Business & Finance - 3 October 2007

can anyone tell me if liquidity and solvency are the same thing? and if they are different then how is solvency calculated using ratios and the balance sheet?

appreciate any quick replies.

2007-10-03 04:17:07 · 3 answers · asked by Anonymous in Other - Business & Finance

I thought there might be some type of census report detailing what industries, whether they are service or product industries, have the largest problem with customers either welching on their bills or continually pay 60-90-or 120 days late.

2007-10-03 04:15:36 · 5 answers · asked by Nutsogood 1 in Other - Business & Finance

I have no insurance and the hospital will not help. Medicade tells me that becouse I have a job there is nothing they can do I have a 6mth old that is on medicade. The hospital said there is nothing they will do to help me out.

2007-10-03 04:15:26 · 7 answers · asked by tweety_93075 1 in Insurance

I was thinking of paying double my car payment per month so that I can pay it off earlier. Is it beneficial to do this, or should I just make the minimum monthly payments? Which is better for building my credit? Thanks!

2007-10-03 04:14:51 · 1 answers · asked by Hitch™ 3 in Credit

I want to work for cosmetics and it's by commission but I don't know if you receive a paycheck as well.

2007-10-03 04:12:40 · 3 answers · asked by Anonymous in Small Business

2007-10-03 04:09:33 · 10 answers · asked by Anonymous in Insurance

Hi Guys
I have an interview tommorow for a company that specialises in sales and marketing. The advert stated it wanted graduates of any subject who have personality and drive to apply for a career in sales, promotions, marketing.
So I did and now I have two different preliminary interviews for 2 different companies tommorow and Im scared. I have only ever worked in admin or retail and have some event management experience when i put on a charity gig.
Some general help on marketing and sales and how my experience in jobs listed above could be helpful.

2007-10-03 04:09:06 · 4 answers · asked by Anonymous in Marketing & Sales

I have been working on my credit and i can't seem to get the score to go up. I have 1 credit card which I pay on time every month, a car loan again on time every month and was only late 1 time like a year ago, student loans i pay every month. I can't seem to get the score up. Any ideas about possible home loan qualifications? I've heard that buying a home increases your credit score, and i think it will be better than renting, any suggestions?

2007-10-03 04:07:04 · 6 answers · asked by whistlebritches_17 1 in Credit

2007-10-03 04:03:16 · 3 answers · asked by Creole Diva 2 in Credit

I like my job, its very relax easy, no pressure from boss and the pay is not bad. I recently started grad school and i am even able to do some homework at work. What else could i want? Well, its seems to me that i am getting rusty, my job is not really associated with my area of study or my future goals in career. seems that more i stay at my "easy" job the less knowledgeable i get on my field of interest, because i don't practice it and my job is not challenging me, its just simple tasks. I was thinking i'll get a job after grad school, but thats 2 more years away. Seems that the more i wait, the rustier and less knowledgeable i'll get. Should i get a job thats related to my field of interest? or stay at this unchallenging job, wait 'till grad school ends and than look for something? Thank You

2007-10-03 04:00:08 · 2 answers · asked by Anonymous in Other - Careers & Employment

2007-10-03 04:00:00 · 4 answers · asked by Kathy M 1 in Personal Finance

The tenant has paid me one month security deposit. He was supposed to pay two. now i am fed up and want to sell knowing he is locked in and can't vacate the premises because of the lease. Is this true?

2007-10-03 03:57:35 · 4 answers · asked by Chrissy mindy 1 in Renting & Real Estate

Summary: My ex and me split up and owned a house together. We decided to quit claim deed the home and he would pay me X amount of $$. The banker was informed of our plan which included transfer of my ex's name onto the house, soley. Next month the check was ready and I signed the deed. I did not have an attorney.

The next week, I spoke to the banker and asked to sign the papers to get my name off the house. He said it was in the works and my ex was doing the paper work. I called often and after a month the banker left the business after many years of working there, unexpectly. I dealt with the top guy and he tried to get my ex to refiance the house and he won't. I can't get loans and I am fiancially responsible for a house loan w/out owning the house. Mistake, of course. The bank claims they can't help me. My ex won't refinance to get my name off the house. What is left for me to do? Did the banker who left make a mistake too? Help. Need solid answers.

2007-10-03 03:53:42 · 7 answers · asked by JW 2 in Renting & Real Estate

Hello there, I was thinking about selling some items at craft shows. A friend of mine's aunt sells those knockoff designer purses you get in NY and makes like $1000 or so at a show around here. I was wondering if anyone knew any good resources for shows in my area (Youngstown, OH and also close to the PA line) and how I can get information to sign up for the shows, fees, if they say what kind of products are sold, etc.
I found these candles online I think would do well and they have a dropship I can do if I run out as well as wholesale, if you bought over $300 I believe it was 35% off, www.coolcandle.com I believe it is and I just want to make sure not a lot of people would have the same thing at these events because I think these would be a big seller.
Also I read it helps if you accept credit cards at these events-how can I do that and don't people normally just pay cash? I'm not real sure but I was wondering....but please if you can share any good information, I'd appreciate it...

