out of the three credit agencies, which one if any holds the most credability?

Answer 1

None of them (and there are more than three)

They "all" are not happy unless they have at least an 85% error rate.

Answer 2

This is actually a relatively simple answer. The credit bureau's each collect data from each company you have credit with. Some business'es report to all of them, others report to only one. In general, one credit report will have be most information about you and will be the most accurate credit score. However, this is not necessarily the credit bureau that any specific credit issuer will use. Answer - it is a 'craps shoot'.

Answer 3

If you're talking about credit reporting agencies it has been my experience that the agency which is most accurate in reporting the good the bad and the absolute ugly of your payment record is the most credible as far as lenders are concerned, and that agency would be Equifax.

Answer 4

I don't necessarily think one hold more credibility than another, but Experian is known to be one of the stiffest of the three (please don't mistake that for being the most accurate). In any case, a creditor is apt to pull any of the three when you apply for credit, so its best to stay on top of all three for accuracy.

Answer 5

They are all about the same. It is a good idea to get a copy of your report every six months or so just to check and see if the information is current and correct. You can go to their office and tell them you want a copy of your report.

Answer 6

~~~You know how they have the "Better business buerue" ?? Check this out,,,,I went to a site called "Bad business bureu" very interesting,,,lists companys that have ripped people off,,,and the consumers comments and stories of how some credit card companies have totally messed with peoples credit,,,you should read it. just go to badbusinessbueru.com~~~ how do you spell bureu??

Answer 7

I would say: Experian holds the most credibility!