2007-09-20 09:15:40 · 10 answers · asked by kennyandlennie 1 in Business & Finance ➔ Credit
Not unless you live in a community property State like AZ,CA,ID,LA,NV,NM,TX,WA or WI.
Otherwise his estate is responsible for the debt.
2007-09-20 10:12:04 · answer #1 · answered by ? 7 · 0⤊ 0⤋
NO. you were just an authorized user not the primary who is the person financially responsible. Now consider that his estate may be responsible for the debt you will want to determine who the executor is. Also you can contact the credit card company to verify whether or not he had insurance on the account which may cover the outstanding balance on the card.
2007-09-20 09:29:12 · answer #2 · answered by cc 1 · 2⤊ 0⤋
Wow, i'm sorry for this. i might advise contacting the credit bureaus to characteristic a observe stating your issue right here. they are going to then be waiting to look at that, and with a bit of luck take that into consideration. i might additionally touch an legal expert, to help document a civil experience and attempt to get your call off those enjoying cards. it would value you funds, yet nip that interior the bud now, or it is going to value you plenty greater on down the line. lower back, i'm sorry this has befell to you. i do no longer understand some human beings, and how they make the main of others like that. sturdy success. interior the intervening time, no remember what, get that observe off to the credit bureaus. To the different solutions, it particularly isn't any longer authentic which you're no longer held to blame. in the experience that your call is on the enjoying cards, the credit company does not care and in spite of happens on those enjoying cards is going into YOUR document! it is not suitable, notwithstanding it particularly is authentic.
2016-10-05 02:05:37 · answer #3 · answered by ? 4 · 0⤊ 0⤋
You are not personally responsible. However, your husband's estate is. If there are any assets, the debt will have to be paid before you can receive those assets.
In some community property states, spouses automatically own half of each others assets and liabilities.
2007-09-20 09:48:34 · answer #4 · answered by bdancer222 7 · 0⤊ 0⤋
Used to be , if you were married , you were each fully responsible for debts incurred during the marriage .
Recently heard that in the state of California , spouse are no longer responsible for the others CC debt unless you name is also on the account .
(sounds like you were )
Best to check with your local lenders to see what the rules are where you live .
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2007-09-20 09:43:36 · answer #5 · answered by kate 7 · 0⤊ 0⤋
It depends, do you live in a Community Property State? If so then yes, you are responsible for it.
Also, is you were an Authorized user then everytime you signed you agreed to the repayment of he card.
Check your state and local laws.
2007-09-20 12:23:19 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Technically, I would say no depending upon your State laws. But, most companies try to get money from spouses if thier counterparts die with unpaid debts. If it was his personal credit card then I would say no. Hope he had life insurance.
2007-09-20 09:29:02 · answer #7 · answered by foofoo 3 · 1⤊ 0⤋
If you are the beneficiary of his estate than yes.Hes debts must be paid before anyone realizes any wealth from his estate.
2007-09-20 09:23:40 · answer #8 · answered by Ron Burgundy 6 · 3⤊ 0⤋
Unfortunately, that's what happens when you get married. You do inherit your spouses debt when you legally become bound to eachother.
2007-09-20 09:27:53 · answer #9 · answered by HelloKitty 2 · 1⤊ 2⤋
If the card is just your name, then yes-sorry!
2007-09-20 09:23:32 · answer #10 · answered by jenlouise 2 · 1⤊ 1⤋