Business & Finance - 3 October 2007

do the taxpayers pay it?

here's the other question: can someone do this? rack up major credit, let's say $79,000 or whatever. then, instead of paying it, they declare bankrupcy.

then they never have to pay it!!!

is that right?

and then, next year, they rack another 47,000 dollars, whatever, and they do the same thing over and over.

can that b done?

ps: i am in no way insinuating that i do this. lol, i pay in full every month :)

2007-10-03 12:51:53 · 2 answers · asked by chapped lips 5 in Credit

Im 16 years old and was wondering if i can buy stocks? if i can where is a good secure website to do it?

2007-10-03 12:51:41 · 6 answers · asked by Anonymous in Investing

We have a Sears credit card and they closed the account before we paid it off. It is almost paid off. My husband cancelled the account care and they sent us a letter stating that they sent to the credit bureaus that we closed our credit card account and we did not, they did. Will this go against us.

2007-10-03 12:46:17 · 5 answers · asked by genevieve592000 1 in Credit

2007-10-03 12:42:56 · 6 answers · asked by Anonymous in Law & Legal

i now have a new negative collection on my credit reports and this debt is over 10 years old..can a collection agency do that any time? and it can pop up on my report decade after deccade??? doesn't seem legal to me?

2007-10-03 12:40:23 · 6 answers · asked by doglover2 1 in Credit

Also how do they do their schedule and when do you get the discount card?

2007-10-03 12:33:42 · 3 answers · asked by Victoria 3 in Corporations

I thought it's better to pay in full but this is what i copied and pasted from another question that I answered:

"""It just shows potential companies you borrow from that you dont really have credit established if you pay in full every month. I would put like $200.00 on a credit card and pay the minimum every month until its paid so the credit card company can report that to the credit reporting agencies such as experian etc"""

so it hurts us to pay in full? is it better to pay the minimum? does my credit score lower if i pay in full? am i not getting his answer?????

THANKS GUYS!!!

2007-10-03 12:31:54 · 7 answers · asked by chapped lips 5 in Credit

Ive been given 2 months possession notice from my private landlord. More than 6 months has elapsed on the assured shorthold tenancy. Tenancy began 1st April. I need more time to find a new home that adequately meets my needs and to save the necessary costs involved in moving including a bond as one was not required here. My daughter and i face homelessness without more time. Can i extend the possession order at all? Thank you

2007-10-03 12:29:32 · 4 answers · asked by Anonymous in Renting & Real Estate

2007-10-03 12:29:26 · 7 answers · asked by chapped lips 5 in Credit

need answers by right now! lol thanks

2007-10-03 12:25:56 · 7 answers · asked by enflip23 1 in Other - Business & Finance

2007-10-03 12:25:26 · 3 answers · asked by tiffy a 1 in Credit

i just received 1000 dollars from an uncle, and i'll go to the bank to exchange them for pounds, but what happens if by some reason, one of those bills is fake?? will they keep it? i just checked all of them, and they seem to be OK, but i just have some curiosity... what happens if one of those bills is fake?

2007-10-03 12:21:20 · 6 answers · asked by Anonymous in Other - Business & Finance

What options, if any, do we have. It is a foreclosure so I dont know what the process is or how long it will take to find out anything. I really love this house!!! Please Help!!!

2007-10-03 12:20:19 · 8 answers · asked by All That 1 in Renting & Real Estate

I know we should send a credit report while disputing something from the bureaus but do we have to send the entire report. I have a 16 page report !! LOL yes 16 pages and want to know if I should just copy the page that contains the incorrect information or copy the entire report.

Please note, I’m asking this because through my experience credit bureaus love to prolong the process by stating there isn't enough information and I need to submit additional documents.

Sorry, but please answer if you're certain of the answer :-)

Thanks in advance!

2007-10-03 12:18:38 · 2 answers · asked by Fahad S 3 in Credit

I will soon be finishing a Master of Social Work (MSW) degree. I originally went into social work with the intention of becoming a therapist with my own private practice.

Although I love the work and I love my clients, I am really not cut out for this field due to the low pay and high demands/burnout. I have SO much respect for people who do this work but I know it's not for me. The degree is teaching me a lot, though--about health care, communication, systems, etc.

I am asking for serious and encouraging answers to the following. 1. Will having a Master's degree--even if I work outside of social work--be to my benefit and help me get a higher paying job than I would have with only a bachelors? 2. Besides for HR, what are different directions I can go with this degree (outside of social work)?

