Business & Finance - 8 November 2007

I am a non-resident, who have worked as a seasonal worker in the USA for 4 months in 2006. By this moment I have not filed for my tax return. I have to get 100% on the tax paid as a refund, because my income is below the taxable income line. Some people tell me that I have missed the deadline and I'll be charged penalties. However, this is what I found in IRS publication 519, p.40:
"If you file for 2006 calendar year, your return is due April 17 2007"
Moreover: "When to file for deductions and credits. To get the benefit of any allowable deductions or credits, you must timely file a true or accurate return. For this purpose, a return is timely if it is filed within 16 months of the due date just discussed".
The due date is Apr. 17th, which means that if I file before Aug 17th 2008 for 2006, my return filing would still be timely.
Is my reasoning correct? The due date is Apr. 17th, so it is 16 months after that date, right?

2007-11-08 04:28:02 · 5 answers · asked by Ivan S 1 in United States

2007-11-08 04:25:24 · 2 answers · asked by michele c 1 in Renting & Real Estate

2007-11-08 04:20:52 · 5 answers · asked by Anonymous in Other - Careers & Employment

I need money and honestly, I prefer to not get credit checked. Any help appreciated.

2007-11-08 04:20:30 · 6 answers · asked by Anonymous in Personal Finance

I started working for an engineering corporation and we got the news that we are being audited. I just talked to the financial manager (aka owner's wife) and she just told me that they get audited every year and that it is normal for corporations. Is this normal? It seems really shady.

2007-11-08 04:16:32 · 3 answers · asked by dangergirl7121 2 in United States

I now have a driveway from a rental house that runs through the middle of my property.They have a 20" easement from that house to the main road. It runs right by my home, What can I do to have it moved a little farther from my house. I had a new drive made for them but they refuse to use it and insist on using the old road, I tried talking to them about using the new road but they will not use it. Most of their company and the electric man use the new drive but they will not. The new drive is much safer for everyone concerened. Each house would have it's own drive if they would use the new one. I own the 8 acres surrounding their house on one side and they own another 55 acre property that their home is at on the other side . They rent out the house behind me that the drive in question goes to. Is there any way to get them to use the new driveway?

2007-11-08 04:16:14 · 4 answers · asked by rgh13 1 in Renting & Real Estate

http://money.cnn.com/data/markets/dow/

It's looking ready to drill, folks.

2007-11-08 04:12:10 · 4 answers · asked by Anonymous in Investing

2007-11-08 04:07:31 · 10 answers · asked by speaker of truth 3 in Personal Finance

Since I don't understand what a recession would mean for home buying (and house prices) I'm wondering would it be wiser to buy a house just after Christmas when our credit will be okay (just above 630) or keep saving and having time increase our credit and buy in April?

There is also a possibility that one of us will be switching jobs come beginning of June so I don't want to wait until that point since I know that we may be denied for a mortgage if partner switches one of his jobs (he has two). We'll definitely get a fixed rate (I don't believe in gambling on the future interest rates, I like knowing what my payment will be).

Also, do you think prices for houses will drop in the Chicagoland/Rockford area? We are trying to also factor in the costs of everything rising due to the price of oil.

2007-11-08 04:03:59 · 5 answers · asked by G M L 4 in Renting & Real Estate

i need to analyse the growth trend in the Oil and Gold shares prices.It would be good if the listed share is in NYSE.

2007-11-08 04:00:42 · 6 answers · asked by stockf 1 in Investing

My entire family is selling this week. My co-workers are transferring their 401K portfolio to money market and guarnteed investment funds. I ride the train down town in Chicago, and the traders that I ride with all told me they are getting out this week. They said they are going to selloff their personal stocks over the course of the next few weeks? I'm worried about retirement. Should I sell everything before it is too late?

2007-11-08 03:56:00 · 12 answers · asked by smithascott 1 in Investing

If my mother adds me by Quit Claim, can i use that to report the taxes for teh interest paid?? She is teh only one on the loan, but ive been told by numerous sources that all i need to do to report teh taxes is to be added to title?? is this true??

2007-11-08 03:55:43 · 5 answers · asked by jd101g 2 in United States

2007-11-08 03:48:50 · 4 answers · asked by Sharon D 1 in Renting & Real Estate

2007-11-08 03:37:54 · 5 answers · asked by Foo223 2 in United States

discuss in details of how it have a impact on the employer and the business

2007-11-08 03:35:59 · 3 answers · asked by julian w 1 in Other - Business & Finance

I am 27, good health but family has a history of high colesterol, high blood pressure, cancer, etc... I am also a single father to a 4 year old girl. I have a small ammount of coverage through my work ($15,000), and no real assets to my name other than my car. If something were to happen to me I don't really have much in the way of financial security to offer to my daughter. Should I look at getting additional life insurance for myself?

