Business & Finance - 26 December 2007

There are also times when the value of using charts is questionable. For example, if the underlying drops 20% in a day, say from $25 per share to $20 per share, and there is only one trade for a particular option on the underlying that day, it could make a big difference in the price if the option was trading $25 or $20.

2007-12-26 16:24:10 · 2 answers · asked by Anonymous in Investing

1 ⤊

When and how much is a typically tax refund for a teen (16)?

I got my job in June and on my papers I know I signed to pay more taxes than necessary. I was also told that students get about 90% back. At what point or how much will I get back (percent wise) my tax refund; if at all.
Thanks!

2007-12-26 16:23:39 · 3 answers · asked by Æ 3 in United States

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Terminating an apartment lease - what does this mean?

I am looking to terminate the lease I have with my apartment.

The lease says, "Resident may terminate the obligations under this Lease by delivering to the Manager a written notice stating Resident's intent to terminate this Lease. Such notice will be effective thirty (30) calendar days from the date it is given."

Does this mean if I give notice on Dec 30th, I can't leave 'til Jan 30th, or does it mean that I have to be out by Jan 30th but I can be gone any day prior? The first interpretation doesn't really make any sense, but please advise!

2007-12-26 16:16:10 · 7 answers · asked by Brunei 2 in Renting & Real Estate

5 ⤊

can i request my landlord to change carpet in my apt?

I'm a NJ resident.
i live in bergen county
and i lived in same apt for 4 yrs.
carpet wasnt new and it was really old
when we first moved in
and it has been 4 yrs and my landlord never
cleaned or replaced it.
as a result of it my family and i devloped asthmas.
is it possible for me to ask our landlord to
replace the carpet? is there a law that says something about carpet should be replaced or cleaned by landlord regularly?

2007-12-26 16:11:32 · 35 answers · asked by Anonymous in Renting & Real Estate

11 ⤊

If you won a one million dollar lottery, how would you spend your money?

2007-12-26 16:09:13 · 7 answers · asked by HoofHearted 3 in Other - Business & Finance

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I am looking into taking over payments on a house almost in foreclosure and want to know if it is a scam???

So me and my fiance are looking into this. It looks like this company asks you to pay $200 for a listing of houses. All the houses they have are almost in foreclosure, and what you do is take over payments for about 6 months, in the other person's name, and after 6 months you can re-finance and put it into your name.

Is this a scam? If it is, how?

I guess you just find the house, and make the first payment. They said there is no credit check because you aren't asking for a loan. You are just taking over payments.

I asked what about when you go to re-finance will they run a credit check and is there any chance they can decline you and after those 6 months of living there is there any way you can loose the house? They said no, and your credit doesn't matter because the payments you make for those 6 months pretty much show how you make your payments on time and everything.

They also said the title and deed gets put in your name right away.

Can anyone help me with this???

Thx!!

2007-12-26 16:09:08 · 8 answers · asked by Anonymous in Renting & Real Estate

1 ⤊

i deposited an empty envelope into the atm machine and was credited for the amount??

at first on my online banking it showed as "pending" but then i was eventually credited. will the bank find out?? @_@

2007-12-26 16:06:08 · 6 answers · asked by babobabo 1 in Personal Finance

5 ⤊

whAt cAn yOu dO wIth A sOcIAl sEcUrItY nUmbEr?

2007-12-26 15:58:44 · 16 answers · asked by Dogood 2 in Personal Finance

1 ⤊

What 6 figure paying jobs can you get with a bachelors degree?

2007-12-26 15:58:20 · 8 answers · asked by nonetheless 3 in Health Care

4 ⤊

How do I lower my electric bill?

Arrrrggggh. I now have electric heat. My bill went up $180 since I turned the heat on. I just turned the heat off and bought a portable heater to try to save money. I never thought I would have to do that, but the amount they want is obsurd. People in my neighborhood say the bill runs the same for them, so they just turn the heat off. I am a college student, and $240 is a lot to cough up for electric. I don't have drafty windows or anything. Will the portable heater save on my electricity, or am I fighting a loosing battle here? Any suggestions? Man, utility companies are the most professional and legal crooks I have ever seen!

2007-12-26 15:55:07 · 9 answers · asked by Anonymous in Renting & Real Estate

3 ⤊

If repairs are not made doI have to py my rent?