2007-10-03 03:39:33 · 3 answers · asked by Connie 2 in Small Business

When Jimmy Carter was president, he made a big chunk of change when he allowed Japanese mini-vans to enter the U.S.A. as passanger cars.

2007-10-03 03:33:09 · 2 answers · asked by LindaAnn 4 in Other - Taxes

Did it happend to you? I posted a question, that i needed money to get my bussines started etc, and i got many people who are offering me a loan.There even was one guy, who wanted to loan me money based on trust!!!! I mean, can that be real, or it's just a scam to get your personal info and bank account number.

2007-10-03 03:31:47 · 5 answers · asked by nataliya 2 in Credit

It is becoming a problem now 'cause my husband is now getting mad at the money I am spending!!! My feelings are it saves us money 'cause I would spend more in the store......
I am xmas shopping for our kids and clothing for the kids...it is not unnecessary shopping but he doesn't see it that way!!!

2007-10-03 03:26:22 · 8 answers · asked by krisreichwein 2 in Personal Finance

I am in a forclosure situation:
Purchase Price: 275,000 (2004)
Refinanced in 2005 and took out a Heloc
Heloc: 100,000

My estimated price for selling is going to be 330,000. Will I have to pay any taxes on the potential sell of my house. If so are there any ways out ie: proving financial hardship.

2007-10-03 03:26:15 · 3 answers · asked by Jon W 1 in United States

So Far this year I have paid over fifteen thousand dollars in interest on my mortgage. Is there a certain percentage that is refunded when I do my taxes? Also, are closing costs refundable too?

2007-10-03 03:09:14 · 8 answers · asked by TM W 1 in United States

Will it be half of the money?

2007-10-03 02:41:42 · 3 answers · asked by . 3 in United States

Just need a figure about how much the take home pay.?

2007-10-03 02:40:53 · 2 answers · asked by . 3 in United States

Can anyone give me any ideas where to find such a job? I live in Sacramento, CA. Thanks

2007-10-03 02:38:29 · 6 answers · asked by Lady Day 1 in Other - Careers & Employment

Can you tell me how much I can make per year and about per week if I make $ 22,00 per hour. Working 40 hours per week ( full time job) I know I have to sustrac. taxes, SS and insurance. But for the Insurance is $ 60,00 per month
I'm in NY State
Thanks!!!

2007-10-03 02:31:33 · 4 answers · asked by mimi72 1 in Insurance

Looking in Browns Mills. I found a house that is completly redone for 219,000 asking...I want to offer 185,000. Is this too low?

2007-10-03 02:31:26 · 4 answers · asked by Chris 1 in Renting & Real Estate

10/3/07: My husband and I bought a golf course-view house in Indianapolis, Indiana. We closed 5 days ago; moved-in 4 days ago; and 2 days ago found out that the golf course is scheduled to close. It was announced by the golf course management 2 years ago at the home-owners' association meeting, and the seller and her realtor most likely knew. But they did not disclose it to us, even though they had ample opportunity to do so. They had advertised the house everywhere as golf course view. We definitely would not have bought the house if we had known that the view is there only for 2 more months. We paid for the view and know that homes without a view like that go for a lot less.
Now a school or more homes are scheduled to be constructed in its place. What are our legal rights? Can we "return" the sale of the house?
Please advise. Thanks.

2007-10-03 02:30:38 · 11 answers · asked by harsar 1 in Renting & Real Estate

I have just sent off the forms with all proff of ID. Does anyone know how long ( on average ) the wait could take?

2007-10-03 02:28:57 · 17 answers · asked by Dan P 1 in Renting & Real Estate

I need to pay off about $!,000.00 worth of bills. I have a CD that is about to mautre in 2 months. I'm thinking of cashing out the CD to pay off the debts and remove the noose from my neck. My friend is telling me to use the power of leverage on this one. She says use the CD as collateral, get a small loan, pay off the debts, and still have my money basically in the bank. She says this is a better way than just taking the money paying bills then I'm left with nothing startina ll over from scratch again. Can I do what she says and does this method make sense?

2007-10-03 02:22:33 · 2 answers · asked by installerwanted 1 in Personal Finance

2007-10-03 02:22:13 · 8 answers · asked by Anonymous in Personal Finance

I started saving receipts to create a budget and account for my spending. A friend of mine said that I can use the taxes paid on those receipts for my income tax. Is this true? If so, how?

2007-10-03 02:20:06 · 6 answers · asked by joesquibel 1 in United States

Eg
I am currently a bacelor of commerce majoring in accounting and management. The business environment, even though i could adapt to it would not suit me as being a police officer. I got the degree as a fallback so i am qualified to do a range of jobs eg accountant so i can always find work.

Would it be better to pursue a career path with a greater financial reward that i may get unsatisfied with (accountant) or pursue a career that i will have more fun and be more satisfied doing, for less financial reward.

FYI - i found uni classes to be a bit of a drag.
- average constable (police officer with about 5 years expirience) earns $50 000 - $55 000 a year plus overtime etc. An accountant with same sort of level earns around $ 70 000 in area i looking at with same years in industry expierience.

2007-10-03 02:12:28 · 10 answers · asked by P4BZ 4 in Other - Careers & Employment