers · asked by Bart 2

2006-08-27 17:51:33 · 7 answers · asked by itsturbot 1

I will need to divorce him soon and wonder if that is possible on 2 separate continents? He is crazy mind you, and is fleeing from all responsibility, both the debt he incurred while we were together, and his family responsibilities.

2006-08-27 17:42:23 · 14 answers · asked by Lisa Lisa 1

2006-08-27 16:53:59 · 7 answers · asked by angelkiss1682 1

The apartment that I rent charges a 3% convenience fee for any credit/debit transactions. I don't understand how they are allowed to do this? Is it legal and why do they charge this fee?

2006-08-27 15:55:03 · 9 answers · asked by J Moore 2

Would/Could a credit specialist raise my credit score or would/could they actually damage it worse??? HELP!!!

2006-08-27 15:53:30 · 3 answers · asked by sinzx7 1

2006-08-27 15:27:38 · 9 answers · asked by Anonymous

Will you bill me for my yahoo account? When can I start using my own account,and what do I need to do?

2006-08-27 15:06:08 · 4 answers · asked by Anonymous

Does missing 1 mortgage payment even hurt it a bit?

2006-08-27 14:29:04 · 10 answers · asked by Anonymous

and if you take the offer (more credit line) does it shows on your credit report that you applied for credit? Please answer if you actually do know the answer. Thank you.

2006-08-27 14:06:40 · 3 answers · asked by spot 5

got a call on june 13 from a collection agency telling me i owe them 6,000. i told time for what? for a sears financial card you opend 6 years ago. I told them 1 i dont have 6k to give you and i need more info. The guy told me to shut up i dont want to hear your belly aching, you have had 5 years to payit. then he told me i have till the end of the day to take care of this or else i would file a lawsuit and take away your paycheck. I hung up the phone! I traced the phone # got the compaines name. A friend told me to write them right away a certified letter providing an undersigned verification of the debt. and change your phone #, and pull your credit--i did and a sears card was charged off about 5 years ago for 3100...note i did have some finacial difficutly with my X. I then got a court summons in last week for 8100. I called this guy up and asked where the verfication is, he laughed sayed he dint have to respond so are you going to pay 6k or go to court for 8100?

2006-08-27 13:31:55 · 11 answers · asked by jen h 1

2006-08-27 13:02:53 · 7 answers · asked by Anonymous

Does cash on delivery mean that you give the money when something is delivered

2006-08-27 11:58:40 · 19 answers · asked by 5674646 2

I have a 274 dollar debt with ebay. I have never used my socail on any registration or transaction. I have used my bank though,. The balance is now in collection and this company keeps on calling. Can ruin my credit...I have never used my socal with them????

2006-08-27 11:58:00 · 8 answers · asked by forceonetrip2 1

Im trying to order something over the internet, and when I click " will call or mail in payment (COD not accepted)", what does COD mean?

Thanks so much!

2006-08-27 11:55:23 · 28 answers · asked by 5674646 2

I got the loan to buy a car,I got the car but now I cant afford to repay the loan,ive not made a single payment on it and Ive ignored letters and when they phone i just hang up.Whats the worst that could happen?

2006-08-27 11:54:32 · 29 answers · asked by candyfloss 5

2006-08-27 09:50:43 · 6 answers · asked by Taylor V 1

2006-08-27 09:39:31 · 7 answers · asked by nysnsmuth 1

i am on some kind of annoying computer system that constantly calls me about 3-5 times a day. when i answered the calls, they were looking for my father. i tell the operator "individual" that they have the wrong number, but they still persist with calls!!
what can i do to make them stop? is it legal for them to harass me for anothers debt? i live in CA.

2006-08-27 08:51:06 · 7 answers · asked by Anonymous

I have two mortgages that was created when I financed my home to better my credit scores. After about 2 years, both mortgages were to be refinanced into one with a lower rate. The 1st mortgage was at 6 something % and the second at 11%. Recently, my mortgage company only refinanced my largest mortgage that was at around 6% and changed the rate to about 9%. The 2nd one was not included in the refinancing.
It is stated in original papers that both would be refinanced into one mortgage and to a lower rate.
My credit score is only 597 and considered fair. Would it be too early to shop around for another company to get a better deal?
Thanks.

2006-08-27 06:57:45 · 7 answers · asked by Dottie 6

I am located in NY, and would like to help people fix their credit problems for a fee, how do I get to know all the requirments to open up a bussines like that?

2006-08-27 06:19:50 · 6 answers · asked by Anonymous

I'm 26 and up until now have had impeccable credit -- I have 4 credit cards that I've held for between 3 and 7 years, all always paid on time, a mortgage started 3.5 years ago always paid on time, and a couple of car loans that have been paid off. But recently, I was contacted about a bill that I never heard of before, and am being threatened to have a collections agency go after me and post a negative item on my credit report. The bill is $500 and I could pay it, but I feel like this is extortion and I shouldn't play along. If they do post a negative item that I can't get rid of, how much can it drop my credit score?

2006-08-27 06:13:59 · 7 answers · asked by Jason M 2

a year ago i was seppareted from my wife, and i was unble to make the monthley payments on my credit card, and i tried to explian to the collection agency, and since then im still struggling to keep my house, that i rent, and keep my car, the collection has gone to a lawyer, who now wont except any of my offers, and has gone to a court. to get a judgment on me. what will hapeen? will i loose stuff? how can i fix this, the bill is almost 2000 dollars, i can only afford to pay 75 a month, but he wont except anything but the full amount,, ps... in the state where i lve, they can not garnish my wages, so will this just sit on my credit report? or will they come to my house and take my computer, and tv and stuff?

2006-08-27 05:43:12 · 12 answers · asked by crazylarry88 4

So here's the next question in my credit-card cleanup.
I have a card that I just paid off, and it has an excellent APR on purchases. Now, I'm sure I should just ask the credit company, but why not pick the brains of the Yahoo! Answerers out there and see what you think?
How long do I need to have the card at $0 balance to stop getting hit with finance charges? The card I have charges on the average daily balance, which can be quite high in a month I've had a lot of activity, even if I paid off the last statement in full. I don't think my card has a "no charges on new purchases" clause but I can find out. It is a Chase Amazon.com Visa, signed up for it several years ago when the AP was a fixed 8.9%
What I'd like to do, though, is get the card to $0 balance and just continue to pay off in full monthly, to avoid finance charge. Or, is it too late for that now?

Thanks!

2006-08-27 05:26:17 · 7 answers · asked by agentdenim 3

bad check writing

2006-08-27 05:09:01 · 14 answers · asked by jen 2

I need to change some personal info on my fraud allert so that i can finishing the financing paperwork on a new vehicle. the fraud allert i put on my report shows an old home phone number from 2000 and i need this changed asap or the financing will fall through.

2006-08-27 04:26:56 · 15 answers · asked by D C 2

I've just finally established enough credit and now have a credit card...Should I make any purchases like furnishings or go for something of lesser price?

2006-08-26 23:46:01 · 14 answers · asked by Anonymous