2007-12-26 15:47:22 · 9 answers · asked by ryodachi 2 in Renting & Real Estate

9 ⤊

Company medical insurance cancelled because of non-payment at my husband's company (They didn't pay the bill)

We received the letter today that it was cancelled as of Nov 1st (they hadn't paid Nov or Dec). He hasn't asked them about it yet so we're looking into our options.PLUS I thought I heard we only had 60 days if preexisting conditions. Are THEY still liable since they offer medical insurance?

2007-12-26 15:47:11 · 5 answers · asked by Hayseedless 5 in Insurance

5 ⤊

do i file my husbands taxes?

my husband is deployed in iraq...i have power of attorney, so am i liable to file our taxes? or do i wait until he comes home in may--would we still have 180 days after leaving a combat zone to file?

2007-12-26 15:41:33 · 3 answers · asked by xtcwmeg 3 in United States

1 ⤊

is there anything i can do to get out of default status on my loan and keep my tax refund?

are there any programs out there to repay my defaulted loan and keep my tax return they have already started garnishing my wages

2007-12-26 15:37:34 · 3 answers · asked by Jenn 1 in United States

6 ⤊

What to do about nanny's pay period that straddles 2007 and 2008?

I pay my nanny every two weeks. Her next pay period will be the last week of December and the first week of January. Am I supposed to split that pay period in half and include the December half in this year's taxes? Or, even though she worked the hours in 2007, does the fact that she does not get paid for those hours until 2008 mean that the whole pay period belongs with that year's taxes?

2007-12-26 15:29:47 · 11 answers · asked by Anonymous in United States

0 ⤊

how can i keep my tax refund if i have a defaulted loan and they have garnished my wages?

i have a school loan for about 3500 dollars and they started garnishing my wages in july of this year (2007) is there any way to keep my income tax from being seized?

2007-12-26 15:20:48 · 6 answers · asked by Jenn 1 in United States

4 ⤊

Will i get a refund or will i have to pay taxes?

I'm a full-time student and made $22,000 this year.I have no dependents and i am worried i will have to pay an absurd amount.Any tips.

2007-12-26 15:15:09 · 13 answers · asked by fyr5000 1 in United States

0 ⤊

Anyone have any good tips on how to save money when on a tight budget?

2007-12-26 15:11:50 · 23 answers · asked by Anonymous in Personal Finance

1 ⤊

patent as collateral?

are there any government or any lenders that would allow you to use your patent as collateral on a loan

2007-12-26 14:45:00 · 2 answers · asked by Ray S 2 in Credit

6 ⤊

my landlord is trying to break my lease because my rental was burglarized.?

not only is she harassing me, and stressing me out over this, but 2 weeks prior to my place getting robbed, i asked the landlord to fix the locks, there is only one lock and no deadbolt. she says i have until friday(28th) to get out, or she'll have my property removed. she wont except rent, but yet she is pro rating this last week and a half, and taking it off of my security deposit. she threatens that everyone who comes by here, she'll call the police for trespassing.i live in florida. even after the robbery, she refused to put new locks on the door. no where on the lease does it say that i cannot have friends. when i showed her the lease, she tried to keep it. i did however get it back.

2007-12-26 14:41:21 · 7 answers · asked by dano321 2 in Renting & Real Estate

9 ⤊

when you sell a losing STOCK, who buys it?

when you realize your stock is losing money repeatedly and want to sell it, does the leftover money get paid back from the company that you invested in? or does it come from somewhere else? are you guaranteed to be able to get whatever is leftover returned back to you?

i've never invested in stocks before but i am interested in reading and learning about how everything works, and may possibly want to invest through a company such as Charles Schwab or Fidelity.

any other advice you have would be much appreciated, such as where to begin, etc.

2007-12-26 14:36:08 · 10 answers · asked by BRobb 3 in Investing

0 ⤊

I just had a problem with my seller on ebay, has this ever happened to you???

EWe agreed in a payment method money order and then -AFTER I BOUGHT IT- on my confirmation e-mail he/she said I only accept paypal.
Hellpppppppppp

2007-12-26 14:36:08 · 2 answers · asked by janesmithdp 3 in Corporations

0 ⤊

father is sick at home, i want to write an application for the one month leave to the office manager?

father is sick from a long time,ireceive fax yesterday,ihaveto go home for a month. i don~t know how to write the application t the manager. can u pls help me to write.

2007-12-26 14:26:43 · 8 answers · asked by rekha c 1 in Small Business

5 ⤊

how do i get my routing number if i dont have any checks?

i need my routing number to set up a Pay Pal account, only i dont have any checks. Can i find my routing number online?

2007-12-26 14:26:39 · 1 answers · asked by Tyrone B 1 in Personal Finance