Business & Finance - 27 August 2007

2007-08-27 04:15:44 · 5 answers · asked by sylvia t 1 in Investing

It's been 6 years since I've checked out the open job market and have had 3 jobs over the past 11 years.

It seems as the years go by, the resume submitting process has become more and more casual. When I first started applying for jobs, it would be a typed cover letter and resume that was sent via mail. Now a day, people submit resumes online, though various job sites, etc.

My question is, how big of a factor does a cover letter play in this day and age? It seems like everyone wants things to be straight and to the point and don't want to be bogged down with extra information/data to go though. However, in the past I know a cover letter could be used as an extra tool to sell yourself.

Is the cover letter still an important tool to use? As you build up more and more experience over the years, is it necessary to have?

2007-08-27 04:15:37 · 27 answers · asked by Gallo 3 in Other - Careers & Employment

He works very hard and my daughter in law works part-time but I know they find it difficult to keep up with rising prices e.g having to buy three school uniforms - I'm not sure what to do as I have another two grown-up children.

2007-08-27 04:06:34 · 12 answers · asked by Maryhill 2 in Personal Finance

When you send out your resume, and potential employers write back and the only thing they say is to supply your salary history and requirements...how do you answer that? I think it's kind of rude.
I know once you tell them you are either going to low ball yourself of they may remove you right away because you asked for too much.
Is it okay to tell them that your requirements are flexible/negotiable and you'd be glad to discuss it at an appropriate time? like in an interview?
Please help! :)

2007-08-27 04:00:37 · 5 answers · asked by Mimi 7 in Other - Business & Finance

portfolio containing two assets,L Nand M.Asset L will represent 40% of the dollar value of the portfolio,and asset M will account for the other 60%.The expected returns over the next 6 years,2001-2006,for each of these assets are shown in the ff table:

Year Asset L Asset M
2001 14% 20%
2002 14 18
2003 16 16
2004 17 14
2005 17 12
2006 19 10
Calculate the expected portfolio over the 6 yrs-period,calculate the standard deviation over the 6-year

2007-08-27 03:57:36 · 2 answers · asked by Ampofo A 1 in Investing

I just read somewhere where you can make money off your good debt. I just wanted examples of this.

2007-08-27 03:48:30 · 9 answers · asked by steelerspride24 3 in Credit

I am needing help with finances considerably....

2007-08-27 03:34:49 · 6 answers · asked by Ms. Jacksonville, FL 3 in Credit

I have been treated here in NY for a medical condition (it does not prevent me from working but if i do not get treated it can have consequences) but i have not seen any progress. I want to quit my job and look for treatment in another country can i still get unemployment?

2007-08-27 03:34:33 · 9 answers · asked by vivi_vvv 1 in Insurance

I live in a small community, the builder listed a pretty large area as a common area (about 10 acres). My question is if this is given to the HOA do we need to pay income tax on this?

Thanks

2007-08-27 03:33:30 · 3 answers · asked by misty m 4 in United States

Whether inheritance or lottery, how do you know who to trust with your money? In small towns people will talk. To remain annonymous, who do you trust to handle your money properly? Yes, this is hypothetical, but probable too. A regular bank would not work, a local lawyer seems to 'local'. Its scary when you know people will want to take advantage of your good fortune. For this future philanthropist, I need advise!

2007-08-27 03:33:09 · 7 answers · asked by Nanette E 1 in Investing

when and by whom is the offer made when someone decides to eat at a restaurant? would a reservation be an offer? what would the acceptance be to that, then?

2007-08-27 03:23:55 · 1 answers · asked by chansherly212 1 in Other - Business & Finance

My company doesn't offer 401K but I would like to have a plan for me and my husband. Anyone with a personal 401K plan that they like? Thanks for the help

2007-08-27 03:18:22 · 8 answers · asked by MommaG 2 in Personal Finance

all the corrections are correct. I sent it to Kansas City, Missouri from St. Louis Missouri.

this week is the 6th week and I checked on the IRS site and they still didnt process it.

sent my 1040x on July 16th, 2007

2007-08-27 03:08:51 · 3 answers · asked by Anonymous in United States

2007-08-27 03:07:20 · 2 answers · asked by sonil s 1 in Other - Business & Finance

i tried to buy a runescape membership but it said i need a verification number which it didnt have on the card so i kept trying an nothing worked so i went to the website with the card and it said i hav a current balance of $30 and a available amount is $0 how the hell could that happen if i couldnt use the card and im not even a member yet, i called and talked to this robot dude or w.e and said i have no money left please reload blahhh wtf ..ugh my moms gonna be pissed :/

2007-08-27 03:01:17 · 2 answers · asked by Anonymous in Credit

I currently pay her medical and dental + support. Mom says I can deduct since she doesn't work. I want to know if I have her sign the form saying I may claim her as a dependent, may I also claim head of household status come income tax filing season?

