Business & Finance - 20 September 2007

eg: I have call option with stricking price at 30 until 2009. now the company is going to be sold for 20 dollors/share. so I end up with nothing?

2007-09-20 10:57:57 · 2 answers · asked by zhongyu z 1 in Investing

How can one save and pay the bills too.

2007-09-20 10:57:40 · 9 answers · asked by doug g 7 in Personal Finance

My girlfriends daughter was at my home. I allowed her (12 years old) to ride my ATV,she panicked hit a tree and lost sight in a eye for life,no i did not have a helmet on her. Her father is suing my insurance company for damages etc. Can my insurance (homeowners) come back at me or my property to collect any settlement they settle for?

2007-09-20 10:54:39 · 6 answers · asked by pheggie101 1 in Insurance

Why is it that when I pay down my debts(ie pay off credit cards) my credit score drops and when I make big purchases(ie $1,000 or more) my FICO score goes up? Shouldn't it be the opposite? One month I paid off most of my debts and my score went from 789 to 704 the next month. Then last month I charged $1,500 on my credit card and this month my score jumped back up 40 points. Keep in mind I have montiored my credit and I don't have any negative feedback from creditors. Any ideas??

2007-09-20 10:48:57 · 4 answers · asked by Mike 2 in Credit

I love ING direct, but I just noticed that the APR went down to 4.3, and HSBC is offering 5.05%....worth it to switch over for the extra interest? I love ING direct's service and knowing that it only takes like 2 days to get money when I need it...but I'm poor and trying to earn as much as I can, so does anyone have any advice? :)

2007-09-20 10:41:21 · 5 answers · asked by Ella 3 in Personal Finance

We are not very savvy investors.

2007-09-20 10:34:18 · 8 answers · asked by Ramon C 1 in Investing

i'm a stay at home mom and need to suplment our income i am behind in my bills need to start something to make money

2007-09-20 10:31:36 · 5 answers · asked by islandgirl 3 in Small Business

I'm just curious..... My husband and I are investing 20% of our income to a 403 retirement plan. We are in our late 20's early 30's. So my question is.... When it comes time to retire, Will the amount of our investment effect wether or not we will be able to collect social security benefits....

I know there's the chance that there won't be any social security benefits at that time, but that's a whole other issue.

2007-09-20 10:24:22 · 3 answers · asked by Anonymous in Investing

i decided to sell my home a while ago and i signed a contract to sell this house to this certain buyer. This buyer is a lawyer. Now I have changed my mind to sell my hom and the buyer is saying he already sold his house and he'll sue me a million dollars if i back out of the contract. wut should i do??

2007-09-20 10:22:25 · 8 answers · asked by Asif 1 in Renting & Real Estate

have to move out due to owners.i have to move out 9 days earlyer owners moving back to house.

2007-09-20 10:19:25 · 8 answers · asked by jesjames74 1 in Renting & Real Estate

This is for checks I received when I worked under 18 yrs. old. They shouldn't take taxes from minors, right?

What kind of forms do I have to fill out to get the money back from the IRS?

2007-09-20 10:18:09 · 3 answers · asked by starlove2 6 in United States

around this time my intrest rate will jump up2% on an already high 8% of $160k loan.
I am the primary on the home loan but just recently had a baby and currently not working.
Barely a newlywed, Should i ask my husband to refinance the home and become primary? if so would i still be credited for being the secondary on the loan towards my credit score that im still trying to repair?
His credit Score is much higher than mine, so do he? automatically qualitify for a lower intrest rate?
Or should i wait to refi until i return back to work to continue to improve ?
All over the world homeowners are losing their houses, What should i do?

2007-09-20 10:11:00 · 9 answers · asked by ladyyattamo 1 in Renting & Real Estate

We live in a small town with a small locally owned bank.
In the last 15 years-we have borrowed money to purchase 3 homes, numerous vehicles, personal loans. Every payment on time or before-never late. Our banker offered to talk to or write a letter giving a reference on good credit at this bank.

Our problem-we have "0" score
I need to know-who-- or what company we can call and talk to about getting a credit score from our past history at this bank.
Others have said there is such a place and they charge a small fee to have this done, please advise.
thank you

2007-09-20 09:50:00 · 5 answers · asked by this is my name 1 in Credit

what is a copy specialist managar

2007-09-20 09:47:39 · 1 answers · asked by prchica1365 1 in Small Business

Can you deduct your lawyer's fees or an other costs incurred by filing for divorce? Federal as well as state (Kentucky)?