2007-11-08 03:28:43 · 14 answers · asked by Anonymous in Insurance

I'm 19; in Australia, I want to be an actor, but want a back up career in case I don't make it as an actor, my next passion is fashion design, but then I found out that that career too was very competitive, so I thought of a plan c; housing (Urban and Regional Planner) which is a stable permanent high paying career. But I’m now facing the problem that I can't study fashion design and housing at the same time and each take at least 4 years to launch, what should I do?

2007-11-08 03:25:23 · 1 answers · asked by Anonymous in Other - Careers & Employment

Are stafford loans (or direct loans) from US government be used as a tax-deductible interest when filing for taxes?

Thanks!

2007-11-08 03:25:11 · 2 answers · asked by Dr. W 3 in United States

2007-11-08 03:24:04 · 8 answers · asked by Brandon 1 in United States

This in relation to UK not USA.

2007-11-08 03:24:01 · 2 answers · asked by Don 1 in Investing

many people like to save money for emergencies, or in preperation of makind a majorpurchase; others don't belive in saving, they say that money loses its buying power very quickly, so it's a good idea to spend money as soon as it's earned.

2007-11-08 03:17:28 · 7 answers · asked by Anonymous in Personal Finance

the responses are all negative with respect to the dental choice? Are there no jobs in this field? The recent reports of medical careers being in high demand would make someone think that these were both good choices.

Any positive responses are welcomed as I am considering several options in the medical area.

Thanks.

2007-11-08 03:15:46 · 6 answers · asked by Anonymous in Health Care

2007-11-08 03:15:13 · 13 answers · asked by Brandon 1 in United States

I currently have a few thousand dollars just sitting in the bank in a savings account, not growing or anything. Is there anything else I could do with it that is a safe investment but will still get me a higher rate of return?

2007-11-08 03:13:58 · 11 answers · asked by Anonymous in Personal Finance

I've been reading all these articles about people trying to get out of debt because they can never pay off their credit card balance, people living paycheck to paycheck, or those that doesn't have enough savings for their retirement.

Just wondering how many of you out there are really this much in trouble? If you don't gamble and use your money wisely, poeple should be able to save. I'm lucky to say I don't know anyone this much in trouble yet. So, is media just exaggerating?

2007-11-08 03:09:59 · 32 answers · asked by Jessie 1 in Personal Finance

It is such a beautiful ring, tiffany set in platinum over 2 carats and GIA certified, appraised for approx $20,000. This is probably the only piece of jewelry like this I will ever possess, but the sale of this ring would really help me out of a financial jam I am in right now and I kept the ring from a break up about 5 years ago. It does have sentimental value, but I am facing a foreclosure, and in collections on 5 credit cards due to being laid off in January, still not working yet. Should I sell it? I took it to a place where they gave me a loan of $5000 to hold it until Jan, now I need to get the $5000 to get it out and the balance when I deliver it to whoever buys it. Does anyone know a reputable place in NYC that will pay what it is worth? What else can I do to get out of debt?

2007-11-08 03:05:37 · 9 answers · asked by LenaP 1 in Personal Finance

my support is over paid does that count?

2007-11-08 03:05:31 · 11 answers · asked by Anonymous in United States

bottom line, want to make sure I am not going to owe come april.....have the typical situations, 2 mortgages, not so typical 4 children....

2007-11-08 03:02:10 · 4 answers · asked by Anonymous in United States

There's this really old, small house on the side of the street on the edge of a small wood next to bigger, nicer houses. I've lived here (Raleigh, NC) for 6 or so years and I have never seen someone live there.
Every time I walk by that house I think "Man, I wish I lived there, but I don't know why!" I feel like I'm being drawn to the house?? It's weird.
Anyway, I noticed walking by today that there was a letter on the door from the department of Raleigh saying that they are going to get rid of the house because it's a "nuisance" and warning the owner to fix it up or they will remove it.
This is a big deal to me and if they remove it I don't know... I'll feel like something is missing! I want to contact the owner, but I have no idea who it is because no one lives there...
How do I find out the owner? I don't know where to start!

2007-11-08 02:55:25 · 9 answers · asked by chris 2 in Renting & Real Estate

1. Is this a fee-for-service, or managed care policy?
2. What are the premium costs?
3. What is the deductible?
4. Is there a co-insurance amount, and if so, what is it?
5. Is there a co-payment amount, and if so, what is it?
6. Are their any exclusions to the policy (e.g. pre-existing conditions, birth control pills, etc.), and if so, what are they?

2007-11-08 02:52:54 · 3 answers · asked by Josh A 1 in Insurance