Business & Finance - 16 November 2007

My 46-year-old friend was babysitting for her neighbors, in her neighbors' home. The family dog knocked my friend down the stairs, causing my friend to break her jaw and wrist. She has spent many days in the hospital and will require lots of reconstructive surgery, to say the least! Medical bills are already piling up. Shouldn't her neighbors' homeowner's insurance be covering this? They have not offered to contact the company and my friend does not know how to proceed. To make matters worse, the neighbor whose dog caused the injury is an insurance agent!

2007-11-16 08:08:46 · 23 answers · asked by Anonymous in Insurance

I am trying to get organized for 2007 taxes, what are some of the common and not so common tax deductions/credits that may be overlooked and I can take advantage of to get more money back on my return?

2007-11-16 08:06:36 · 6 answers · asked by Anonymous in United States

2007-11-16 08:03:18 · 15 answers · asked by cj23 1 in Other - Business & Finance

I heard an advert on the radio last week that people under the age of 16 can design their own bank cards. I can't remember what bank it was for but probably for Bank of Scotland as it was on a Scottish radio station. Does anyone know what bank this is for and how i can apply?

2007-11-16 07:53:04 · 1 answers · asked by teuchter 2 in Small Business

Ok I'm very, very worried right now. I stopped paying my credit cards about one yr ago due to the fact that I dont have a job, and go to school full time. Recently, I just got contacted by a paralegal who works at a attorney's collection office. He started telling me on how much trouble I could get If I did not start paying at least 120/ a month. I owe 2,400. But there is no way I can pay. My plan was to finish my last yr of school and pay it next yr. My credit is already messed up, it sucks. But I need to finish school, and I can't work. He just scared me saying they can garnish my earnings ( which I don't have a job or savings) take away properties ( I don't have any) But my question here is what can they actually do???? Like I said I'm a Florida resident. What are the laws here when it comes to collection, and what can they actually do? I only owe about 4,000 in CC which I know I will pay as soon as I finish my career. Help!!

2007-11-16 07:52:27 · 6 answers · asked by marcela r 2 in Credit

She took out a $500 loan and she thought they would just take it out of her next paycheck. Well, I guess you have to fax them in writing two days before your payday and tell them that you want to pay it off. If not, then they just take out $80, which does not go toward any of your loan. The fax number she has is always busy. We can't find a phone number for them. She asked the bank if they could get contact info for the loan company, they said that all they have is the name that the ACH comes through with, which is "BIG". Does anyone have any suggestions?

2007-11-16 07:49:32 · 0 answers · asked by hekdw 2 in Credit

A sales person that I am working with showed up to the office without calling or anything no appointment.

This made me feel like he is too pushy and I didn’t like this approach. I feel kind of weird working with him now.

Anyone had similar experiences?

2007-11-16 07:39:34 · 2 answers · asked by Anonymous in Other - Business & Finance

2007-11-16 07:26:55 · 4 answers · asked by Shearson 1 in Other - Business & Finance

if i get a loan for 5000 with a reeking interest rate of 19% which then makes it about 5950 i owe total thanks to the interest rate. making my monthly payments 129.70

BUT if i then turn around and pay back 2000 of the 5000 originally owed (since i dont need the whole 5000 but thats the minimum for this type of a loan) will my interest rate STAY 19% for the remaining 3950 that i will owe? and once im down to the 3950 that i owe-what will my monthly payment be at now at this time?

thanks for any help.

2007-11-16 07:24:19 · 2 answers · asked by kburgess612 1 in Credit

BUT I'm a victim of indentity theft right now. Will a fraud alert prevent them from doing it again, OR do I HAVE to put a credit freeze on my accounts?

2007-11-16 07:21:47 · 4 answers · asked by LetLoveIn 2 in Credit

I know there is a licese (not CAP and accountant licenses) for people who can prepare income tax for public. But, I don't know the title name of this license and what level of education do I need to achieve/complete?
PS: I will be educate in United States

2007-11-16 07:10:58 · 3 answers · asked by lcd0502 1 in United States

2007-11-16 07:09:44 · 5 answers · asked by spullins11 1 in Health Care

i saw somewhere that there is no law that says you have to pay income tax?

2007-11-16 07:08:32 · 9 answers · asked by MIKE G 2 in United States

If anyone knows how i can make money on the internet without having to pay anything, the best answer will get the best answer points, thanks

2007-11-16 07:03:33 · 13 answers · asked by Anonymous in Personal Finance

I had a baby four years ago with my boyfriend at the time, I lived on my own for the first two years of my daughters life. At the end of 2005 her father and I decided to move in together. We do not consider ourselves common law as we do not share a bedroom and all of our finances are kept seperate. Her father runs his own business and I work for a company and I claim her as my dependent always have. Part of our re-assessment states that because he makes less money than me (his company makes much more money than I do he only shows as paying himself less) he must claim her as a dependent and they have sent me a 6,000.00 bill after re-assessment of my personal taxes. I don't understand!!! I pay for everything that has to do with her and he pays for the house this is merely a living arrangement for financial purpose and has nothing to do with us being a couple. Where can I go to have someone assist me in rectifying this assessment

2007-11-16 06:56:18 · 6 answers · asked by Anonymous in United States

2007-11-16 06:53:03 · 2 answers · asked by Money007 2 in Investing

Just wondering if this is a legal way to discriminate in hiring someone

2007-11-16 06:47:13 · 12 answers · asked by dsreed 1 in Law & Legal

I am in the manufacturing industry and I am selling equipment to a company. Am I allowed to buy stock in this company? Is this insider trading? I am new to stocks...

