Anyone have any good tips on how to save money when on a tight budget?

Answer 1

try Frugal Village :
http://www.frugalvillage.com/

Answer 2

If you mean savings account, put the money in first and then try to live off the rest. Other than that, get rid of all extras and shop carefully and only for necessities. Or go to school, get an education so you can get a better job. That will require a scholarship but then you will be so busy working and going to school, you will not have time to spend any money.

Answer 3

I'm in the same situation as you are. I recently bought a good book at Borders that I recommend. It is called Bonnie's Household Budget Book. It's in the business/financial section of Borders Book stores.It costs about $13. It has sheets that you can keep track of your expenses on and has tips(lots of them) on how to save on everything from cars to movies.

Other ways to save money are to shop at the cheapest grocery store in town, shop at W,al-mart, use coupons, buy generic brands of groceries and prescriptions, Go to the movies in the afternoon for matinee prices, and go on to Mapquest.com to find out the lowest gas prices in your area. I'm sure there are many other tips, but this should get you started!

Answer 4

Clip those coupons for food savings. buy gas in the early morn in the winter cause gasoline condenses in the cold and ya get more for your dollar. Tire pressure, check at least once a week and more often if the weather temp. dropsdramatically as this will cause air pressure to change as well, low inflated tires get lousy gas milage. Turn down the thermostat and put on a sweater. If ya pay your own water bill, turn the water on low flow instead of wide open cause a lot of times the water meter won't read . Water heater, turn it off while not at home, turn on to do dishes, turn off till morning, getting up a 1/2 hr early then turning it on for a shower will save you on gas/electric for that appliance

Answer 5

You don't know me but I am going to save you $1,000 a month now for free. In 50 years this will be equivalent to around half a million dollars!!!
OK, here we go:
- Drive diesel car like VW Golf TDI 2002 (half the price on fuel because fule consumption is much better comapred to regular cars).
- Don't eat outside at all! Learn to cook and eat home or take food with you when you leave home if needed. Food will actually be cleaner this way more healthy and much cheaper.
- Buy fruits and vegetable in the market like china town not grocery stores. you should not exceed $300 a month on food this way while still enjoy good variety and some treats from time to time like frozen blueberries with ice cream - super delicious (!) but still much much cheaper than desert in a restaurant.
- don't buy anything you do not really need. don't buy anything unless you planned to buy it when you left your home.
- limit yourself to no more than $3 a day "fun" spending outside, like coffee, pizza, etc. if you go to Mcdonalds for example do not take their "combo" etc. but rather just the sandwich ($1.5 double cheeseburger - now that's a good deal!)
- use each razor to shave for half a year, just shave gently it will be fine, don't replace them more often than every 6 months as you do not really have too.
- by at craigslist.com used stuff in great condition will cost you 1/4 of the regular price.
- excercise. yes, you will be healthier and have 0 expense on meidcine and doctors.
- minimize your expense on phone, mobile, cable tv and internet - find out the absolute best deal possible. it is worth spending a lot of time on these becasue each dollar you save a month you can multiple by 100 to get 10 years savings as they are constant monthly expenses not just one time.
- you did not mention your age but buy or rent a small 1 bedroom apartment or 1+den. do not marry a materilaistic woman or man that will expect a big house. it will kill you from within.
Now here is what's most important advice:
spending much less is agreat start but if you want to achive true freedom and not work for someone but rather be your own boss and WORK WHEN YOU WANT TO WORK, then you have to invest (do not call it work, invest). Learn about passive income. read the book "rich dad poor dad" - a MUST read. consider investing in real estate to generate passive income. Good luck. and when you are rich, remember my email because yes, as you can see there are free meals!

Answer 6

change to greater useful lights,turn the thermostat down slightly (approximately seventy 8 levels 12 months around for heating and cooling). Spend purely paper money (expenditures-no longer substitute). Use your laptop to hint your money to the close to penny. in case you spend overseas money,pay with money purely and positioned the substitute in a jar. In a verify e book,once you're making a deposit,enter the quantity of the deposit as time-honored and interior the stability column enter purely the money-no longer the substitute. once you write a verify,enter the quantity as time-honored-around the quantity as much as the subsequent entire greenback and subtract that from the previous stability. It saves pennies which could upload up. whilst the stability interior the checkbook says 0,end spending money. On paydays,you are able to the two upload the hot paycheck to the previous stability and proceed or you won't be able to upload it mutually and stay to tell the tale a paycheck to paycheck foundation jointly as you construct up a money reserve interior the account. on the top of the month once you stability the checkbook,you have thoughts. you are able to flow away the money interior the checking account or positioned some or all into an pastime bearing fee reductions account. start up the hot month with a 0 stability interior the checkbook. money interior the jar might count and extra to the fee reductions account on the comparable time. i attempted this technique various years in the past and controlled to maintain approximately $3 hundred.00 in approximately 3 months,even though all of it went for no longer something whilst my spouse found out what i grew to become into doing and went on a spending spree. I used a weekly paycheck to paycheck device and did no longer upload the hot paycheck to the previous stability and started out the hot month with a 0 stability. it extremely is why I say use the laptop to hint your actual spending. If achieved actual,your checkbook stability will attain 0 till now the laptop and economic employer account does. Your best temptation would be attempting to no longer spend any of the money you saved. verify the internet for community replace/commerce web content. you have something somebody will commerce which you may choose or ought to apply to commerce for something else. improve a small backyard for greens to help with nutrition expenses. reckoning on the a while of your infants,they could help shield it (and that they could be greater in all hazard to consume what they improve).

Answer 7

Get a compact station car for most commuting and errands. You'll save money on gas. Also, buy all your supplies and toiletries at the dollar store instead of the grocery store.

Answer 8

from one penny pincher to another, this is what i do. and doing it like this i actually get my bills paid a month a head.

buy in bulk. u shop less often and save more money. have and use only the essentials. figure up what u need extra cash for like smokes, gas, etc.. and put back as much as u can from each pay day. whatever is left from each payday put in a jar. by end of the month u have extra cash and aren't struggling as bad.


hope this works as well for u as it does for me

Answer 9

Make sure your budget is written. Put savings on the budget in the expense section. Treat it like a bill; you have to pay it no matter what.

Answer 10

Get rid of things that are not a neccessity and save, save, save. for example cut out cable t.v., starbucks coffee, nails and pedicure, video game and movie rental, fast food and restaurant dining, etc. a little bit saved here goes a long way.

Answer 11

You can save money if you can limit yourself to eat out, go to the movies, buy stuff what you don't really need like more clothes, shoes, hats, or go on vacation.