Thank you.

2007-10-03 12:11:30 · 7 answers · asked by quirkyfunnyone 1 in Health Care

My landlord is on his last leg.(very sad) His wife is also up in her years and doesn't think that she will be able to handle things. I just wondered how soon after he dies that I will be made to leave. I live in the state of PA if that helps at all?!?!
Thanks!

2007-10-03 12:11:07 · 5 answers · asked by DRNoraSarasin 3 in Renting & Real Estate

I'm a struggling real estate agent and presently in need of urgent cash. I've tried working harder but it is not happening...
I lost the meaning of GOD and wondering where is my next paycheck is going to come. That is WHY, I'm turning to Yahoo Ask.

I know that I sound like a loser to you people but I've no choice but in hope that somebody out there is listening...

2007-10-03 12:00:11 · 3 answers · asked by Chanm 1 in Personal Finance

My friend signed a lease when he moved into his apartment. But the lease expired about 1 year ago he is still in the apartment but missed paying the last 3 months for rent Aug Sept Oct. He owes $3,600.

Since he did not sign a new lease can he just not pay the last 3 months and just leave? Or will they sue him even if he did not sign a new lease?

This is in New York State

2007-10-03 11:56:18 · 15 answers · asked by tkessandoh 1 in Renting & Real Estate

I'm paying off my credit cards. How long does it stay on my credit report? Trying to improve my credit by having 1 credit card. Any ideas? I have like 6 credit cards. Someone told me it still says on credit report for a few years. Does it improve your credit score by paying off credit cards?

2007-10-03 11:44:31 · 8 answers · asked by greeniis777 1 in Credit

2007-10-03 11:42:56 · 12 answers · asked by jmanddl 1 in Other - Careers & Employment

i live in a twon without any where to work and the next town is 10 miles away plz help me

2007-10-03 11:34:40 · 3 answers · asked by Anonymous in Personal Finance

I want to be in the medical field. I have considered being a nurse practitioner, physician's assistant, registered nurse, occupational therapist, and a dental hygienist. The duties of nursing seem overwhelming but I would get to help people, occupational therapy seem very physical, dental hygienists have to look in peoples mouths and the nurse practitioners and physician assistants are responsible for diagnosing and prescribing medicine which could be very challenging and overwhelming. I like all of the careers because I would get to help people and they are in demand, but I can not decide on which one. Can someone give me any opinions, experience, or anything on these careers that would help me? Thanks

2007-10-03 11:33:37 · 7 answers · asked by Anonymous in Health Care

The mutual fund has a great interest rate, but the 529 has a tax savings - so which is better ?

2007-10-03 11:33:12 · 3 answers · asked by Shelly L 1 in Personal Finance

Can business executive know about insider trading and employment law and environmental law and tort law and all of the others? Will a court really hold one person to such knowledge?

2007-10-03 11:32:55 · 4 answers · asked by christine0204 1 in Law & Legal

What document should I get to verify the company exist, and they are the legal representative of the company?

2007-10-03 11:32:55 · 4 answers · asked by laputaoh1 1 in Renting & Real Estate

this is my first bank account and i dont understand anything about it!!

2007-10-03 11:29:04 · 9 answers · asked by Anonymous in Credit

I am over 25yrs old.

2007-10-03 11:22:10 · 2 answers · asked by Sure Shot 2 in Personal Finance

I am having trouble deciding on careers, I have even thought about doing both. I would like to get some REAL and SERIOUS opinions about the careers and reasoning for answers. Thanks in advance for helpful answers.

2007-10-03 11:21:13 · 2 answers · asked by Anonymous in Health Care

I work as an accountant for the government. I have passed 3 of the 4 sections of the CPA exam and I am taking the last section next month. I am looking to get licensed in CA. Will not working for a public firm deter me from getting licensed?

2007-10-03 11:20:45 · 3 answers · asked by JP 2 in Small Business

I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan processor, at the car dealership, he shrugged it off like it was no big deal.
In the meantime, I'm going crazy. Do I own this car? Who is responsible? Is he the co-signer on his car?
What happens in case of a default?
I admit that I am a little more than a little confused.
Thanks!
.

2007-10-03 11:17:17 · 17 answers · asked by TygerLily 4 in Credit