2007-09-20 09:45:31 · 4 answers · asked by Beej 3 in United States

2007-09-20 09:44:01 · 5 answers · asked by perplexed 1 in United States

2007-09-20 09:43:52 · 9 answers · asked by redrose 11 1 in Renting & Real Estate

I have had an accepted contract on my house for about thirty days. The closing date is in one week. In the contract the purchase was contingent on a home inspection, this inspection was to be performed no later than 10 days prior to closing. They just had it done today 7 days before closing. Do they have any recourse to back out now because they waited to long? All of this is in writing in my contract. If there are any major repairs there is no way I can get them done and most importantly paid for in 7 days. I do not have any "room" left to go down in price on my house either. One last thing.. in the contract we negotiated a 600 repair cap, state of TN if it helps. Please elaborate on answers, I have to be able to close on the date that we set. Thank you.

2007-09-20 09:39:46 · 8 answers · asked by Jeremy D 1 in Renting & Real Estate

I am a selfemployed guy. Today I went to a networking luncheon that meets once a month.

The group consists of Accounting and Finance Professilonals. One thing I noticed about the group was about 8 out of a group of 12 people were there in sarch of employement. The group is for folks like myself,but the synergy was not there.

I don't want to sound selfish or anything but as someone that is selfemployed, it is important to invest my time in groups where everyone has mutual intrests. Which usually consists of other folks looking for clients as well.

Although I was able to offer good info(as I was told by others in the group) I just cannot invest time in a group like this. Is this being selfish?

2007-09-20 09:36:08 · 1 answers · asked by BLACK GUY! ♣ 1 in Small Business

If someone at work is rude and inconsiderate and seems to always try to make trouble for other people, can that person be fired for it?

2007-09-20 09:35:18 · 19 answers · asked by Leigh S. 2 in Other - Careers & Employment

I know this sounds like a CRAZY question.
My husband and I currently have about $2,800 in credit card debt. We are also expecting our first child at the end of January '08.
Has anyone else out there gone into first time parent hood with credit card debt?
If so, was your debt like mine? Or worse? Or better?
We only pay about $200 a month to it and I know, with a baby in our lives, that may be less... but I guess I just needed a pep talk. We are working hard at paying it off and saving money at the same time, but.... I feel like I should be debt free when the baby arrives and that's not going to happen!!!!
Thanks guys :)

2007-09-20 09:29:57 · 13 answers · asked by Julie 2 in Credit

Right now I do not have any money in my account. I have utility bills to pay that are late, a car payment, student loan payment and unfortunately I have fallen into the PayDay Advance Trap and I have a few of those due next week. I am in need of about $2000. I have been declined for a personal signture loan. What can I do or is there someone out there that could help me out? Please help.

2007-09-20 09:28:15 · 9 answers · asked by Anonymous in Personal Finance

I pay an in home person to care for my child.Also EVERY OTHER YR i can claim my oldest from prev. marriage., and pay babysitter for him during the summer.

2007-09-20 09:24:01 · 4 answers · asked by kew214 1 in United States

2007-09-20 09:23:37 · 6 answers · asked by presidentrichardnixon 3 in Credit

This is your opion i am going to college in a few years and when i get my first job i want a really good paid 1 so tell me what is the highest paid occupation?

2007-09-20 09:22:55 · 14 answers · asked by Anonymous in Other - Careers & Employment

Is there anyone here that does know the law about the Property taxes here in Illinois?
I just went to the Board of Review and put in a complaint about my Property Taxes and found out ,that they had my House listed at 1200sq insted of 960sq. Somebody will come out and re-measure the house they told me.Is there a way to get back the overpayed monies from the last 5 years since I live here in this house ?Is there a chance getting any thing back due to overpayment or what? I never knew that I had the option to complain about the taxes and to get it reduced etc.
So what is there I can do about it . I have a hearing on October the 2nd regarding the taxes. So what do I say regarding this?
Thank you for all the help you can give me.

I am sorry if I should have put this in the wrong category

2007-09-20 09:19:43 · 9 answers · asked by silverearth1 7 in Renting & Real Estate

Recently, I purchased a single family home from a builder. Are the closing costs that I paid tax deductible? Also, if I refinance this year itself, are these closing costs and/or points tax deductible as well? Any information is greatly appreciated!

2007-09-20 09:17:29 · 3 answers · asked by laser_kevin 1 in United States

2007-09-20 09:15:40 · 10 answers · asked by kennyandlennie 1 in Credit

I'm finding myself overwhelmed with all that is involved in starting a business. I'm developing a fear that I will forget something. Is there a good site with a list of the small stuff on it?

2007-09-20 09:12:48 · 5 answers · asked by April 1 in Small Business

you cant apply for a bunch of mortgages and then compare because the app fees are a few hundred dollars

interest rates may be changing daily and may change based on whats in your application.

mortgage companies may tell you a low rate then bait and switch.

so whats the best way to shop for a mortgage.

2007-09-20 09:06:46 · 11 answers · asked by D. J 2 in Renting & Real Estate