2007-08-27 02:56:17 · 3 answers · asked by Tyren M 1 in United States

so im apperantley under the Preferred accounts apr .
i applied online through my bank at what i thought was 12% apr when i got my packet it said i have a apr of 24 % .

i understand it might be due to it being my first card and because of my age,but will this apr ever go down ?

2007-08-27 02:47:02 · 1 answers · asked by Anonymous in Credit

I have never sold anything on eBay before.
I have 100% positive feedback as a buyer(never had a neutral or negative comment) I am PayPal verified with a confirmed address.

How much will it cost me total, using eBay and PayPal to sell my "like new" $200 digital camera on ebay? Is it more or less expensive to use buy it now? Should I use a reserve? Does eBay send you boxes to ship the stuff from your house to your buyer?

I am a poor college student and I think I have like maybe $50.00 in my bank account at the moment, so I really need to sell this camera with as little cost to myself as possible, while still recovering the cost of buying it.

My 7.1MP Nikon Coolpix 7600 point and shoot digital camera has only been used maybe 5 or 10 times, still works great, and still has original packaging, photo CD, and instruction booklet, along with computer cables. Box still looks brand new, as do the photo CD(never used) and instruction booklet. I bought it new towards the end of 2006

2007-08-27 02:41:59 · 4 answers · asked by ♥Kay 4 in Personal Finance

i would like the telephone directory listings of all the jewellery stores that operate in warren, pennsylvania

2007-08-27 02:40:42 · 3 answers · asked by diana w 1 in Other - Business & Finance

Its a prepaid card and im trying to get something online it says it need to have that number but its not on my card, on the back of the card theres just this strip that says 7 numbers but those didnt work please help :/

2007-08-27 02:38:30 · 3 answers · asked by Anonymous in Credit

What should I do if my house's appraised value (determined by city) is about $60,000 less than the market value?

2007-08-27 02:36:32 · 7 answers · asked by song bird 2 in Renting & Real Estate

My husband and I have wroked hard in the past year to clear up his bad credit. We managed to pay off 10 of his delinquent credit items, and only one remains. We have a couple of high interest credit cards that are current that we would like to pay off and also, I lost my job about 3 months ago, and we got behind on rent. I am working again, but we would like to be able to catch up on rent and pay off some other bills. We also need a second car. To get to the point, we would like to borrow $10000 to get caught up on rent, pay off the credit cards, pay off a personal loan of $1700 to our bank, and buy a second car. Does anyone know of any lenders that will lend to a person with bad credit? Any suggestions would be helpful. And please don't preach, we were young when we got ourselves in trouble and have learned our lesson. We are just trying to give our two children a home and a great life. Thank you for and suggestions.

2007-08-27 02:34:15 · 5 answers · asked by lookinout 2 in Personal Finance

My family purcahses a 2 damly home about 3 months ago and we inherited tenants. their lease was signed in january with the prior owner. we are not getting along and we need them out at the end of the contract. do we have to give them prior notice to non renewal of the lease? we're bound to the current lease until 12/31/07 and they have a standard rental agreement stating 30 days notice to move. we have family members we want to take the apartment and they're ready to move in as soon as the space is vacant.

2007-08-27 02:31:54 · 15 answers · asked by miacrash 4 in Renting & Real Estate

2007-08-27 02:30:11 · 13 answers · asked by bmariev24 1 in Renting & Real Estate

I have a BA in Business Administration and currently working for an investment company. Would I need to get my MBA in finance? Any information would be helpful.

2007-08-27 02:20:21 · 2 answers · asked by meetbleek23 3 in Investing

i had applied for an unsecured bad credit loan to pay off some bills. Well i got approved for one but they want me to send them $175 before they will send me a check for 10k...why? and is this a scam?

2007-08-27 01:59:47 · 7 answers · asked by sassy2sloppy 2 in Personal Finance

I live in Northern New Jersey and was wondering if I can afford a house by the beach in North Carolina. I'm looking for an area with good schools and a low crime rate. If anyone can give me an overview on the beach areas in NC, I would really appreciate it.

2007-08-27 01:57:58 · 2 answers · asked by TheMagicWand 2 in Renting & Real Estate

Im selling my car, which im leary about this so i need some input, i live in MI, a guy from oregon wants to send me a Bank certified check for the car, what exactly is a bank certified check?

2007-08-27 01:49:03 · 0 answers · asked by Secret Girl 1 in Other - Business & Finance

I need to turn $30USD into $300USD. Any Ideas on how that might be done as quickly as possible. Scams need not apply, I already know who you are.

2007-08-27 01:37:17 · 11 answers · asked by liz21283 1 in Personal Finance

2007-08-27 01:36:12 · 2 answers · asked by Jerry R 1 in Other - Business & Finance