2007-11-16 06:46:22 · 6 answers · asked by R T 2 in Investing

My business has $800,000 in expenses in Poland every year, and I'm interested in buying a fixed term (1 year) forward currency contract hedging Polish zlotych against the U.S. Dollar. How ? How much would it cost ?

2007-11-16 06:36:04 · 2 answers · asked by jack_98 3 in Investing

Can an individual file a Deficiency Judgment on you from a Warrenty for deed?
I have been dealing with these people for quite some time. The home was not taxed in my name, loan was not in my name, the house is already sold supposedly, and they are saying they will file the judgement with all the credit bureau's plus any property that i own now or acquire in the next seven years.
I dont understand all of this. 3 months ago they needed a quit claim deed now they sold the house. if it is not one thing it is another.
thank you.

2007-11-16 06:34:50 · 5 answers · asked by Anonymous in Renting & Real Estate

She wants to put the house into my name now so there are no problems later. I am not sure how to go about transferring the house into my name .

2007-11-16 06:30:11 · 11 answers · asked by sweetpea 3 in Renting & Real Estate

i am trying to refinance my home and i need 2 years worth of w2 and tax info.. i have looked all over and i can't find any of my old paperwork!!! how can i go about getting copys or finding replacement info??

2007-11-16 06:27:27 · 7 answers · asked by ra ra yeah!! 1 in United States

I lived in an apartment in Michigan, and relocated to Ilinois. I gave the proper notice, and did everything I was suppose to before leaving. After living in Ilinois for a couple of months, I received a letter from my landlord stating that they have set a court date regarding my eviction. I did not receive this notice of a court date, and they claim I did not show up. They also told me that in order for them not to report it to the credit bureau which would ruin my credit I would have to pay them $4,000. I would like to buy a house in a year, and this would make it almost impossible if an eviction shows up on my credit history. I did nothing wrong, but they think they can get away with this, and I'll pay up. I'm a single parent just getting by, and I can NOT afford a lawyer and all the costs related to this. What can I do to get free from this situation? I'm worried sick...Please Help, thank you...

2007-11-16 06:20:44 · 7 answers · asked by Anonymous in Credit

I am a Florida resident,unfortunately unemployed,who is repeatedly being turned down for jobs that I am highly qualified for.I am usually given no feasable explanation for the denial.I am starting to think that this state condones job discrimination and is NOT doing what it can to HELP people like me who WANT and NEED to work.

2007-11-16 06:18:25 · 6 answers · asked by neonknight5150 1 in Law & Legal

2007-11-16 06:15:07 · 1 answers · asked by Melabs 1 in Other - Business & Finance

2007-11-16 06:14:29 · 2 answers · asked by Jon D 1 in Other - Business & Finance

2007-11-16 06:07:24 · 4 answers · asked by Boisterous1 1 in United States

I just moved into a four apartment building and I live in the bottom aparment. I discovered it is a pretty old building and it has several shortcomings. The water from the bathtub is brown for a while before it clears. The kitchen cabinets smell moldy. But the worst part is that the wooden floor of the upstairs neighbours squeeks like crazy and it is really becoming intolerable. I talked to the landlord but he claims there is nothing he can do about it. I want to move out, but I don't want to break my lease (I still have about nine months to go). My lease states that if the apartment is uninhabitable, the landlord should either fix it or terminate the lease. The lease does not say what is considered under uninhabitable, so I was wondering if the complaints mentioned above would be enough to consider the apartment uninhabitable? Or is there another option? I would really appreciate any usefull tips. Thanks!

2007-11-16 06:03:13 · 4 answers · asked by Belgiansteve 1 in Renting & Real Estate

Myself and my partner have been renting a first floor, 1 bed flat since september and all is going brilliantly apart from the fact that the flat is not double glazed and there is even a window missing from the bathroom. As you can imagine, in the cold winter nights we are absolutley frozen to the bone, even if we put the heating on it just goes straight out the window. I really dont want to move again as its really conveniant for work and close to our parents houses, also we just havnt the time to look for another place. So my question is, what obligations does my landlord have towards the upkeep of the flat? I mean, we have always paid the rent on time and we are generally good tennats. Is it her responsibility to maintain it? because at the minute it's really inhospitible, we've been forced to spend the nights at my moms house. To me that seems wrong because we pay our rent and should be able to live there comfortably? Opinions please?

2007-11-16 05:52:55 · 2 answers · asked by gemba253 4 in Renting & Real Estate

how long do u think it will take for the american dollar to become worthless ?

2007-11-16 05:50:58 · 9 answers · asked by Anonymous in Other - Business & Finance